Doing good, made simple.

Whether you want to support a global cause or a specific person, we make it easy with a subscription. With Kiva you can contribute as little as $5 and make a big change in someone’s life.

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How Kiva works

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Get started

Choose a borrower who inspires you or choose a cause you support.

Invest

Lend manually or automatically.

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Get repaid

Kiva borrowers have a 96% repayment rate historically.

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Repeat

Change more lives by relending your money over and over again.

It's a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.

100% of your loan goes to the field.

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Our community has funded over $1.6 billion in loans.

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Kiva borrowers have a 96% repayment rate.

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The Kiva community spans 77 countries and 1.9M lenders.

What our lending community thinks

Being able to lend, then get repaid, and lend over and over again gives great satisfaction. My funds have been lent 12 times over.

Heather McLaughlin,

Kiva lender

Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.

Jenae Journot,

Kiva lender

Subscribe to changing lives.

We’re making it even easier to for you to support the causes and the people you care about. With a Kiva subscription, you'll help change even more lives and do good all year long.

Get started

Kiva is an international nonprofit that believes in financial access for all.

We do this by crowdfunding loans, unlocking capital, and addressing the underlying barriers to financial access around the world. With Kiva, you can pitch in as little as $5 every month and make a big difference in someone's life.