Farm Depot

Farm Depot expands access to finance, inputs, and technical support for smallholder poultry farmers in Zambia, where 90% of farmers lack access to formal finance. Through its Broiler Harvest Accelerator program, this loan will reach approximately 1,200 unique farmers; participants are projected to increase annual income by up to 350%. To date, 50% of beneficiaries are women and youth, and 45,000 farmers have been served in the past 12 months.

The company operates 26 retail outlets across Zambia, serving more than 120,000 small-scale and peri-urban farmers. It supplies day-old chicks and stockfeed, which account for 85% of sales, alongside advisory support and digital tools that link farmers to inputs, finance, insurance, and buyers. A shift to a hybrid Retail-as-a-Service model, now used by around 50% of suppliers, has reduced inventory pressure and improved product availability in stores. This allows Farm Depot to maintain supply in drought-affected regions while expanding farmer access to reliable, high-quality inputs.

After a successful initial partnership with Kiva, this is Farm Depot’s second loan through the Kiva Social Enterprise program.