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Trustee: United Virginia Education Fund
Why are you interested in becoming a Trustee?
The United Virginia Education Fund appreciates that Kiva Zip is dedicated to bringing together people in a peer-to-peer supportive relationship, and believe this matches up well with our mission.
What is the mission of your organization?
United Virginia Education Fund provides resources for micro-enterprise development, micro-lending and development of the social enterprise sector for the “Common Good for the Commonwealth.”
Borrower Due Diligence
How will you decide who to endorse as a borrower? What due diligence will you conduct?
United Virginia is active in a supportive micro-enterprise development ecosystem that among other resources provides training for aspiring entrepreneurs to become successful business owners. Borrowers we endorse will have a significant track record of training program involvement, and United Virginia staff will visit their business, verify their financial records, and ensure they have adequate cash flow to repay their loan.
This is the type of organization that the Trustee is.
What are Trustee tiers?
Trustee tiers determine the number of endorsements a Trustee can make and what loan sizes they can endorse. All Trustees begin as a pilot and can advance in tier depending on their borrowers' repayment performance.
For for more information about Trustee tiers, visit: kivaushub.org/trustee-tiers
This is the location where the Trustee is based.
Trustee's time on Kiva
Time on Kiva shows the number of months a Trustee has been endorsing loans on Kiva for funding.
Kiva borrowers (direct loans)
This figure represents the total number of loans endorsed by this Trustee that have fundraised on Kiva.
Trustee's total loans
This figure includes the total amount of loans that this Trustee has endorsed. This excludes refunded loans.
Fundraising / raised
This figure represents the number of loans endorsed by this Trustee that are currently fundraising or fully funded.
Paying back on time
This figure represents the number of loans endorsed by this Trustee that are currently paying back on their repayment schedule.
Trustee's loans paying back late
This figure represents the number of loans endorsed by this Trustee that are currently paying back behind their repayment schedule.
Repaid in full
This figure represents the number of loans endorsed by this Trustee that have completed all repayments.
Trustee loans defaulted
This figure represents the number of loans endorsed by this Trustee that have ended in default.
Trustee repayment rate
This figure is the total amount of money currently collected by borrowers endorsed by this Trustee, divided by the total amount of money currently due from borrowers. This excludes payments made ahead of schedule.