
Hằng
A loan of $1,900 helps to purchase four cows to raise for sale.

Hằng's story
At 49, Mrs. Hằng carries the quiet strength of a mother who has spent her life working for her four children. In a rural village of Thanh Hóa, she rises before sunrise to feed her livestock, then walks to nearby homes to earn extra income as a house helper. Her husband works manual jobs whenever they are available. Together, they earn just enough to keep the family afloat and to support their two youngest children, ages 17 and 14, who are still in school.
This year, Mrs. Hằng dares to dream a little bigger. She hopes to purchase four cows to raise on the grassland near her home, a low-cost, sustainable way to increase her income. After a year of careful care, she plans to sell the cows to local traders, giving her family a chance to move beyond “just enough.”
To make that step possible, she is applying for her 10th loan with Thanh Hóa MFI. It’s a modest amount, but it represents something much larger: stability, dignity, and a mother’s hope that her children can continue their education without worry.