These Field Partners specifically promote savings as a practice to the people they serve.

As the industry of microfinance progresses, and more microfinance institutions become regulated, deposit-taking organizations, it is increasingly important to offer innovative, client-focused savings products which aim to facilitate greater financial stability for previously excluded people.

Offering a voluntary savings product is an important service for people who otherwise lack reliable options to protect their finances. Products like interest bearing accounts, college savings accounts, and matching accounts allow people to reduce vulnerability to financial shocks while at the same time building assets for the future.

Kiva aims to promote Field Partners who offer innovative savings products specifically adapted to the needs of the people that they serve. These types of products, combined with access to credit, can result in a positive social impact by helping to smooth out unexpected income fluctuations that commonly occur in poor households.

Field Partners that promote the practice of savings to the people they serve are awarded the Facilitation of Savings badge by Kiva.