There is no Lending Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Dec 11, 2025 Oct 12, 2005
Total Loans $60,000 $2,245,347,635
Amount of raised Inactive loans $0 $1,016,100
Number of raised Inactive loans 0 174
Amount of Paying Back Loans $60,000 $158,843,815
Number of Paying Back Loans 1 185,639
Amount of Ended Loans $0 $2,085,487,720
Number of Ended Loans 0 2,745,039
Delinquency Rate 0.00% 10.75%
Amount in Arrears $0 $10,703,268
Outstanding Portfolio $55,200 $99,564,604
Number of Loans Delinquent 0 70,655
Default Rate 0.00% 1.78%
Amount of Ended Loans Defaulted $0 $37,155,600
Number of Ended Loans Defaulted 0 97,737
Currency Exchange Loss Rate 0.00% 0.37%
Amount of Currency Exchange Loss $0 $13,858,921
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,591,015
Number of Refunded Loans 0 9,990

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.99%
Average Loan Size $60,000 $409
Average Individual Loan Size $60,000 $605
Average Group Loan Size $0 $1,977
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $1,921 $4,375
Average Loan Size / GDP per capita (PPP) 3,123.37% 9.35%
Average Time to Fund a Loan 28.56 days 9.21 days
Average Dollars Raised Per Day Per Loan $2,100.87 $44.45
  Average Loan Term 36 months 11.53 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 0 1,320,664
  Journaling Rate 0.00% 41.61%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.51

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 23.00% PY 28.97% PY
  Profitability (return on assets) N/A -0.1% -1.29%
  Average Loan Size (% of per capita income) N/A 46.00% 0.00%

Country Fast Facts

Country:
Senegal
Capital:
Dakar
Official Language:
French (official), Wolof, Pulaar, Jola, Mandinka
Population:
13,635,927
Avg Annual Income:
$1,921
Labor Force:
agriculture: 77.5%, industry and services: 22.5%
Population Below Poverty Line:
46.70%
Literacy Rate:
57.70%
Infant Mortality Rate (per 1000):
52.72 deaths
Life Expectancy:
74.54 years

Lending Partner Staff

Thebean Gilfillian