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Ms. Benedicta V. is 39 years old and is married to Mr. Ronal Ortiz. They have three children, ages 7, 5, and 3. She lives in the community of Sumunpaya, in Colcapirhua, in the Department of Cochabamba. She works in the production of milk and fresh cheese.

Benedicta is a very hard-working person. Two months ago, she had an operation for varicose veins because she could not walk, as it affected her feet. Her husband, Ronal, decided it was at the point where she needed to have the operation so that she could get better, to care for their children and to guide their education. However, their milk and cheese production has really fallen during her recovery, because her husband has another job and can't dedicate himself to their dairy business. Benedicta has done the best she can, with the help of her son.

Now that she is able to work more, Benedicta is requesting this loan to buy soybean husk to feed her cows. If she provides the cows with nutritional food, they will produce more milk and she can increase her income. This would allow her to help with the household expenses and to pay for her children's education. She dreams that her children will have a better future, be able to finish high school, and become professionals. Benedicta imagines that her daughter would make an excellent doctor, and in this way could help low-income people, especially the children of their community.
View original language description ↓
La señora Benedicta V. tiene 39 años está casada con el señor Ronal Ortiz y tiene tres niños de siete años, de cinco y la más pequeña de tres años, ella vive en Colcapirhua una provincia de la ciudad de Cochabamba en la localidad de Sumunpaya, ella se dedica a la producción de leche y elaboración de quesillo.

Benedicta es una persona muy trabajadora hace como dos meses atrás la operaron de varices, porque ella no podía caminar ya que le afectaba a los pies pero su esposo don Ronal decidió que era momento de operarse y verla mejor a su esposa y de esa manera ella podría cuidar a sus niños y guiarlos en su educación, pero ese tiempo de recuperación bajo mucho la entrega de leche y elaboración de quesillos porque su esposo trabajaba y el no podía dedicarse a la producción de leche ella lo hacia lo mejor que podía con ayuda de su hijo.

Ella requiere el crédito para la compra de cascara de soya ya que ahora ella puede trabajar más y si les da una buena alimentación a las vacas ellas darán más producción y ella podrá aumentar sus ingresos y de esa manera ayudar con los gastos y la educación de sus hijos, porque ellos sueñan con que sus hijos tengan un futuro mejor y puedan terminar el colegio y realizar una carrera Benedicta sueña con que su hija pueda ser una excelente doctora y así ayudar a las personas de bajos recursos y en especial a los niños de su comunidad.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,682,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Benedicta to buy soy husk (to feed her milk cows).
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 1, 2010
Jul 1, 2010
Currency Exchange Loss:
Feb 20, 2012