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Goghi's Group
In this Group: Goghi , Kosar, Sugran , Manzooran, Rahmat Bibi, Rehana Bibi
Goghi is only 38 years of age. She got divorced a few years ago and operates a jewelry making and selling business. After her divorce, she settled in her brother’s home and started her business because she didn’t want to become a burden on him. She is very skillful in her work and gets regular orders from different jewelers in the city.

Goghi lives in Sahiwal which is famous for its cow species and agriculture industry. She lives there in a two-room brick house with her brother and his family. She has a five-year-old son who also lives with her and has not started his education yet. Besides her business, Goghi also takes care of household responsibilities and her son.

Goghi has applied for a loan from Kiva's partner, Asasah, for the expansion of her jewelry business. With the loan, she will buy materials such as beads, wires and glue for making jewelry in bulk quantity. This will help her offer more variety to her clients and make more profits. Goghi started her business 12 years ago and it is working very well for her. She won't leave this work and her marriage as well. She offers her jewelry at cheaper rates – that’s why she has a good number of clients.

Goghi is hopeful that a loan investment will help her make larger profits and she will be able to start saving some money every month for her son’s education. She is a regular loan user of Asasah and this is her fourth loan application. In previous loan years, she has responsibly made her payments and never gave any chance of complaints.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 321
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 84.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Goghi's Group's $1,300 loan helped a member to buy material for a jewelry making and selling business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 7, 2011
Mar 9, 2011
Currency Exchange Loss:
Feb 15, 2012