Josephine

Josephine is 39 years old and lives in the town of Makindye in the Makindye region of Uganda. She is married and has five children with three of them currently attending school. For the past eight years, Josephine has been working hard to manage her salon, which styles and plaits hair. To help expand her business, Josephine has requested a loan of 3000000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more wigs and weave-ons for hair styling. This will help Josephine to generate greater profits and enbable her to improve her standards of living. Josephine hopes that in the future she will be able to construct rental units.

Josephine is a member of BRAC's Microfinance program (MF). The program primarily serves small group members like Josephine who do not have collateral for commercial loans, but have businesses that have grown and qualify for microloans.