In many cases poverty alleviation requires more than access to capital and an understanding of business.

Successful poverty alleviation often requires a variety of services specifically tailored to the particular situation of the individual.

Many Kiva Field Partners implement innovative business practices and offer services in addition to their financial products to meet the needs of the people they serve. For example, many organizations partner with health-focused agencies to provide health care services to their clients who are more likely, as a result of good health, to be able to repay their loan.

Through her local microfinance institution, Gerardina from Ecuador has access to medical care for herself and her family for a small monthly charge. Gerardina and her family can receive regular check ups from a physician, as well as low cost medicine and hospital referrals. The inability to treat health related issues, if she did not have access to health care, has the potential to cause her to fall back into the cycle of poverty despite running a successful business.

Other examples include institutions that stress the importance of education. This can mean loans that enable parents to start businesses and bolster their income so they can send their children to school, as well as educational workshops on topics that are not financial in nature, such as the prevention of disease and domestic violence.

Field Partners who offer comprehensive family support services to the people they serve are awarded the Family and Household Empowerment badge by Kiva.

97 field partners with this badge
CSC MDO "IMON International" CSC MDO "IMON International"
88 months on Kiva

Tajikistan
See Loans
Emprender Emprender
85 months on Kiva

Bolivia
See Loans
Friendship Bridge Friendship Bridge
95 months on Kiva

Guatemala
See Loans
Patan Business and Professional Women Patan Business and Professional Women
91 months on Kiva

Nepal
See Loans
CAURIE Microfinance, a partner of Catholic Relief Services CAURIE Microfinance, a partner of Catholic Relief Services
86 months on Kiva

Senegal
See Loans
iDE - Cambodia iDE - Cambodia
14 months on Kiva

Cambodia
See Loans
Womens Development Businesses (WDB) Womens Development Businesses (WDB)
53 months on Kiva

South Africa
See Loans
Latino Economic Development Center Latino Economic Development Center
27 months on Kiva

United States
See Loans
TerraClear Development TerraClear Development
10 months on Kiva

Lao PDR
See Loans
FAPE FAPE
88 months on Kiva

Guatemala
See Loans
Pana Pana Pana Pana
18 months on Kiva

Nicaragua
See Loans
BRAC Uganda BRAC Uganda
88 months on Kiva

Uganda
See Loans
Fundación ESPOIR Fundación ESPOIR
70 months on Kiva

Ecuador
See Loans
Koperasi  Mitra Usaha Kecil (MUK) Koperasi Mitra Usaha Kecil (MUK)
92 months on Kiva

Indonesia
See Loans
Fundacion Mujer Fundacion Mujer
65 months on Kiva

Costa Rica
See Loans
Capital Aid Fund for Employment of the Poor (CEP) Capital Aid Fund for Employment of the Poor (CEP)
46 months on Kiva

Vietnam
See Loans
Mahashakti Foundation Mahashakti Foundation
32 months on Kiva

India
See Loans
Camfed Zimbabwe Camfed Zimbabwe
20 months on Kiva

Zimbabwe
See Loans
XacBank XacBank
75 months on Kiva

Mongolia
See Loans
Camfed Tanzania Camfed Tanzania
8 months on Kiva

Tanzania
See Loans
MiCredito MiCredito
53 months on Kiva

Nicaragua
See Loans
M7 Microfinance Institution Limited M7 Microfinance Institution Limited
12 months on Kiva

Vietnam
See Loans
VisionFund Kenya VisionFund Kenya
71 months on Kiva

Kenya
See Loans
FAMA OPDF FAMA OPDF
59 months on Kiva

Honduras
See Loans
Milango Financial Services Milango Financial Services
43 months on Kiva

Kenya
See Loans
Valley Economic Development Center, Inc. (VEDC) Valley Economic Development Center, Inc. (VEDC)
34 months on Kiva

