Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.


Partner Description:


Borvor Finance is a rural credit institution established in 1998, mainly operating in the Battambang and Banteay Meanchey provinces of Cambodia. Borvor provides affordable financial services to low-income families, especially women and smallholder farmers in rural Cambodia, to increase their income and improve their standard of living.


In addition to offering credit, Borvor provides complimentary financial literacy training and credit life insurance. Through this comprehensive approach, the organization contributes to poverty alleviation and stimulates local economic development.



A unique lending approach:

Borvor utilizes Kiva funding to offer affordable loan products primarily to female entrepreneurs and farmers in rural Cambodia. These loans facilitate income generation and stimulate local economic development.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Oct 7, 2024 Oct 12, 2005
Total Loans $277,375 $2,247,862,935
Amount of raised Inactive loans $0 $815,950
Number of raised Inactive loans 0 266
Amount of Paying Back Loans $226,175 $151,335,890
Number of Paying Back Loans 90 174,692
Amount of Ended Loans $51,200 $2,095,711,095
Number of Ended Loans 23 2,759,048
Delinquency Rate 0.00% 9.98%
Amount in Arrears $0 $9,129,222
Outstanding Portfolio $173,163 $91,503,901
Number of Loans Delinquent 0 39,287
Default Rate 0.00% 1.77%
Amount of Ended Loans Defaulted $0 $37,133,660
Number of Ended Loans Defaulted 0 97,767
Currency Exchange Loss Rate 0.00% 0.37%
Amount of Currency Exchange Loss $0 $13,952,267
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,591,015
Number of Refunded Loans 0 9,990

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 59.50% 79.01%
Average Loan Size $2,455 $409
Average Individual Loan Size $2,455 $605
Average Group Loan Size $0 $1,977
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $2,812 $4,374
Average Loan Size / GDP per capita (PPP) 87.29% 9.36%
Average Time to Fund a Loan 7.82 days 9.21 days
Average Dollars Raised Per Day Per Loan $313.90 $44.46
  Average Loan Term 32.18 months 11.53 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 7 1,321,580
  Journaling Rate 0.00% 41.59%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.51

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A N/A 28.97% PY
  Profitability (return on assets) -0.56% N/A -1.29%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Lending Partner Staff

Ny Nget
Chantra Roeurn
Meas Thon