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Sa M., age 50, is a local cloth vendor in Phnom Penh. Sa M. sells cloth retail to passersby from village to village around her community. Most of her buyers need her cloth to use for their uniforms and for decorating. She makes a profit of approximately $3 per day from her investment and contributes her income to provide her family daily food. Her husband assists her in selling cloth. Sa M. has four children: two are married and two are students, who also help sell her product when they are not studying. Sa M. is asking for a loan to purchase more cloth to sell in order to gain additional profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sa to purchase more cloth for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Mar 1, 2011
Currency Exchange Loss:
Sep 15, 2011