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Justina is a member of the communal bank Unión. She is 63 years old, and has been working with FINCA Peru for more than 13 years.

She has a store in her own house, and through her efforts her store has grown. The loans helped her finish the construction of her house and to educate her children. The training she received through the communal bank helped her to start her business, and to be responsible and reliable. She was able to buy a car and construct part of her house which she now rents. She remembers that her first loan enabled her to buy a little bit of sugar and rice. Now her store has greatly improved.

The loan she is now asking for will be used to build an addition to her house to be used for rental.
View original language description ↓
Justina es socia del Banco Comunal Unión, tiene 63 años, es socia del FINCA Peru desde hace mas de 13 años.
Justina tiene una tienda en su propia casa, con mucho esfuerzo pudo hacer surgir esta tienda con la ayuda de los préstamos recibidos, gracias a ello pudo terminar de construir su casa y educar a sus hijos, las capacitaciones que recibe en su Banco Comunal le ayudaron a poder formar su negocio y ser mas responsable y constante, pudo comprarse un carro y construir parte de su casa que ahora alquila, recuerda que su primer crédito lo utilizo para poder comprar azúcar y arroz pero poquito, ahora su tienda ha mejorado mucho. el préstamo que recibirá lo utilizará para construir otra parte de su casa y poder alquilar.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Justina to purchase materials to be used for an addition to her house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 17, 2011
Sep 28, 2011
Currency Exchange Loss:
Apr 15, 2012