Joel Clotario from Ecuador's loan has been funded! | Kiva

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Joel Clotario

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Kiva is a 501(c)3 U.S. nonprofit fueled by passionate people. Founded in 2005, and based in San Francisco, with offices in Bangkok, Nairobi, Portland and staff around the globe.

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Lending through Kiva involves risk of principal loss. Kiva does not guarantee repayment or offer a financial return on your loan.
© 2026 Kiva. All rights reserved.