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Josephine is 41 years old and is married with four children. She is from Cabilinan, Aurora, Zamboanga Del Sur. For the past eight years, Josephine has owned and operated a sari-sari (variety) retail store where she sells daily-use products such as shampoo, soap, and toothpaste in the local community. She earns 8,000 PHP each month. Josephine joined GDMPC in 2007 to gain access to financial services to help improve her living situation and ability to engage in business activities.

Josephine is requesting a 15,000 PHP loan to purchase additional products to sell such as deodorant, soap, milk and other items. She plans to use the additional revenue generated from her loan to pay tuition fees for her children and to save for the future.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 402
    View loans »
    Philippines Loans Fundraising
  • $70,817,050
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Josephine to purchase products such as deodorant, soap, milk, and other items to sell.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 13, 2012
Currency Exchange Loss:
Sep 17, 2013