Kiva Annual
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picture of Premal Shah
Premal Shah, President

2014 was another exciting year of growth and innovation worth celebrating for Kiva. Together, with our lenders and partners, we put more than $139 million to work in the hands of Kiva borrowers. We expanded our reach into new geographies, and marked new frontiers for microcredit through our Kiva Labs program.

In the U.S., Kiva Zip continued to spark “lend local” movements across the country, with new Kiva City launches in Pittsburgh, Louisville and Philadelphia. Now more than 11 cities are official Kiva Cities.

Through our Kiva U program, and with the help of partners like Citi, more than 65,000 students and educators used Kiva and microfinance as learning tools in the classroom that inspire students to move seamlessly from awareness to action.

In partnership with the HP Co. Foundation, Kiva set a new paradigm for employee engagement -- with over 130,000 HP employees lending more than $6 million to Kiva borrowers within the year.

Through Kiva Labs, we enabled innovations on the ground including flexible loans for farmers and the financing of income generating assets ranging from cows and trees, to biodigesters and solar lanterns.

These achievements are not just ours to celebrate. They are yours. Thank you!

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  • Buana   |   Indonesia

    Buana has been selling his handcrafted jewelry through Kiva Field Partner Novicia since 2006. A loan of $2,850 helped him purchase natural gemstones and silver to grow his business. (Photo: Brandon Smith)

  • Pablina   |   Paraguay

    Pablina is the busy mother of 9 children as well as an entrepreneur. She used her loan to build a food stall, where she sells corn and corn bread. (Photo: Brandon Smith)

  • Yves-Marie   |   108 Mini Cafe in New York City

    Immigrating to the U.S. from Haiti as a teen was quite a shock for Yves-Marie. However, she gained the courage to start her own business, and even when that failed, she didn't give up. A Kiva Zip loan will help strengthen her second business, a healthy Haitian cafe. (Photo: David Duncan)

  • Ñañepytyvomba Group   |   Paraguay

    The women of the Ñañepytyvomba Communal Bank used their loan to purchase karanday wood, paint and varnish. The president of the group, Presentación, is also a weaver, who creates baskets and hats as her craft. (Photo: Brandon Smith)

  • Aggrey   |   Kenya

    Aggrey is a family man who recently received a loan in order to begin beekeeping on his farm. He hopes that the extra revenue will help him achieve his dream of buying a bigger farm and building a nice house for his family. (Photo: Erin Yamaoka)

  • Magali   |   Ecuador

    With only $60, the recently widowed Magali began a modest business preparing and selling french fries. A loan of $500 helps her to expand her business and open up her very own shop in her neighborhood. (Photo: Elizabeth Hewson)

  • Scott   |   Power 59 Construction in Pittsburgh

    Scott saw many of his family members lose their homes as they could not afford to make repairs. He began his own construction company to provide residents in the Hill District of Pittsburgh reasonably-priced services and even created a training program for homeowners. (Photo: Adam Lopiccolo)

  • Cipriano   |   Bolivia

    Kiva’s Field Partner IMPRO, a small non-profit organization, has been offering micro loans to the working poor of Bolivia for nearly 20 years. Cipriano turned to IMPRO in order to purchase dairy cows. (Photo: Zach Land-Miller)

  • Bvumai   |   Zimbabwe

    Bvumai is an impressive young woman. Not only is she a dedicated Community Health Trainer, but in 2014 she was able to expand her business selling clothing with the help of Kiva Field Partner Camfed and Kiva lenders. (Photo: Patrick Hayes)

  • Riham Group   |   Lebanon

    The enterprising women of the Riham Group have been friends for quite some time, but more recently they became business partners as well. Thanks to a Kiva loan they were able to buy new textiles and attract new customers. (Photo: Noura Ismail)

  • Sin Ta Khar Village   |   Myanmar (Burma)

    Sin Ta Khar Village used their second loan to finance their purchase of livestock such as cows and goats. Their first loan was used to purchase inputs such as fertilizer and seeds, which are much needed in Myanmar’s dry zone. (Photo: Krittika Kaewmamuang)

  • Kone Mory   |   Kone Design in Nairobi

    Kone escaped from Côte d’Ivoire during the 2002 civil war where his tailoring business was burned down. He struggled to make a living with his refugee status in Kenya, but his three Kiva Zip loans have helped him start a new tailoring business in Nairobi. (Photo: Nina Patel)

  • Kumrije   |   Kosovo

    Kumrije’s first loan helped her purchase an irrigation system to expand her fruit selling business. Her second loan helped her to store her fruit before going to market, improving her ability to make a profit. (Photo: Annie Lydens)