
Luyện
A loan of $1,900 helps to buy several female buffaloes for breeding.

Luyện's story
Mrs. Luyện is 58 years old. She is married and has two adult children. She and her husband live in a small house in a rural village of Thanh Hóa province.
Her husband works as a construction laborer, but his income is unstable and depends heavily on the availability of jobs. For more than 20 years, Mrs. Luyện has worked as a farmer. In recent years, she has also taken on additional work as a house helper for families in the area. Despite her busy schedule, she still tries to raise a few buffaloes, making use of the nearby grass fields to earn extra income.
To improve her family’s livelihood, Mrs. Luyện hopes to buy several female buffaloes for breeding. She is applying for her fifth loan with Thanh Hóa MFI to make this plan possible. With this investment, she believes that within the next 1–2 years, her buffalo herd will grow, helping increase her family’s income and create more stability for their future.