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Shagufta's Group
In this Group: Shagufta , Asia Perveen , Samina , Akbari , Salma
Shagufta lives in Khanewal, which is a small city in the Punjab Province of Pakistan that is known for its agriculture industry. She has been living in a two-room brick house with her family. She is married to M. H., who is a school teacher and also runs a grocery store after his school job. He sells daily-use items such as cooking oil, biscuits, soaps, spices and rice in his store.

Shagufta is very caring lady. She fulfills her responsibilities as a housewife and also helps her husband in his grocery store by serving his customers in his absence. She has given birth to 4 sons. All of them are enrolled in a school and getting their education.

She has applied to Asasah, a Kiva field partner, for a loan for her husband’s business. With the loan, he will buy groceries in bulk to minimize his costs and to increase his sales.

He has been in business for over 5 years. Shagufta hopes that the loan will make her husband’s business more profitable and, as a result, she will be able to provide better financial resources to her children.

She is a regular Asasah borrower and this is her 2nd loan application. In her previous loan year, she never missed any meetings and she paid her installments on time.

In the photo, Shagufta is the woman who is holding the Asasah Passbook.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 208
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shagufta's Group's $900 loan helped a member to buy groceries for her grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011