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Felicity Trust Bank Group
In this Group: Gladys, Ruth, Helena, Joyce, Abena, Georgina, Janet, Agartha, Felicity
Felicity is a lovely and hard-working woman. She is married to a commercial driver and together they have three children. She is now thirty-three years old. Felicity lives together with her family in a rented apartment at Sunyani, where she also has her business. She is able to provide support to her family’s financial needs through the sale of “banku”. Banku is one of the Ghanaian favorite local dishes that are rich in carbohydrates. It is prepared with corn dough and some amount of cassava dough, cooked between 1-2 hours and eaten with either palm nut or peanut soup. It can also be enjoyed with ground pepper and tomatoes and tilapia. Banku is known throughout all the tribes in Ghana and commonly sold in street stalls.

Selling for the past 15 years, Felicity has made quite a number of faithful customers through good customer relations. She plans to invest the loan to purchase maize, meat, groundnuts and other food ingredients to improve her food quality.

Felicity is currently the leader of a trust bank group called 'Felicity', named after the leader and made up of nine members. The other members are also engaged in petty trading and food processing businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $12,524,950
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Felicity Trust Bank Group's $2,550 loan helped a member to purchase food ingredients in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2010
Jun 8, 2010
Currency Exchange Loss:
Dec 18, 2010