Innovation is critical in any field, and microfinance is no exception.

Kiva targets Field Partners that strive to constantly provide innovative products and services specifically tailored to the needs of the people they serve. Several studies show that offering complementary non-credit services, such as savings or insurance, can enhance the impact of financial services.

Innovative products and services include a wide variety of possibilities from mobile banking products that allow borrowers to send and receive loan payments through text messages, to micro-insurance products that Field Partners offer to protect those they serve against catastrophic events. It is not necessary for the Field Partners to provide the services directly. These services can be offered in partnership with another organization. One innovation is mobile banking which in some counties is allowing people to transact through their mobile phone. As providers of financial services to often excluded populations, microfinance institutions and other organizations are in a unique position to also provide other innovative services.

Field Partners who offer innovative and technology-based financial solutions to the people they serve are awarded the Focus on Innovation badge by Kiva.

120 field partners with this badge
Apoyo Integral Apoyo Integral
89 months on Kiva

El Salvador
See Loans
American University of Central Asia American University of Central Asia
21 months on Kiva

Kyrgyzstan
See Loans
Investisseurs & Partenaires Investisseurs & Partenaires
14 months on Kiva

Mauritania
See Loans
TerraClear Development TerraClear Development
11 months on Kiva

Lao PDR
See Loans
Colfuturo Colfuturo
33 months on Kiva

Colombia
See Loans
Vahatra Vahatra
3 months on Kiva

Madagascar
See Loans
Planting Empowerment Planting Empowerment
23 months on Kiva

Panama
See Loans
Paglaum Multi-Purpose Cooperative (PMPC) Paglaum Multi-Purpose Cooperative (PMPC)
78 months on Kiva

Philippines
See Loans
Solar Sister Solar Sister
29 months on Kiva

Uganda
See Loans
PowerGen Renewable Energy PowerGen Renewable Energy
17 months on Kiva

Kenya
See Loans
Assilassimé Solidarité Assilassimé Solidarité
22 months on Kiva

Togo
See Loans
UGAFODE Microfinance Limited UGAFODE Microfinance Limited
37 months on Kiva

Uganda
See Loans
EarthSpark International EarthSpark International
29 months on Kiva

Haiti
See Loans
Sistema Biobolsa Sistema Biobolsa
36 months on Kiva

Mexico
See Loans
People's Forum People's Forum
33 months on Kiva

India
See Loans
LiftFund LiftFund
55 months on Kiva

United States
See Loans
ASI Federal Credit Union ASI Federal Credit Union
45 months on Kiva

United States
See Loans
Nirdhan Utthan Bank Limited (NUBL) Nirdhan Utthan Bank Limited (NUBL)
34 months on Kiva

Nepal
See Loans
Fundación ESPOIR Fundación ESPOIR
71 months on Kiva

Ecuador
See Loans
MicroKing Finance MicroKing Finance
50 months on Kiva

Zimbabwe
See Loans
Emprender Emprender
86 months on Kiva

Bolivia
See Loans
Siza Capital SA Siza Capital SA
4 months on Kiva

South Africa
See Loans
Asociación ASDIR Asociación ASDIR
84 months on Kiva

Guatemala
See Loans
Strathmore University Strathmore University
40 months on Kiva

Kenya
See Loans
ADICLA ADICLA
33 months on Kiva

Guatemala
See Loans
Alalay sa Kaunlaran, Inc. (ASKI) Alalay sa Kaunlaran, Inc. (ASKI)
78 months on Kiva

Philippines
See Loans
Hand in Hand Eastern Africa Hand in Hand Eastern Africa
11 months on Kiva

Kenya
See Loans
Al-Amal Microfinance Bank Al-Amal Microfinance Bank
43 months on Kiva

Yemen
See Loans
Credituyo Credituyo
104 months on Kiva

Mexico
See Loans
ID Ghana ID Ghana
36 months on Kiva

Ghana
See Loans
Kubo.financiero Kubo.financiero
25 months on Kiva

Mexico
See Loans
Fenix International Fenix International
22 months on Kiva

Uganda
See Loans
VisionFund Kenya VisionFund Kenya
72 months on Kiva

Kenya
See Loans
Novica Novica
35 months on Kiva

Nicaragua
See Loans
Fundación Mario Santo Domingo (FMSD) Fundación Mario Santo Domingo (FMSD)
65 months on Kiva

