There is no Lending Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jan 20, 2026 Oct 12, 2005
Total Loans $50,000 $2,241,139,110
Amount of raised Inactive loans $50,000 $564,125
Number of raised Inactive loans 1 134
Amount of Paying Back Loans $0 $156,146,185
Number of Paying Back Loans 0 182,037
Amount of Ended Loans $0 $2,084,428,800
Number of Ended Loans 0 2,743,745
Delinquency Rate 0.00% 11.47%
Amount in Arrears $0 $11,033,370
Outstanding Portfolio $46,000 $96,228,758
Number of Loans Delinquent 0 71,948
Default Rate 0.00% 1.78%
Amount of Ended Loans Defaulted $0 $37,137,719
Number of Ended Loans Defaulted 0 97,699
Currency Exchange Loss Rate 0.00% 0.37%
Amount of Currency Exchange Loss $0 $13,858,921
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,590,415
Number of Refunded Loans 0 9,989

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.99%
Average Loan Size $50,000 $409
Average Individual Loan Size $50,000 $604
Average Group Loan Size $0 $1,975
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $9,256 $4,376
Average Loan Size / GDP per capita (PPP) 540.19% 9.35%
Average Time to Fund a Loan 15 days 9.21 days
Average Dollars Raised Per Day Per Loan $3,333.08 $44.42
  Average Loan Term 12 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 0 1,319,930
  Journaling Rate 0.00% 41.64%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.51

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 29.00% PY 28.97% PY
  Profitability (return on assets) N/A 1.4% -1.29%
  Average Loan Size (% of per capita income) N/A 42.00% 0.00%

Country Fast Facts

Country:
Peru
Capital:
Lima
Official Language:
Spanish (official) 84.1%, Quechua (official) 13%, Aymara (official) 1.7%, Ashaninka 0.3%, other native languages 0.7%, other 0.2%
Population:
30,147,935
Avg Annual Income:
$9,256
Labor Force:
agriculture: 25.8%, industry: 17.4%, services: 56.8%
Population Below Poverty Line:
23.90%
Literacy Rate:
94.50%
Infant Mortality Rate (per 1000):
20.21 deaths
Life Expectancy:
68.39 years

Lending Partner Staff