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We loan because...
Fundamentally, a "hand up" like Kiva typically builds character and communities instead of "hand out" charities that usually neuter recipients.

Greater detail on our 5 Reasons for Choosing Kiva:

About us
We're big fans of Atlas Shrugged and Dan Kennedy.

Lenders in this team share the belief in building character through entrepreneurship.

Tim Francis Marketing is a marketing company in Canada, helping entrepreneurs generate more leads, sales, and profits for their small businesses.

Location: Canada       Team website


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