Damas Del Futuro (Cuenca) Group
One of the members of this group is Sra. Rebeca. She is 32 years old, single, and has two children (ages 9 and 2). Her oldest child attends an elementary school in the city. She does not own a home, so she lives in a rental property.
Doña Rebeca has been employed at a car wash for three years. She works Monday through Saturday from 8am to 6pm. On Sundays she sells clothing. She has been in this business since she was a young woman.
Rebeca has been a member of her Communal Bank for five years. Her new loan will be invested in the purchase of clothing so that she can grow her business even more. Her dream is to have a house of her own.
The two children who appear in the photo belong to one of the members.
Una de las socias de este grupo es la Señora. Rebeca, tiene 32 años, es soltera y ha concebido 2 hijos de 9 y 2 años de edad, su primer hijo está estudiando en una escuelita de la ciudad. No tiene casa propia por lo que vive arrendando.
Doña Rebeca labora como empleada privada en una lavadora de vehículos desde hace 3 años, trabaja de lunes a sábados desde las 8 de la mañana hasta las 6 de la tarde. Los domingos se dedica a la venta de ropa negocio en el que se encuentra desde muy joven.
Es socia del banco comunal hace 5 años y su nuevo crédito lo va a invertir en la compra de ropa para crecer más en el negocio.
Su sueño es tener su casa propia.
Los dos niños de la foto son hijos de una de las socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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