In many cases poverty alleviation requires more than access to capital and an understanding of business.

Successful poverty alleviation often requires a variety of services specifically tailored to the particular situation of the individual.

Many Kiva Field Partners implement innovative business practices and offer services in addition to their financial products to meet the needs of the people they serve. For example, many organizations partner with health-focused agencies to provide health care services to their clients who are more likely, as a result of good health, to be able to repay their loan.

Through her local microfinance institution, Gerardina from Ecuador has access to medical care for herself and her family for a small monthly charge. Gerardina and her family can receive regular check ups from a physician, as well as low cost medicine and hospital referrals. The inability to treat health related issues, if she did not have access to health care, has the potential to cause her to fall back into the cycle of poverty despite running a successful business.

Other examples include institutions that stress the importance of education. This can mean loans that enable parents to start businesses and bolster their income so they can send their children to school, as well as educational workshops on topics that are not financial in nature, such as the prevention of disease and domestic violence.

Field Partners who offer comprehensive family support services to the people they serve are awarded the Family and Household Empowerment badge by Kiva.

88 field partners with this badge
MiCredito MiCredito
45 months on Kiva

Nicaragua
See Loans
Esperanza International Dominican Republic, a partner of HOPE International Esperanza International Dominican Republic, a partner of HOPE International
90 months on Kiva

Dominican Republic
See Loans
Fonkoze - Zafèn Fonkoze - Zafèn
2 months on Kiva

Haiti
See Loans
CAURIE Microfinance, a partner of Catholic Relief Services CAURIE Microfinance, a partner of Catholic Relief Services
78 months on Kiva

Senegal
See Loans
SMEP Microfinance Bank SMEP Microfinance Bank
61 months on Kiva

Kenya
See Loans
Tamweelcom Tamweelcom
45 months on Kiva

Jordan
See Loans
ASI Federal Credit Union ASI Federal Credit Union
36 months on Kiva

United States
See Loans
Hluvuku-Adsema Hluvuku-Adsema
93 months on Kiva

Mozambique
See Loans
Izdiharona for Economic Development Izdiharona for Economic Development
12 months on Kiva

Iraq
See Loans
Nirdhan Utthan Bank Limited (NUBL) Nirdhan Utthan Bank Limited (NUBL)
24 months on Kiva

Nepal
See Loans
Maya Maya
36 months on Kiva

Turkey
See Loans
Sanergy Sanergy
23 months on Kiva

Kenya
See Loans
FAPE FAPE
80 months on Kiva

Guatemala
See Loans
Alalay sa Kaunlaran, Inc. (ASKI) Alalay sa Kaunlaran, Inc. (ASKI)
69 months on Kiva

Philippines
See Loans
Fundación ESPOIR Fundación ESPOIR
62 months on Kiva

Ecuador
See Loans
Bai Tushum Bank CJSC Bai Tushum Bank CJSC
49 months on Kiva

Kyrgyzstan
See Loans
Grameen Ghana Grameen Ghana
6 months on Kiva

Ghana
See Loans
CSC MDO "IMON International" CSC MDO "IMON International"
80 months on Kiva

Tajikistan
See Loans
Paglaum Multi-Purpose Cooperative (PMPC) Paglaum Multi-Purpose Cooperative (PMPC)
69 months on Kiva

Philippines
See Loans
M7 Microfinance Institution Limited M7 Microfinance Institution Limited
4 months on Kiva

Vietnam
See Loans
VisionFund AzerCredit LLC VisionFund AzerCredit LLC
33 months on Kiva

Azerbaijan
See Loans
Fundación Paraguaya Fundación Paraguaya
87 months on Kiva

Paraguay
See Loans
ID Ghana ID Ghana
27 months on Kiva

Ghana
See Loans
Camfed Zimbabwe Camfed Zimbabwe
12 months on Kiva

Zimbabwe
See Loans
Fundación Mario Santo Domingo (FMSD) Fundación Mario Santo Domingo (FMSD)
56 months on Kiva

Colombia
See Loans
East Meets West - Vietnam East Meets West - Vietnam
11 months on Kiva

Vietnam
See Loans
Patan Business and Professional Women Patan Business and Professional Women
83 months on Kiva

Nepal
See Loans
León 2000 IMF León 2000 IMF
76 months on Kiva

Nicaragua
See Loans
Credituyo Credituyo
95 months on Kiva

Mexico
See Loans
Milango Financial Services Milango Financial Services
35 months on Kiva

Kenya
See Loans
Amasezerano Community Banking S.A. Amasezerano Community Banking S.A.
50 months on Kiva

Rwanda
See Loans
VisionFund Kenya VisionFund Kenya
63 months on Kiva

Kenya
See Loans
Al Majmoua Lebanese Association for Development Al Majmoua Lebanese Association for Development
83 months on Kiva

Lebanon
See Loans
Negros Women for Tomorrow Foundation, Inc. (NWTF) Negros Women for Tomorrow Foundation, Inc. (NWTF)
61 months on Kiva

Philippines
See Loans
BRAC Uganda BRAC Uganda
80 months on Kiva

Uganda
See Loans
CampoAlto CampoAlto
24 months on Kiva

Colombia
See Loans
CEPRODEL CEPRODEL
82 months on Kiva

Nicaragua
See Loans
Capital Aid Fund for Employment of the Poor (CEP) Capital Aid Fund for Employment of the Poor (CEP)
38 months on Kiva

