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Giovanna Elvira
This client is 29 years old and lives in La Paz department, in Pampahasi. She started working at the age of 20, providing an urban passenger transport service, but she also sells Esika-brand cosmetics from a catalog in order to make more income.

Giovanna became independent at the age of 20. She currently lives in a house 'en anticrético' (a special kind of rental system in Bolivia) but she is making income to cover her expenses together with her husband. In this way, she was able to save up to buy the vehicle that she now has. She achieved her goal with sacrifice and perseverance.

The loan that Giovanna is requesting will be used to repair the vehicle and to buy merchandise (cosmetics) so that she can get ahead and fulfil many more of the dreams that she has.
View original language description ↓
La cliente tiene 29 años vive en el departamento de La Paz en la Zona de Pampahasi , comenzó a trabajar con esta actividad a la edad de 20 años en el servicio de transporte de pasajeros urbano, pero también comercializa productos de venta por catálogo Esika para poder obtener más ingresos.

Giovanna se independizo a los 20 años, vive actualmente en una casa en anticretico pero ella genera ingresos para pagar sus gastos junto con su esposo, de esta manera pudo ahorrar para comprar la movilidad que en este momento tiene con sacrificio y perseverancia llego a sus objetivos.

El crédito que solicita es para la reparación del vehículo y para compra de mercadería (Cosméticos) , para así poder salir adelante y lograr muchos más sueños que ella tiene.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 117
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Giovanna Elvira to have working capital for her cosmetics business, and to pay to have a public transport vehicle repaired.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 19, 2011
Sep 27, 2011
Currency Exchange Loss:
Nov 15, 2012