The women have gotten to know each other thanks to family and neighbourly relationships, and bonds of friendship. They sell tubers, clothing and fresh fish. The Benkadi group is on its 5th group loan.
The customer Kadiatou, second from the left in the picture, plans to buy a bale of second-hand clothing from the resellers at Fana, so that she can sell them on from her own home and the market in Fana, for cash or credit, to a clientele composed of men and women. She expects to earn an average monthly profit of 40 000 francs, some of which will be used to take care of her family's needs, and some of which will be reinvested in her sales business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de tubercules, d’habillements et du poisson frais.
Les femmes du groupe Benkadi sont à leur cinquième prêt solidaire.
La cliente KADIATOU, deuxième personne à partir de la gauche, compte acheter une balle de friperie avec les revendeurs de Fana pour ensuite les revendre sur place à la maison et au marché de Fana, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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