A loan of $850 helped to purchase wheat flour, sugar, powdered coffee, dairy products, skim milk, corn, beans, soft drinks, fruits, vegetables, sweets, bread, eggs, and coffee cream.


Jelem's story

Jelem is a 36-year-old woman in a common law marriage with her husband. She has 3 children and lives with her family in the town of Choloma, Cortés.

Jelem works from home in her grocery business, selling wheat flour, sugar, powdered coffee, dairy products, skim milk, corn, beans, soft drinks, fruits, vegetables, sweets, bread, eggs, coffee cream, cereal, and animal feed. Jelem is requesting a loan from ODEF for 20,000 lempiras to invest in purchasing wheat flour, sugar, ground coffee, dairy products, skim milk, corn, beans, soft drinks, fruits, vegetables, sweets, bread, eggs, coffee cream, cereal, and animal feed.

This loan will help Jelem to increase the amount and variety of her inventory for her customers. Her goal is to send her children to school and remodel her home.

Translator profile picture

Translated from Spanish by Kiva volunteer Shannon Kirby.


This loan is special because:

It is accompanied by financial education and provides borrowers access to a savings account.



Loan details


Lenders and lending teams




Loan details