Julius

Julius is a 45-year-old married man, with five children, four of his children are still attending school. He lives in the Western parts of Uganda. He is a hardworking and tireless young man who owns a banana plantation farm in his home village where he has practiced banana plantation farming for over 10 years as his major source of income. He also does a piggery project with his spouse as his side family source of income.

He has been facing a challenge of low harvests during the harvesting season and low sales due to lack of fertilizers and manure to improve on his banana plantation farm production and therefore he needs a loan to buy fertilizers and manure for his banana plantation farm. This will enable him to get more profits from banana sales during the harvesting season.

He is a repeat borrower with a very good credit history and according to his cashflows he has the capacity to pay this loan.