Status update — September 4, 2018

ICT4D has failed to meet its payment obligations to Kiva lenders since September 2017 and the remaining loan amount of $25,000 is now delinquent.

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There is no Field Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Nov 20, 2016 Oct 12, 2005
Total Loans $25,000 $1,447,828,750
Amount of raised Inactive loans $0 $1,238,025
Number of raised Inactive loans 0 217
Amount of Paying Back Loans $25,000 $146,106,625
Number of Paying Back Loans 1 164,787
Amount of Ended Loans $0 $1,300,484,100
Number of Ended Loans 0 1,705,255
Delinquency Rate 100.00% 23.03%
Amount in Arrears $12,500 $21,472,151
Outstanding Portfolio $12,500 $93,235,443
Number of Loans Delinquent 1 74,577
Default Rate 0.00% 1.73%
Amount of Ended Loans Defaulted $0 $22,473,535
Number of Ended Loans Defaulted 0 54,468
Currency Exchange Loss Rate 0.00% 0.40%
Amount of Currency Exchange Loss $0 $5,836,511
Refund Rate 0.00% 0.63%
Amount of Refunded Loans $0 $9,148,850
Number of Refunded Loans 0 8,475

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 76.67%
Average Loan Size $25,000 $395
Average Individual Loan Size $25,000 $611
Average Group Loan Size $0 $1,773
Average number of borrowers per group 0 7.8
Average GDP per capita (PPP) in local country $1,800 $5,731
Average Loan Size / GDP per capita (PPP) 1,388.89% 6.89%
Average Time to Fund a Loan 4.39 days 7.42 days
Average Dollars Raised Per Day Per Loan $5,694.13 $53.24
  Average Loan Term 13 months 11.37 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 6 909,873
  Journaling Rate 100.00% 43.86%
  Average Number of Comments Per Journal 0.00 0.03
  Average Number of Recommendations Per Journal 0.00 0.70

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 36.00% PY 25.38% PY
  Profitability (return on assets) N/A 0.5% -1.35%
  Average Loan Size (% of per capita income) N/A 56.00% 12.34%

Country Fast Facts

Field Partner Staff