United States
See Loans
Asasah Asasah
93 months on Kiva

Pakistan
See Loans
People's Forum People's Forum
32 months on Kiva

India
See Loans
Al Majmoua Lebanese Association for Development Al Majmoua Lebanese Association for Development
91 months on Kiva

Lebanon
See Loans
Micro Credit for Development and Transformation SACCO (MCDT SACCO) Micro Credit for Development and Transformation SACCO (MCDT SACCO)
85 months on Kiva

Uganda
See Loans
Yayasan Sosial Bina Sejahtera Yayasan Sosial Bina Sejahtera
32 months on Kiva

Indonesia
See Loans
Amasezerano Community Banking S.A. Amasezerano Community Banking S.A.
58 months on Kiva

Rwanda
See Loans
FUNDAPEC FUNDAPEC
22 months on Kiva

Dominican Republic
See Loans
Visionary Empowerment Programme Visionary Empowerment Programme
31 months on Kiva

Kenya
See Loans
Kashf Foundation Kashf Foundation
33 months on Kiva

Pakistan
See Loans
Vahatra Vahatra
2 months on Kiva

Madagascar
See Loans
Bai Tushum Bank CJSC Bai Tushum Bank CJSC
57 months on Kiva

Kyrgyzstan
See Loans
ASI Federal Credit Union ASI Federal Credit Union
44 months on Kiva

United States
See Loans
ID Ghana ID Ghana
35 months on Kiva

Ghana
See Loans
León 2000 IMF León 2000 IMF
84 months on Kiva

Nicaragua
See Loans
Sanergy Sanergy
31 months on Kiva

Kenya
See Loans
Negros Women for Tomorrow Foundation, Inc. (NWTF) Negros Women for Tomorrow Foundation, Inc. (NWTF)
69 months on Kiva

Philippines
See Loans
CONFRAS CONFRAS
17 months on Kiva

El Salvador
See Loans
Manuela Ramos / CrediMUJER Manuela Ramos / CrediMUJER
92 months on Kiva

Peru
See Loans
VisionFund AzerCredit LLC VisionFund AzerCredit LLC
41 months on Kiva

Azerbaijan
See Loans
Together Association for Development and Environment Together Association for Development and Environment
5 months on Kiva

Egypt
See Loans
Nirdhan Utthan Bank Limited (NUBL) Nirdhan Utthan Bank Limited (NUBL)
33 months on Kiva

Nepal
See Loans
Alidé Alidé
87 months on Kiva

Benin
See Loans
PowerGen Renewable Energy PowerGen Renewable Energy
16 months on Kiva

Kenya
See Loans
MDO Arvand, LLC MDO Arvand, LLC
41 months on Kiva

Tajikistan
See Loans
Colfuturo Colfuturo
32 months on Kiva

Colombia
See Loans
EDESA EDESA
74 months on Kiva

Costa Rica
See Loans
COMIXMUL COMIXMUL
27 months on Kiva

Honduras
See Loans
Solar and Energy Loan Fund (SELF) Solar and Energy Loan Fund (SELF)
9 months on Kiva

United States
See Loans
Center for Community Transformation Credit Cooperative, a partner of HOPE International Center for Community Transformation Credit Cooperative, a partner of HOPE International
70 months on Kiva

Philippines
See Loans
Organizacion de Desarrollo Empresarial Femenino (ODEF) Organizacion de Desarrollo Empresarial Femenino (ODEF)
42 months on Kiva

Honduras
See Loans
FUDECOSUR FUDECOSUR
66 months on Kiva

Costa Rica
See Loans
Asociación ASDIR Asociación ASDIR
83 months on Kiva

Guatemala
See Loans
Soro Yiriwaso, a partner of Save the Children Soro Yiriwaso, a partner of Save the Children
86 months on Kiva

Mali
See Loans
KosInvest KosInvest
35 months on Kiva

Kosovo
See Loans
Fundación Mario Santo Domingo (FMSD) Fundación Mario Santo Domingo (FMSD)
64 months on Kiva

