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Sr. Joel and his wife have a small child and support themselves by selling clothes. They sell their products at the different fairs throughout the city as well as the provincial fairs. He and his wife work every day because they want to save and have better living conditions. Both of them have plans to become successful merchants, and they want to buy a place where they can live together peacefully, take care of their child, and provide him with a good education.

With this loan, Joel and his wife will buy children’s clothing by the dozen so that they can earn more income. This will help them increase their operating capital.

View original language description ↓
El Señor Joel junto con su esposa se dedican a la venta de ropa, los señores tienen un hijo pequeño, esta venta lo realiza en las distintas ferias de la ciudad, también llevan a las ferias de las provincias el y su esposa realizan este trabajo a diario, ellos quieren ahorrar y tener mejores condiciones para vivir, ambos tienen planes de ser grandes comerciantes y así poder comprarse un lugar donde puedan vivir juntos y tranquilos y cuidarle mejor a su hijo y darle una educación mejor que la que tuvieron ellos, con el dinero del crédito desean comprar ropa para niños por docena y así poder ganar algo mas para así incrementar su capital de trabajo .

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Joel purchase children's clothing by the dozen.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 27, 2010
Currency Exchange Loss:
Jul 15, 2011