Colombia
See Loans
Camfed Tanzania Camfed Tanzania
9 months on Kiva

Tanzania
See Loans
Caja Rural Señor de Luren Caja Rural Señor de Luren
67 months on Kiva

Peru
See Loans
Hluvuku-Adsema Hluvuku-Adsema
102 months on Kiva

Mozambique
See Loans
Maharishi Education for Invincibility Trust Maharishi Education for Invincibility Trust
35 months on Kiva

South Africa
See Loans
Alidé Alidé
88 months on Kiva

Benin
See Loans
WSDS-Initiate WSDS-Initiate
33 months on Kiva

India
See Loans
myAgro myAgro
22 months on Kiva

Mali
See Loans
Juhudi Kilimo Juhudi Kilimo
64 months on Kiva

Kenya
See Loans
Gata Daku Multi-purpose Cooperative (GDMPC) Gata Daku Multi-purpose Cooperative (GDMPC)
72 months on Kiva

Philippines
See Loans
UIMCEC, a partner of ChildFund International UIMCEC, a partner of ChildFund International
87 months on Kiva

Senegal
See Loans
Crédit Epargne Formation (CEFOR) Crédit Epargne Formation (CEFOR)
3 months on Kiva

Madagascar
See Loans
Yunus Social Business (YSB) Yunus Social Business (YSB)
21 months on Kiva

Uganda
See Loans
Quang Binh Women Development Fund Quang Binh Women Development Fund
11 months on Kiva

Vietnam
See Loans
Small Scale Livestock Livelihoods Program Small Scale Livestock Livelihoods Program
9 months on Kiva

Malawi
See Loans
Grameen Foundation AppLab Grameen Foundation AppLab
30 months on Kiva

Uganda
See Loans
Microfinanzas Prisma Microfinanzas Prisma
94 months on Kiva

Peru
See Loans
Visionary Empowerment Programme Visionary Empowerment Programme
32 months on Kiva

Kenya
See Loans
Ejido Verde Reserves Ejido Verde Reserves
7 months on Kiva

Mexico
See Loans
VisionFund Cambodia VisionFund Cambodia
44 months on Kiva

Cambodia
See Loans
Sanergy Sanergy
32 months on Kiva

Kenya
See Loans
Fundacion Alternativa Fundacion Alternativa
46 months on Kiva

Ecuador
See Loans
Bai Tushum Bank CJSC Bai Tushum Bank CJSC
58 months on Kiva

Kyrgyzstan
See Loans
CSC MDO "IMON International" CSC MDO "IMON International"
89 months on Kiva

Tajikistan
See Loans
CampoAlto CampoAlto
33 months on Kiva

Colombia
See Loans
Impact Carbon Impact Carbon
20 months on Kiva

Uganda
See Loans
Accion East Accion East
71 months on Kiva

United States
See Loans
Evidence Action Evidence Action
20 months on Kiva

Kenya
See Loans
iDE - Cambodia iDE - Cambodia
15 months on Kiva

Cambodia
See Loans
Zoona (Malawi) Zoona (Malawi)
4 months on Kiva

Malawi
See Loans
Together Association for Development and Environment Together Association for Development and Environment
6 months on Kiva

Egypt
See Loans
Barefoot Power Barefoot Power
36 months on Kiva

Uganda
See Loans
Fundación CREHO Fundación CREHO
21 months on Kiva

Honduras
See Loans
CEPRODEL CEPRODEL
91 months on Kiva

Nicaragua
See Loans
Proximity Designs Proximity Designs
10 months on Kiva

Myanmar (Burma)
See Loans
Intersect Fund Intersect Fund
22 months on Kiva

United States
See Loans
XacBank XacBank
76 months on Kiva

Mongolia
See Loans
FUNDA-PRO FUNDA-PRO
20 months on Kiva

Bolivia
See Loans
Transcapital Transcapital
53 months on Kiva

Mongolia
See Loans
Babban Gona Farmers Organization Babban Gona Farmers Organization
26 months on Kiva

Nigeria
See Loans
TECNOSOL TECNOSOL
23 months on Kiva

Nicaragua
See Loans
Nuru Energy Nuru Energy
28 months on Kiva

Rwanda
See Loans
Opportunity Fund Opportunity Fund
71 months on Kiva

United States
See Loans
Instituto Peruano de Fomento Educativo Instituto Peruano de Fomento Educativo
13 months on Kiva

