Due diligence for Field Partner loans

Most loans on Kiva are administered by one of our local partners in more than 80 countries. Kiva conducts due diligence on all Field Partners prior to allowing them to begin posting loans on the Kiva platform.

Kiva partners with a range of organizations, including microfinance institutions, social businesses, schools and nonprofits. These organizations are united by a strong commitment to serving the needs of low-income, vulnerable, and/or excluded populations, either through financial services or by using credit to expand access to products and services.

This page explains the institutional diligence and monitoring for our Field Partners, but lenders should note that a higher institutional risk rating does not necessarily mean that an individual borrower at that Field Partner has a lower risk of default. Please see the risks of lending for more on borrower risk.