Ramona

The borrower is a merchant with more than twelve years of experience in the retail trade, an activity she began after identifying the need for basic supplies in her community. Since then, she has kept her business active through long and consistent working hours, serving her customers daily, and offering essential products such as groceries, basic grains, and beverages.

She carries out her activity in an area where local commerce is key to family livelihoods, even providing flexible payment options to trusted customers. The requested loan will be used to purchase merchandise, allowing her to strengthen her inventory, increase sales, and improve her income. Her goal is to continue consolidating her business and ensure economic stability for her family.

She is grateful to Kiva for the opportunity to access financing and support the growth of her productive activity.

December 2025.