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Trustee: Pacific Community Ventures
San Francisco, CA
Why are you interested in becoming a Trustee?
I want to support the businesses in our network in getting a loan through KivaZip. We have a great partnership and mutually beneficial referrals.
What is the mission of your organization?
With a belief that helping entrepreneurs grow businesses that are located in and/or hire from lower-income areas is one of the strongest forms of community and economic development, Pacific Community Ventures’ mission is to build responsible small businesses to create jobs and opportunities in low- and moderate-income (LMI) communities.
Borrower Due Diligence
How will you decide who to endorse as a borrower? What due diligence will you conduct?
I will only endorse borrowers that are actively receiving business advising services at Pacific Community Ventures. This will ensure that we have had an ongoing relationship with the individual to have a read on their character and that they have a viable business and business need. Our advising will also then help protect the Kiva lenders because our advisors will help ensure that the business is successful and deploying the capital responsibly.
This is the type of organization that the Trustee is.
What are Trustee tiers?
Trustee tiers determine the number of endorsements a Trustee can make and what loan sizes they can endorse. All Trustees begin as a pilot and can advance in tier depending on their borrowers' repayment performance.
For for more information about Trustee tiers, visit: kivaushub.org/trustee-tiers
This is the location where the Trustee is based.
Trustee's time on Kiva
Time on Kiva shows the number of months a Trustee has been endorsing loans on Kiva for funding.
Kiva borrowers (direct loans)
This figure represents the total number of loans endorsed by this Trustee that have fundraised on Kiva.
Trustee's total loans
This figure includes the total amount of loans that this Trustee has endorsed. This excludes refunded loans.
Fundraising / raised
This figure represents the number of loans endorsed by this Trustee that are currently fundraising or fully funded.
Paying back on time
This figure represents the number of loans endorsed by this Trustee that are currently paying back on their repayment schedule.
Trustee's loans paying back late
This figure represents the number of loans endorsed by this Trustee that are currently paying back behind their repayment schedule.
Repaid in full
This figure represents the number of loans endorsed by this Trustee that have completed all repayments.
Trustee loans defaulted
This figure represents the number of loans endorsed by this Trustee that have ended in default.
Trustee repayment rate
This figure is the total amount of money currently collected by borrowers endorsed by this Trustee, divided by the total amount of money currently due from borrowers. This excludes payments made ahead of schedule.