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We loan because...
we know that with our artistic vision, creative thinking and combined efforts, we can really help those in need.

About us
♥ heART smART is an open KIVA loaning team, welcoming anyone who would like to make a difference. All members of heART smART are committed to loaning funds, thinking of ways to help and using our wide range of creative talents to create more powerful opportunities that will allow us to give from our hearts. heART smART started as a small group of children and adults who wanted to raise money to help various groups of people around the world. Here now, with this online team, the intent is to ask people to join and loan, as well as to continue to use artistic talents to create works of art, raise funds and loan directly to a registered KIVA family. Please join us and be heART smART.

Love Always,

Kimber and ♥ All heART smART Team Members

(THE REALM'S Awesome Upstanders Class, THE REALM'S Cause Creations Class, and any other caring, crafty-creative givers - Loans are also funded by the sale of art from ARTiculate ~ Kimber's Art Classes And Workshops)

Location: Creative California, The United States      


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