A loan of $3,500 helped a member to purchase dozens of prepaid cards to resell in order to increase his working capital.

Efficacité Plus Group's story

Horace is the leader of a Community bank named “Efficacité Plus”, which is composed of 22 micro-entrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC, with the goal of developing their businesses.

Horace, 35 and married, sells prepaid cards. He has been in business since 1997. With hard work and good management, he has been able to stabilize his business by delivering prepaid cards in order to increase his working capital. He makes a profit of about $20 daily. Horace’s ambition is to become a prepaid cards provider in his area. As he wants to develop his business, he has decided to join one of Hope’s groups. He is planning with the next loan to purchase dozens of prepaid cards and resell them at a profit. Horace has five children whose ages vary between 9 months and 9 years old. Two of them attend school.

In this group: Horace, Jeanne, Bernice, Bernadette, Nadine, Hortance, Pilchérie, Marie, Marc, Vicky, Bibiche, Wekola, Jacky, Willy, Elia, Stéphanie, Sylvie, Esther, Jason, Hélène, Claudine, Lucie

Loan details

Lenders and lending teams

Loan details