Due diligence for Field Partner loans

Most loans on Kiva are administered by one of our local partners in more than 80 countries. Kiva conducts due diligence on all Field Partners prior to allowing them to begin posting loans on the Kiva platform and regularly monitors all active partners.

Kiva partners with a range of organizations, including microfinance institutions, social businesses, schools and nonprofits. These organizations are united by a strong commitment to serving the needs of low-income, vulnerable, and/or excluded populations, either through financial services or by using credit to expand access to products and services.

Kiva uses the information gathered during due diligence and ongoing monitoring to assign a risk rating to all Field Partners. This risk rating primarily reflects institutional risk. However, lenders should be aware that they are exposed to other types of risk such as borrower, country, and currency. Please see Risks of lending for more info.