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Ayesha's Group
In this Group: Ayesha , Naseem, Naseem Begum, Rubina Kosar, Fozia
Ayesha is a wife of M. S. and she lives in Vehari (a mid-sized city), in Pakistan. She owns a small house of two rooms and has been living in it with her family for the past 20 years. She is a very active lady. She always keeps a smile on her face. She is fond of cooking. She prepares delicious foods for her family and takes care of their health. She has two daughters, both in kindergarten. She wants to raise them with a good education. Her husband's name is M. S. and he runs a PCO (public call office, where people make a call and pays charges of single minute). His PCO is located in the main market. He has been running this business for the past 10 years.

Ayesha has been a client of Asasah (microfinance institute in Pakistan and a partner of Kiva) for the last three years. With the loan profits, she has been able to purchase a color television and a fridge. Now they are applying for a loan again to purchase telephone calling cards in bulk for her husband’s PCO.
They hope to get a good profit this time too. They would like to purchase a motorbike for her husband and take the family on rides on weekends.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayesha's Group's $1,225 loan helped a member to purchase calling cards for their business.(Public Call Office).
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 6, 2010
May 8, 2010
Currency Exchange Loss:
May 15, 2011