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Trustee: Andrea Baker Consulting
San Francisco, CA
Why are you interested in becoming a Trustee?
I have spent most of my adult life starting businesses or working with others to start their own successful business. I my current work we support new and emerging businesses in revitalized commercial corridors. I encounter many businesses that could be helped by a Kiva loan; and I would luike to be able to introduce those businesses to the Kiva opportunity.
Additionally, I really like and respect the Kiva model as a sustainable resource for small new and growing businesses.
What is the mission of your organization?
Our mission is to identify new and emerging businesses and connecting them with development and growth opportunities.
Borrower Due Diligence
How will you decide who to endorse as a borrower? What due diligence will you conduct?
Potential borrowers will have exhibited a commitment to their business - they have been doing it for some period of time; have noted and learned from the experience - and is always thinking about how to improve their business.
An operator who has a business plan, recognizes that it is a living document that is most effective when adjusted to reflect actual experiences and trends.
An operator who documents and can speak to how the changes they are making are affecting their business model and their bottom line.
An operator who despite their tiredness is energized by discussion of their business and plans for the future.
About Andrea Baker Consulting
Business Development, Program Development And Community Outreach
This is the type of organization that the Trustee is.
What are Trustee tiers?
Trustee tiers determine the number of endorsements a Trustee can make and what loan sizes they can endorse. All Trustees begin as a pilot and can advance in tier depending on their borrowers' repayment performance.
For for more information about Trustee tiers, visit: kivaushub.org/trustee-tiers
This is the location where the Trustee is based.
Trustee's time on Kiva
Time on Kiva shows the number of months a Trustee has been endorsing loans on Kiva for funding.
Kiva borrowers (direct loans)
This figure represents the total number of loans endorsed by this Trustee that have fundraised on Kiva.
Trustee's total loans
This figure includes the total amount of loans that this Trustee has endorsed. This excludes refunded loans.
Fundraising / raised
This figure represents the number of loans endorsed by this Trustee that are currently fundraising or fully funded.
Paying back on time
This figure represents the number of loans endorsed by this Trustee that are currently paying back on their repayment schedule.
Trustee's loans paying back late
This figure represents the number of loans endorsed by this Trustee that are currently paying back behind their repayment schedule.
Repaid in full
This figure represents the number of loans endorsed by this Trustee that have completed all repayments.
Trustee loans defaulted
This figure represents the number of loans endorsed by this Trustee that have ended in default.
Trustee repayment rate
This figure is the total amount of money currently collected by borrowers endorsed by this Trustee, divided by the total amount of money currently due from borrowers. This excludes payments made ahead of schedule.