Hương

Mrs. Hương, 36, lives with her husband and their 11-year-old twin children in a remote mountain village of Thanh Hóa province. As an ethnic minority family, they have spent many years farming and raising animals, but their income is still unstable and life remains difficult.

To earn extra money, the couple also buys small ornamental plants and seedlings to resell in their community. This work fits their situation well and helps cover daily expenses.

Now, Mrs. Hương is applying for her second loan from Thanh Hóa MFI to purchase more seedlings. She believes that with additional capital, her family can have a more stable income and her children can continue their studies with less worry.