While all Field Partners working with Kiva have a strong social mission, some go further by specifically including poverty alleviation as part of their guiding principles.

To that end, Kiva seeks out Field Partners who target poorer populations despite the added costs and difficulties. Providing financial and non-financial services to poorer populations can often be challenging, and microfinance institutions must work hard to stay true to their mission. Serving the very poor can be riskier, more expensive and quite burdensome to implement in a sustainable manner. Some institutions pursue sustainability by serving individuals at different poverty levels in order to diversify their portfolio.

Field Partners can target poverty in different ways, including selecting geographic locations such as rural villages or urban slums where the population is poorer than the general population. Other options for reaching poorer populations may include utilizing poverty assessment tools with each new borrower, and/or offering products and services in a manner that attracts poorer borrowers (such as small loan sizes, uncollateralized loans, and solidarity groups). Because implementing these services and methodologies can be costly, Kiva’s lenders offer no interest, risk tolerant capital to our Field Partners to encourage their efforts.

Field Partners who reach deeper into poor populations to serve their unique needs are awarded the Anti-Poverty Focus badge by Kiva.

132 field partners with this badge
Organizacion de Desarrollo Empresarial Femenino (ODEF) Organizacion de Desarrollo Empresarial Femenino (ODEF)
38 months on Kiva

Honduras
See Loans
Camfed Zimbabwe Camfed Zimbabwe
16 months on Kiva

Zimbabwe
See Loans
Negros Women for Tomorrow Foundation, Inc. (NWTF) Negros Women for Tomorrow Foundation, Inc. (NWTF)
65 months on Kiva

Philippines
See Loans
Fondo Esperanza Fondo Esperanza
59 months on Kiva

Chile
See Loans
Salone Microfinance Trust (SMT), a partner of ChildFund International Salone Microfinance Trust (SMT), a partner of ChildFund International
91 months on Kiva

Sierra Leone
See Loans
FAPE FAPE
84 months on Kiva

Guatemala
See Loans
Intersect Fund Intersect Fund
17 months on Kiva

United States
See Loans
Microfinanzas Prisma Microfinanzas Prisma
89 months on Kiva

Peru
See Loans
BRAC Liberia Microfinance Company Limited BRAC Liberia Microfinance Company Limited
44 months on Kiva

Liberia
See Loans
Komak Credit Union Komak Credit Union
96 months on Kiva

Azerbaijan
See Loans
Agro Capital Management LLC Agro Capital Management LLC
30 months on Kiva

Ukraine
See Loans
TECNOSOL TECNOSOL
17 months on Kiva

Nicaragua
See Loans
Sanergy Sanergy
27 months on Kiva

Kenya
See Loans
Entrepreneurs du Monde - Anh Chi Em Entrepreneurs du Monde - Anh Chi Em
12 months on Kiva

Vietnam
See Loans
M7 Microfinance Institution Limited M7 Microfinance Institution Limited
8 months on Kiva

Vietnam
See Loans
Fundación Paraguaya Fundación Paraguaya
90 months on Kiva

Paraguay
See Loans
BRAC Pakistan BRAC Pakistan
28 months on Kiva

Pakistan
See Loans
Al Majmoua Lebanese Association for Development Al Majmoua Lebanese Association for Development
87 months on Kiva

Lebanon
See Loans
ASPIRE ASPIRE
30 months on Kiva

Dominican Republic
See Loans
LLC Micro Finance Organization Credo LLC Micro Finance Organization Credo
46 months on Kiva

Georgia
See Loans
Belghoria Janakalyan Samity Belghoria Janakalyan Samity
13 months on Kiva

India
See Loans
Community Economic Ventures, Inc. (CEVI), a partner of VisionFund International Community Economic Ventures, Inc. (CEVI), a partner of VisionFund International
73 months on Kiva

Philippines
See Loans
Maharishi Education for Invincibility Trust Maharishi Education for Invincibility Trust
29 months on Kiva

