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Trustee: Justin Renfro
Program Manager at Kiva
San Francisco, CA
What is your profession?
Program Manager at Kiva
Why are you interested in becoming a Trustee?
I want to become a trustee because I feel strongly about helping those in my community that could benefit from the Kiva Zip program. I'm confident that we have a very strong model that can have a sizable impact for the entrepreneurs that we work with.
Tell us about your profession or other relevant background.
I started my career in San Francisco working at LinkedIn and am currently volunteering with Kiva on the US Zip team. I studied entrepreneurship at the University of Arizona and have been involved with a bunch of small ventures over the years.
Borrower Due Diligence
How will you decide who to endorse as a borrower? What due diligence will you conduct?
I will endorse borrowers who have a solid business plan, strong character, and a specific use for a loan on Kiva. I understand the types of entrepreneurs and micro-businesses that are the right fit for Kiva, and will choose to endorse borrowers that fit a specific criteria.
This is the type of organization that the Trustee is.
What are Trustee tiers?
Trustee tiers determine the number of endorsements a Trustee can make and what loan sizes they can endorse. All Trustees begin as a pilot and can advance in tier depending on their borrowers' repayment performance.
For for more information about Trustee tiers, visit: kivaushub.org/trustee-tiers
This is the location where the Trustee is based.
Trustee's time on Kiva
Time on Kiva shows the number of months a Trustee has been endorsing loans on Kiva for funding.
Kiva borrowers (direct loans)
This figure represents the total number of loans endorsed by this Trustee that have fundraised on Kiva.
Trustee's total loans
This figure includes the total amount of loans that this Trustee has endorsed. This excludes refunded loans.
Fundraising / raised
This figure represents the number of loans endorsed by this Trustee that are currently fundraising or fully funded.
Paying back on time
This figure represents the number of loans endorsed by this Trustee that are currently paying back on their repayment schedule.
Trustee's loans paying back late
This figure represents the number of loans endorsed by this Trustee that are currently paying back behind their repayment schedule.
Repaid in full
This figure represents the number of loans endorsed by this Trustee that have completed all repayments.
Trustee loans defaulted
This figure represents the number of loans endorsed by this Trustee that have ended in default.
Trustee repayment rate
This figure is the total amount of money currently collected by borrowers endorsed by this Trustee, divided by the total amount of money currently due from borrowers. This excludes payments made ahead of schedule.