Peru
See Loans
Faulu Kenya Faulu Kenya
70 months on Kiva

Kenya
See Loans
Organizacion de Desarrollo Empresarial Femenino (ODEF) Organizacion de Desarrollo Empresarial Femenino (ODEF)
43 months on Kiva

Honduras
See Loans
AFODENIC AFODENIC
89 months on Kiva

Nicaragua
See Loans
NOTS Lampe Solaire NOTS Lampe Solaire
20 months on Kiva

Mali
See Loans
Agro Capital Management LLC Agro Capital Management LLC
36 months on Kiva

Ukraine
See Loans
Mbinga Community Bank Mbinga Community Bank
42 months on Kiva

Tanzania
See Loans
Advans Côte d'Ivoire Advans Côte d'Ivoire
24 months on Kiva

Cote D'Ivoire
See Loans
Kingsbridge Microfinance Ltd Kingsbridge Microfinance Ltd
11 months on Kiva

Ghana
See Loans
Edpyme Alternativa Edpyme Alternativa
69 months on Kiva

Peru
See Loans
CIDRE CIDRE
70 months on Kiva

Bolivia
See Loans
Tujijenge Tanzania Ltd Tujijenge Tanzania Ltd
90 months on Kiva

Tanzania
See Loans
LLC Micro Finance Organization Credo LLC Micro Finance Organization Credo
52 months on Kiva

Georgia
See Loans
PT Rekan Usaha Mikro Anda (Ruma) PT Rekan Usaha Mikro Anda (Ruma)
37 months on Kiva

Indonesia
See Loans
FUNDAPEC FUNDAPEC
23 months on Kiva

Dominican Republic
See Loans
SMEP Microfinance Bank SMEP Microfinance Bank
70 months on Kiva

Kenya
See Loans
Interactuar Interactuar
53 months on Kiva

Colombia
See Loans
Mahashakti Foundation Mahashakti Foundation
33 months on Kiva

India
See Loans
BrazAfric BrazAfric
33 months on Kiva

Kenya
See Loans
Vittana Vittana
30 months on Kiva

Bolivia
See Loans
National Microfinance Bank National Microfinance Bank
50 months on Kiva

Jordan
See Loans
African Entrepreneur Collective (AEC) African Entrepreneur Collective (AEC)
22 months on Kiva

Rwanda
See Loans
Tanaoba Lais Manekat Foundation (TLM) Tanaoba Lais Manekat Foundation (TLM)
74 months on Kiva

Indonesia
See Loans
KOMAZA KOMAZA
28 months on Kiva

Kenya
See Loans
Asasah Asasah
94 months on Kiva

Pakistan
See Loans
Lumni Chile Lumni Chile
24 months on Kiva

Chile
See Loans
COCAFCAL COCAFCAL
2 months on Kiva

Honduras
See Loans
Entrepreneurs du Monde Entrepreneurs du Monde
34 months on Kiva

Haiti
See Loans
Banco D-MIRO S.A. Banco D-MIRO S.A.
67 months on Kiva

Ecuador
See Loans
Fundación Paraguaya Fundación Paraguaya
96 months on Kiva

Paraguay
See Loans
Frogtek Frogtek
34 months on Kiva

Mexico
See Loans
Negros Women for Tomorrow Foundation, Inc. (NWTF) Negros Women for Tomorrow Foundation, Inc. (NWTF)
70 months on Kiva

Philippines
See Loans
Honey Care Africa Honey Care Africa
29 months on Kiva

Kenya
See Loans
Fonkoze - Zafèn Fonkoze - Zafèn
11 months on Kiva

Haiti
See Loans
BRAC Pakistan BRAC Pakistan
34 months on Kiva

Pakistan
See Loans
UpEnergy
25 months on Kiva

Uganda
See Loans
Ecoblock International Ecoblock International
21 months on Kiva

Mexico
See Loans
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)
75 months on Kiva

Philippines
See Loans
One Acre Fund One Acre Fund
44 months on Kiva

Kenya
See Loans
Camfed Zimbabwe Camfed Zimbabwe
21 months on Kiva

Zimbabwe
See Loans
MiCredito MiCredito
54 months on Kiva

Nicaragua
See Loans
Cooperativa San Jose Cooperativa San Jose
64 months on Kiva

Ecuador
See Loans
Zoona (Zambia) Zoona (Zambia)
40 months on Kiva

Zambia
See Loans