South Africa
See Loans
Accion East Accion East
66 months on Kiva

United States
See Loans
León 2000 IMF León 2000 IMF
80 months on Kiva

Nicaragua
See Loans
Tuba Rai Metin Tuba Rai Metin
30 months on Kiva

Timor-Leste
See Loans
Thanh Hoa Fund for Poor Women (FPW) Thanh Hoa Fund for Poor Women (FPW)
73 months on Kiva

Vietnam
See Loans
CSC MDO "IMON International" CSC MDO "IMON International"
83 months on Kiva

Tajikistan
See Loans
Babban Gona Farmers Organization Babban Gona Farmers Organization
21 months on Kiva

Nigeria
See Loans
Planting Empowerment Planting Empowerment
17 months on Kiva

Panama
See Loans
Milango Financial Services Milango Financial Services
38 months on Kiva

Kenya
See Loans
Mbinga Community Bank Mbinga Community Bank
37 months on Kiva

Tanzania
See Loans
CIDRE CIDRE
65 months on Kiva

Bolivia
See Loans
TerraClear Development TerraClear Development
5 months on Kiva

Lao People's Democratic Republic
See Loans
Camfed Tanzania Camfed Tanzania
4 months on Kiva

Tanzania
See Loans
Cooperativa San Jose Cooperativa San Jose
58 months on Kiva

Ecuador
See Loans
Maya Mountain Cacao Maya Mountain Cacao
24 months on Kiva

Belize
See Loans
MDO Arvand, LLC MDO Arvand, LLC
36 months on Kiva

Tajikistan
See Loans
myAgro myAgro
17 months on Kiva

Mali
See Loans
South Pacific Business Development (SPBD) South Pacific Business Development (SPBD)
100 months on Kiva

Samoa
See Loans
PT Rekan Usaha Mikro Anda (Ruma) PT Rekan Usaha Mikro Anda (Ruma)
31 months on Kiva

Indonesia
See Loans
Hand in Hand Eastern Africa Hand in Hand Eastern Africa
5 months on Kiva

Kenya
See Loans
Impact Carbon Impact Carbon
14 months on Kiva

Uganda
See Loans
Kashf Foundation Kashf Foundation
29 months on Kiva

Pakistan
See Loans
VisionFund AzerCredit LLC VisionFund AzerCredit LLC
36 months on Kiva

Azerbaijan
See Loans
Fundación Pro Mujer Fundación Pro Mujer
89 months on Kiva

Bolivia
See Loans
KOMAZA KOMAZA
22 months on Kiva

Kenya
See Loans
Alalay sa Kaunlaran, Inc. (ASKI) Alalay sa Kaunlaran, Inc. (ASKI)
73 months on Kiva

Philippines
See Loans
BRAC South Sudan BRAC South Sudan
81 months on Kiva

South Sudan
See Loans
BRAC Sierra Leone Microfinance Company Limited BRAC Sierra Leone Microfinance Company Limited
44 months on Kiva

Sierra Leone
See Loans
iDE - Cambodia iDE - Cambodia
10 months on Kiva

Cambodia
See Loans
Fundación Mario Santo Domingo (FMSD) Fundación Mario Santo Domingo (FMSD)
60 months on Kiva

Colombia
See Loans
Micro Start/AFD Micro Start/AFD
44 months on Kiva

Burkina Faso
See Loans
CEPRODEL CEPRODEL
86 months on Kiva

Nicaragua
See Loans
NOTS Lampe Solaire NOTS Lampe Solaire
15 months on Kiva

Mali
See Loans
Relief International Microfinance Iraq Relief International Microfinance Iraq
36 months on Kiva

Iraq
See Loans
Hekima, a partner of World Relief Hekima, a partner of World Relief
57 months on Kiva

The Democratic Republic of the Congo
See Loans
Ryada Ryada
72 months on Kiva

Palestine
See Loans
IMPRO IMPRO
92 months on Kiva

Bolivia
See Loans
Turame Community Finance, a partner of World Relief and HOPE International Turame Community Finance, a partner of World Relief and HOPE International
56 months on Kiva