Vietnam
See Loans
FAMA OPDF FAMA OPDF
51 months on Kiva

Honduras
See Loans
ASA Initiative FNGO ASA Initiative FNGO
1 months on Kiva

Ghana
See Loans
Valley Economic Development Center, Inc. (VEDC) Valley Economic Development Center, Inc. (VEDC)
26 months on Kiva

United States
See Loans
FINCA Peru FINCA Peru
85 months on Kiva

Peru
See Loans
EDAPROSPO EDAPROSPO
80 months on Kiva

Peru
See Loans
Nuru International Nuru International
9 months on Kiva

Kenya
See Loans
CONFRAS CONFRAS
9 months on Kiva

El Salvador
See Loans
Soro Yiriwaso, a partner of Save the Children Soro Yiriwaso, a partner of Save the Children
78 months on Kiva

Mali
See Loans
Microfinanzas Prisma Microfinanzas Prisma
85 months on Kiva

Peru
See Loans
Visionary Empowerment Programme Visionary Empowerment Programme
23 months on Kiva

Kenya
See Loans
KosInvest KosInvest
27 months on Kiva

Kosovo
See Loans
IMPRO IMPRO
89 months on Kiva

Bolivia
See Loans
PADECOMSM PADECOMSM
51 months on Kiva

El Salvador
See Loans
Center for Community Transformation Credit Cooperative, a partner of HOPE International Center for Community Transformation Credit Cooperative, a partner of HOPE International
62 months on Kiva

Philippines
See Loans
myAgro myAgro
13 months on Kiva

Mali
See Loans
Organizacion de Desarrollo Empresarial Femenino (ODEF) Organizacion de Desarrollo Empresarial Femenino (ODEF)
34 months on Kiva

Honduras
See Loans
Apoyo Integral Apoyo Integral
80 months on Kiva

El Salvador
See Loans
Manuela Ramos / CrediMUJER Manuela Ramos / CrediMUJER
84 months on Kiva

Peru
See Loans
Vision Finance Company s.a. (VFC), a partner of World Vision International Vision Finance Company s.a. (VFC), a partner of World Vision International
75 months on Kiva

Rwanda
See Loans
Friendship Bridge Friendship Bridge
87 months on Kiva

Guatemala
See Loans
Koperasi  Mitra Usaha Kecil (MUK) Koperasi Mitra Usaha Kecil (MUK)
84 months on Kiva

Indonesia
See Loans
VisionFund Cambodia VisionFund Cambodia
35 months on Kiva

Cambodia
See Loans
Kashf Foundation Kashf Foundation
25 months on Kiva

Pakistan
See Loans
People's Forum People's Forum
24 months on Kiva

India
See Loans
Fresno Community Development Financial Institution Fresno Community Development Financial Institution
20 months on Kiva

United States
See Loans
Womens Development Businesses (WDB) Womens Development Businesses (WDB)
45 months on Kiva

South Africa
See Loans
Grounded and Holistic Approach for People's Empowerment (GHAPE) Grounded and Holistic Approach for People's Empowerment (GHAPE)
90 months on Kiva

Cameroon
See Loans
Micro Start/AFD Micro Start/AFD
40 months on Kiva

Burkina Faso
See Loans
Fundación Pro Mujer Fundación Pro Mujer
85 months on Kiva

Bolivia
See Loans
Pana Pana Pana Pana
10 months on Kiva

Nicaragua
See Loans
XacBank XacBank
67 months on Kiva

Mongolia
See Loans
Pacific Asian Consortium in Employment Pacific Asian Consortium in Employment
19 months on Kiva

United States
See Loans
Fundacion Mujer Fundacion Mujer
57 months on Kiva

Costa Rica
See Loans
FUDECOSUR FUDECOSUR
58 months on Kiva

Costa Rica
See Loans
Yayasan Sosial Bina Sejahtera Yayasan Sosial Bina Sejahtera
24 months on Kiva

Indonesia
See Loans
Camfed Tanzania Camfed Tanzania
0 months on Kiva

Tanzania
See Loans
MDO Arvand, LLC MDO Arvand, LLC
33 months on Kiva

Tajikistan
See Loans
Alidé Alidé
79 months on Kiva

Benin
See Loans
Asasah Asasah
85 months on Kiva

Pakistan
See Loans
Micro Credit for Development and Transformation SACCO (MCDT SACCO) Micro Credit for Development and Transformation SACCO (MCDT SACCO)
77 months on Kiva

Uganda
See Loans
Latino Economic Development Center Latino Economic Development Center
19 months on Kiva

United States
See Loans
Ahon sa Hirap, Inc. (ASHI) Ahon sa Hirap, Inc. (ASHI)
69 months on Kiva

Philippines
See Loans
Asociación ASDIR Asociación ASDIR
75 months on Kiva

Guatemala
See Loans
COMIXMUL COMIXMUL
19 months on Kiva

Honduras
See Loans
Colfuturo Colfuturo
24 months on Kiva

Colombia
See Loans
Mahashakti Foundation Mahashakti Foundation
24 months on Kiva

India
See Loans
Emprender Emprender
77 months on Kiva

Bolivia
See Loans
FUNDAPEC FUNDAPEC
14 months on Kiva

Dominican Republic
See Loans
EDESA EDESA
66 months on Kiva

Costa Rica
See Loans
CrediCampo CrediCampo
35 months on Kiva

El Salvador
See Loans