A loan of $1,200 helps to buy more products to sell at his store and for preparing dishes to sell.


Jose Miguel's story

José is 28 years old and lives in the province of Esmeraldas. He is single and currently lives with his mother and siblings.

José sells meat products and a few provisions. His business activities enable him to generate the necessary income to cover his expenses, especially food and other household needs. José is an optimistic young man who needs to get ahead on behalf of his family.

He is requesting a loan to increase his inventory of products and to sell food such as meat with stewed onions and tripe stew. José is grateful for the help of the lenders. Thanks to this assistance, he will be able to continue generating income to support himself and provide for the family he loves so much.

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica.


This loan is special because:

It focuses on the poorest one-fifth of the population with no access to financial services.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.