Burundi
See Loans
VisionFund Mexico VisionFund Mexico
66 months on Kiva

Mexico
See Loans
FUDECOSUR FUDECOSUR
62 months on Kiva

Costa Rica
See Loans
Working Solutions Working Solutions
20 months on Kiva

United States
See Loans
Accion San Diego Accion San Diego
27 months on Kiva

United States
See Loans
Soro Yiriwaso, a partner of Save the Children Soro Yiriwaso, a partner of Save the Children
82 months on Kiva

Mali
See Loans
Yayasan Sosial Bina Sejahtera Yayasan Sosial Bina Sejahtera
28 months on Kiva

Indonesia
See Loans
Solar Sister Solar Sister
24 months on Kiva

Uganda
See Loans
Agence Communautaire pour le Financement de la Micro Entreprise (ACFIME) Agence Communautaire pour le Financement de la Micro Entreprise (ACFIME)
5 months on Kiva

Burkina Faso
See Loans
Accion Texas Inc. Accion Texas Inc.
50 months on Kiva

United States
See Loans
Womens Development Businesses (WDB) Womens Development Businesses (WDB)
48 months on Kiva

South Africa
See Loans
VisionFund Albania VisionFund Albania
31 months on Kiva

Albania
See Loans
One Acre Fund One Acre Fund
39 months on Kiva

Kenya
See Loans
Thrive Networks - Vietnam Thrive Networks - Vietnam
14 months on Kiva

Vietnam
See Loans
Pana Pana Pana Pana
14 months on Kiva

Nicaragua
See Loans
SMEP Microfinance Bank SMEP Microfinance Bank
65 months on Kiva

Kenya
See Loans
Paglaum Multi-Purpose Cooperative (PMPC) Paglaum Multi-Purpose Cooperative (PMPC)
73 months on Kiva

Philippines
See Loans
ASI Federal Credit Union ASI Federal Credit Union
39 months on Kiva

United States
See Loans
Fundacion Alternativa Fundacion Alternativa
41 months on Kiva

Ecuador
See Loans
Center for Community Transformation Credit Cooperative, a partner of HOPE International Center for Community Transformation Credit Cooperative, a partner of HOPE International
65 months on Kiva

Philippines
See Loans
Evidence Action Evidence Action
15 months on Kiva

Kenya
See Loans
Al-Amal Microfinance Bank Al-Amal Microfinance Bank
37 months on Kiva

Yemen
See Loans
MicroLoan Foundation (MLF) Malawi MicroLoan Foundation (MLF) Malawi
3 months on Kiva

Malawi
See Loans
Manuela Ramos / CrediMUJER Manuela Ramos / CrediMUJER
87 months on Kiva

Peru
See Loans
Bai Tushum Bank CJSC Bai Tushum Bank CJSC
53 months on Kiva

Kyrgyzstan
See Loans
Latino Economic Development Center Latino Economic Development Center
23 months on Kiva

United States
See Loans
UGAFODE Microfinance Limited UGAFODE Microfinance Limited
31 months on Kiva

Uganda
See Loans
BRAC Uganda BRAC Uganda
84 months on Kiva

Uganda
See Loans
AFODENIC AFODENIC
84 months on Kiva

Nicaragua
See Loans
Nuru International Nuru International
12 months on Kiva

Kenya
See Loans
VisionFund Indonesia VisionFund Indonesia
42 months on Kiva

Indonesia
See Loans
VisionFund Cambodia VisionFund Cambodia
38 months on Kiva

Cambodia
See Loans
Asociación ASDIR Asociación ASDIR
78 months on Kiva

Guatemala
See Loans
Pacific Asian Consortium in Employment Pacific Asian Consortium in Employment
22 months on Kiva

United States
See Loans
Grounded and Holistic Approach for People's Empowerment (GHAPE) Grounded and Holistic Approach for People's Empowerment (GHAPE)
94 months on Kiva

Cameroon
See Loans
Mahashakti Foundation Mahashakti Foundation
28 months on Kiva

India
See Loans
National Microfinance Bank National Microfinance Bank
44 months on Kiva

Jordan
See Loans
Grameen Foundation AppLab Grameen Foundation AppLab
25 months on Kiva

Uganda
See Loans
FODEMI, a partner of World Vision International FODEMI, a partner of World Vision International
43 months on Kiva

