Rosas Lindas Group
Señora Maribel tells that she joined Pro Mujer five years ago at the invitation of the promoter and her neighbors. She currently has a business which is a neighborhood store; she has been working here for years.
The loan that she is now looking for is to expand her merchandise (purchase confectionery, pastries, sodas, etc.) which she will purchase at the markets and later sell at her sales location. This form of work will allow her to generate income to support her family as much as possible, as she is divorced and has two children.
When asked what she likes about Pro Mujer, she replies that she enjoys sharing the trainings on health and loans with her group.
La señora Maribel indica que hace cinco años que integra Pro Mujer por invitación de la promoción y de sus vecinas. En la actualidad ella tiene un negocio de tienda de barrio que trabaja hace años.
El crédito que ahora sacará es para aumentar su mercadería (compra de dulces, masitas, refrescos, etc.), que adquirirá de las ferias y posteriormente lo comercializa en el puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es divorciada y tiene y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con el grupo la capacitación de salud y de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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