Verqor

Verqor is an agri-fintech company expanding access to finance for smallholder farmers across Mexico, with a strong and growing focus on inclusion. Through its digital platform, Verqor provides agricultural credit tailored to farmers’ production cycles and expected revenues, alongside access to quality agricultural inputs. By using crop-based and alternative credit assessments, Verqor enables farmers long excluded from traditional banking to invest in their farms with greater stability and confidence.

To date, Verqor has supported more than 3,500 farmers through over 470 productive loans, with approximately 75% accessing formal credit for the first time. Women represent up to 18% of financed farmers, a notable achievement in a sector where they face persistent barriers to land ownership and finance. Supported farmers see an average 30% income increase in their first credit cycle, while over 1,080 hectares have been placed under sustainable management and more than 80% of farmers have strengthened their climate resilience.

Verqor’s second loan through the Kiva Social Enterprise program reflects the strength of its partnership with Kiva. Having fully repaid its previous loan, Verqor demonstrates financial discipline and long-term commitment. While its first Kiva loan benefited over 40 farmers, this new loan is expected to support more than 100 farmers, helping them manage climate risks and build more resilient livelihoods.