Ecuador
See Loans
Aqroinvest Credit Union Aqroinvest Credit Union
91 months on Kiva

Azerbaijan
See Loans
Micro Credit for Development and Transformation SACCO (MCDT SACCO) Micro Credit for Development and Transformation SACCO (MCDT SACCO)
81 months on Kiva

Uganda
See Loans
Entrepreneurs du Monde Entrepreneurs du Monde
28 months on Kiva

Haiti
See Loans
EDESA EDESA
70 months on Kiva

Costa Rica
See Loans
XacBank XacBank
71 months on Kiva

Mongolia
See Loans
Ahon sa Hirap, Inc. (ASHI) Ahon sa Hirap, Inc. (ASHI)
73 months on Kiva

Philippines
See Loans
FINCA Peru FINCA Peru
88 months on Kiva

Peru
See Loans
Asasah Asasah
88 months on Kiva

Pakistan
See Loans
Proximity Designs Proximity Designs
4 months on Kiva

Myanmar (Burma)
See Loans
Local Enterprise Assistance Program (LEAP), a partner of World Hope International and World Relief Local Enterprise Assistance Program (LEAP), a partner of World Hope International and World Relief
65 months on Kiva

Liberia
See Loans
ID Ghana ID Ghana
31 months on Kiva

Ghana
See Loans
Asociación Arariwa Asociación Arariwa
75 months on Kiva

Peru
See Loans
Juhudi Kilimo Juhudi Kilimo
59 months on Kiva

Kenya
See Loans
WSDS-Initiate WSDS-Initiate
28 months on Kiva

India
See Loans
Fresno Community Development Financial Institution Fresno Community Development Financial Institution
24 months on Kiva

United States
See Loans
Koperasi  Mitra Usaha Kecil (MUK) Koperasi Mitra Usaha Kecil (MUK)
87 months on Kiva

Indonesia
See Loans
SEF International SEF International
54 months on Kiva

Armenia
See Loans
Nirdhan Utthan Bank Limited (NUBL) Nirdhan Utthan Bank Limited (NUBL)
28 months on Kiva

Nepal
See Loans
Opportunity Fund Opportunity Fund
66 months on Kiva

United States
See Loans
CAURIE Microfinance, a partner of Catholic Relief Services CAURIE Microfinance, a partner of Catholic Relief Services
82 months on Kiva

Senegal
See Loans
Interactuar Interactuar
48 months on Kiva

Colombia
See Loans
VisionFund Kenya VisionFund Kenya
66 months on Kiva

Kenya
See Loans
Capital Aid Fund for Employment of the Poor (CEP) Capital Aid Fund for Employment of the Poor (CEP)
42 months on Kiva

Vietnam
See Loans
Tanaoba Lais Manekat Foundation (TLM) Tanaoba Lais Manekat Foundation (TLM)
69 months on Kiva

Indonesia
See Loans
Friendship Bridge Friendship Bridge
91 months on Kiva

Guatemala
See Loans
Strathmore University Strathmore University
34 months on Kiva

Kenya
See Loans
ADIM (Asociación Alternativa Para el Desarrollo Integral de las Mujeres) ADIM (Asociación Alternativa Para el Desarrollo Integral de las Mujeres)
74 months on Kiva

Nicaragua
See Loans
Finance South Sudan Limited Finance South Sudan Limited
37 months on Kiva

South Sudan
See Loans
Patan Business and Professional Women Patan Business and Professional Women
86 months on Kiva

Nepal
See Loans
Palestine for Credit & Development (FATEN) Palestine for Credit & Development (FATEN)
66 months on Kiva

Palestine
See Loans
Alidé Alidé
82 months on Kiva

Benin
See Loans
People's Forum People's Forum
28 months on Kiva

India
See Loans
Fonkoze - Zafèn Fonkoze - Zafèn
6 months on Kiva

Haiti
See Loans
Esperanza International Dominican Republic, a partner of HOPE International Esperanza International Dominican Republic, a partner of HOPE International
94 months on Kiva

Dominican Republic
See Loans