Colombia
See Loans
FINCA Peru FINCA Peru
93 months on Kiva

Peru
See Loans
Esperanza International Dominican Republic, a partner of HOPE International Esperanza International Dominican Republic, a partner of HOPE International
98 months on Kiva

Dominican Republic
See Loans
Hluvuku-Adsema Hluvuku-Adsema
101 months on Kiva

Mozambique
See Loans
Ahon sa Hirap, Inc. (ASHI) Ahon sa Hirap, Inc. (ASHI)
77 months on Kiva

Philippines
See Loans
Vision Finance Company s.a. (VFC), a partner of World Vision International Vision Finance Company s.a. (VFC), a partner of World Vision International
83 months on Kiva

Rwanda
See Loans
Micro Start/AFD Micro Start/AFD
48 months on Kiva

Burkina Faso
See Loans
Credituyo Credituyo
103 months on Kiva

Mexico
See Loans
Assilassimé Solidarité Assilassimé Solidarité
21 months on Kiva

Togo
See Loans
Fonkoze - Zafèn Fonkoze - Zafèn
10 months on Kiva

Haiti
See Loans
EDAPROSPO EDAPROSPO
88 months on Kiva

Peru
See Loans
Grameen Ghana Grameen Ghana
14 months on Kiva

Ghana
See Loans
Microfinanzas Prisma Microfinanzas Prisma
93 months on Kiva

Peru
See Loans
Grounded and Holistic Approach for People's Empowerment (GHAPE) Grounded and Holistic Approach for People's Empowerment (GHAPE)
98 months on Kiva

Cameroon
See Loans
Tamweelcom Tamweelcom
53 months on Kiva

Jordan
See Loans
SMEP Microfinance Bank SMEP Microfinance Bank
69 months on Kiva

Kenya
See Loans
CrediCampo CrediCampo
43 months on Kiva

El Salvador
See Loans
Apoyo Integral Apoyo Integral
88 months on Kiva

El Salvador
See Loans
Izdiharona for Economic Development Izdiharona for Economic Development
20 months on Kiva

Iraq
See Loans
Alalay sa Kaunlaran, Inc. (ASKI) Alalay sa Kaunlaran, Inc. (ASKI)
77 months on Kiva

Philippines
See Loans
COCAFCAL COCAFCAL
1 months on Kiva

Honduras
See Loans
Pacific Asian Consortium in Employment Pacific Asian Consortium in Employment
27 months on Kiva

United States
See Loans
CEPRODEL CEPRODEL
90 months on Kiva

Nicaragua
See Loans
VisionFund Cambodia VisionFund Cambodia
43 months on Kiva

Cambodia
See Loans
PADECOMSM PADECOMSM
59 months on Kiva

El Salvador
See Loans
CampoAlto CampoAlto
32 months on Kiva

Colombia
See Loans
Fundación Paraguaya Fundación Paraguaya
95 months on Kiva

Paraguay
See Loans
myAgro myAgro
21 months on Kiva

Mali
See Loans
Fundación Pro Mujer Fundación Pro Mujer
93 months on Kiva

Bolivia
See Loans
Nuru International Nuru International
17 months on Kiva

Kenya
See Loans
Fresno Community Development Financial Institution Fresno Community Development Financial Institution
28 months on Kiva

United States
See Loans
Thrive Networks - Vietnam Thrive Networks - Vietnam
19 months on Kiva

Vietnam
See Loans
IMPRO IMPRO
97 months on Kiva

Bolivia
See Loans
ASA Initiative FNGO ASA Initiative FNGO
9 months on Kiva

Ghana
See Loans
Paglaum Multi-Purpose Cooperative (PMPC) Paglaum Multi-Purpose Cooperative (PMPC)
77 months on Kiva

Philippines
See Loans
Maya Maya
44 months on Kiva

Turkey
See Loans
Ecoblock International Ecoblock International
20 months on Kiva

Mexico
See Loans