A loan of $500 helped to add to her stock of clothes worth Kshs.25,000 and buy fertilizer and maize seeds for their farming activity.

Mary Ngina's story

For four years, Mary Ngina N. has been selling clothes and also practices crop farming in Emali town, earning an income of KES 10,200. Most of her customers are low and middle class with minimal earnings.

She was introduced to KADET LTD after attending a seminar organized by KADET at her church. She is applying for her first loan with which she intends to buy more stock of clothes and buy fertilizer and maize seeds to boost her farming activity.

Mary plans to use the profit from the proceeds to invest back into her business, with the aim of improving the business and being self-reliant. She is married to Kimeu Kioko who is a farmer, and they have two children.

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Loan details