Viwala is a debt provider for Latin American SMEs advancing positive social and environmental change and contributing to the SDGs. Co-founded by ProMujer and New Ventures, Viwala employs an impact-themed portfolio strategy that aligns funding sources, financial instruments, and measurable outcomes across three areas: social impact (poverty alleviation, healthcare, community resilience), environmental impact (conservation and sustainable development), and diversity, equity & inclusion (gender, LGBTQ+, and Opportunity Youth). Through blended finance, Viwala reduces risk for private investors, lowers borrowing costs for SMEs, and channels capital where it delivers the greatest impact.



Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Nov 11, 2025 Oct 12, 2005
Total Loans $50,000 $2,245,915,560
Amount of raised Inactive loans $0 $964,900
Number of raised Inactive loans 0 138
Amount of Paying Back Loans $50,000 $159,443,625
Number of Paying Back Loans 1 186,296
Amount of Ended Loans $0 $2,085,507,035
Number of Ended Loans 0 2,745,073
Delinquency Rate 0.00% 10.68%
Amount in Arrears $0 $10,698,913
Outstanding Portfolio $50,000 $100,179,374
Number of Loans Delinquent 0 70,621
Default Rate 0.00% 1.78%
Amount of Ended Loans Defaulted $0 $37,157,555
Number of Ended Loans Defaulted 0 97,771
Currency Exchange Loss Rate 0.00% 0.37%
Amount of Currency Exchange Loss $0 $13,858,921
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,591,015
Number of Refunded Loans 0 9,990

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.99%
Average Loan Size $50,000 $409
Average Individual Loan Size $50,000 $605
Average Group Loan Size $0 $1,977
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $13,967 $4,375
Average Loan Size / GDP per capita (PPP) 357.99% 9.35%
Average Time to Fund a Loan 29.67 days 9.21 days
Average Dollars Raised Per Day Per Loan $1,685.13 $44.45
  Average Loan Term 36.5 months 11.53 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 0 1,320,968
  Journaling Rate 0.00% 41.60%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.51

Borrowing Cost Comparison (based on 2023 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 74.00% PY 28.97% PY
  Profitability (return on assets) -10.22% 1% -1.29%
  Average Loan Size (% of per capita income) N/A 4.00% 0.00%

Country Fast Facts

Country:
Mexico
Capital:
Mexico City
Official Language:
Spanish 92.7%, other indigenous languages 5.7%
Population:
120,286,655
Avg Annual Income:
$13,967
Labor Force:
agriculture: 13.4%, industry: 24.1%, services: 61.9%
Population Below Poverty Line:
52.30%
Literacy Rate:
93.50%
Infant Mortality Rate (per 1000):
12.58 deaths
Life Expectancy:
75.43 years

Lending Partner Staff

Dulce Arellano
Carolina Lobo-Guerrero