Kiva Loans for Cooperativa de Ahorro y Crédito Mujeres Unidas (CACMU)

Celiana Del Carmen : Ecuador

Wed, 01 Apr 2026 00:00:32 PDT

$550 of $1,000 raised.

Started raising funds on Apr 1, 2026

Celiana, 58, is humble and hardworking. She lives with her family in the city of Ibarra which is known for its touristic, gastronomic and cultural sites. It is located in northern Ecuador. Celiana raises small animals such as guinea pigs and chickens and has been in business for five years. She began this occupation because she wanted to earn more income for her household. Celiana plans to use her business to become more stable financially and be able to give her family the best possible lifestyle. She believes that customer service is very important for entrepreneurs. Celiana is applying for a loan of $1,000 USD to buy feed and vitamins to raise her guinea pigs and chickens. She is very grateful for the help offered by Kiva since the income generated will help improve her quality of life.

Josseline Alexandra : Ecuador

Fri, 13 Mar 2026 04:40:29 PDT

$1,075 of $2,050 raised.

Started raising funds on Mar 13, 2026

Josseline is 23 years old. She is single with children. She lives in Atacames, a touristic, commercial and agricultural city like San Clemente and Olón. It is in northern Ecuador. Josseline is a very hardworking woman who is always thinking of how to improve her financial situation. Five years ago, she began in the activities of buying and selling products in her own store. Josseline began this activity because she contributes to the household expenses. Josseline will use this activity to be financially stable. Josseline is applying for a loan of 2,050 dollars, with which she will purchase merchandise such as groceries, dairy products, sausages, cleaning items, hangers, and other supplies for the business to have stability in her business and, so, to be able to increase her income. Josseline is very enthusiastic about this loan and doesn't want to lose face with the institution which will offer her financial support.

Maria Del Carmen : Ecuador

Thu, 12 Mar 2026 13:45:34 PDT

$675 of $2,500 raised.

Started raising funds on Mar 12, 2026

María is 47 years old, single, and has children. She lives in Atacames, a tourist, commercial and agricultural city like Ballenita and Salinas, located in Northern Ecuador. María is a hardworking woman who is always thinking about ways to improve her financial situation. She started her food business 5 years ago to contribute to the household expenses. Her business allows her to be more financially stable and to provide her family with the best life possible. María is requesting this USD $2,500 loan to buy chairs, tables, a freezer, and supplies to fix her business. This will allow her to have a more stable business and increase her income. She is very excited about the loan and doesn't want to look bad with the institution providing her with financial support.

Carmen Stalina : Ecuador

Fri, 13 Mar 2026 04:50:33 PDT

$550 of $2,500 raised.

Started raising funds on Mar 13, 2026

Carmen is 59 years old. She is single with children. She lives in Atacames, a touristic, commercial and agricultural city like Salinas y Ballenita. It is located in northern Ecuador. Carmen is a very hardworking woman who is always thinking of how to improve her financial situation. Twenty years ago, she began in the activities of selling products such as beverages and juices as a step toward her own business. Carmen began this activity because she contributes to the household expenses. Carmen will use this activity to be more financially stable. Carmen is applying for a loan of 2,500 dollars with which she will purchase construction materials to fix up the retail space. She will purchase a cooler, a freezer, utensils, work tables, and chairs to have stability in her business and, so, be able to increase her income. Carmen is very enthusiastic about this loan and does not want to lose face with the institution which will offer her financial support.

Hortencia Margarita : Ecuador

Fri, 13 Mar 2026 06:10:20 PDT

$700 of $2,500 raised.

Started raising funds on Mar 13, 2026

Margarita is 59 years old. She lives with her family in the parish of Ambuquí, which belongs to the canton of Ibarra. It is characterized by its tourist, agricultural, commercial, and gastronomic sectors, and is located in northern Ecuador. Margarita is an enterprising woman who has spent her life selling fruits and vegetables at the market located in the city of Atuntaqui. Margarita started this business because she wanted to bring a higher income into her home and become independent. She plans to use this business to achieve greater financial stability and to provide her family with the best possible life. Margarita believes that customer service is crucial for entrepreneurs. Margarita is applying for a loan of 2,500 dollars, which she will use to purchase inventory, such as fruits and vegetables. This loan will enable Margarita to increase her income and improve her quality of life, as she has been doing over the years. Margarita is deeply grateful for the opportunity and the trust that Kiva has given her.

Ines Andrea : Ecuador

Wed, 18 Mar 2026 06:07:43 PDT

$725 of $1,500 raised.

Started raising funds on Mar 18, 2026

Tourist and business centers like Manta and San Vicente are located in the north of Ecuador. Inés is a very hardworking woman who is always thinking about how to improve her financial situation. 5 years ago she started her own education business. Inés started this work because she contributes to household expenses. Inés will use this work to be more financially stable. Inés is applying for a loan of 1500 dollars, with which she will purchase materials like books, a chalkboard, and markers to provide a better education service and have stability in her business. In this way she can increase her income. Inés is very enthusiastic about this loan and does not want to let down the institution that is providing her financial support.

Blanca Lucia : Ecuador

Wed, 18 Mar 2026 11:30:34 PDT

$650 of $1,600 raised.

Started raising funds on Mar 18, 2026

Blanca is 36 years old. She is married and lives in San Antonio de Ibarra, a city which is known for its economic activity. It is located in the north of Ecuador. Blanca is a very active woman who is always thinking about how to improve her financial situation. 6 years ago, she started selling stationery supplies and products. Blanca started this business because she wanted to bring home higher income. Blanca plans to use the business to be more financially stable and to contribute more income to her household and give them the best life possible. Blanca believes that selling directly to the clients is important for entrepreneurs. Blanca is applying for a loan of $1,600 to buy merchandise such as notebooks, pens, and books, which will increase her sales to have a higher profit margin. Blanca is very enthusiastic about this loan and doesn't want to let any of her clients down.

Joyce Carolina : Ecuador

Thu, 12 Mar 2026 11:36:50 PDT

$500 of $2,500 raised.

Started raising funds on Mar 12, 2026

Joyce is 20 years old and single. She lives with her grandmother in the city of Ibarra, known for its tourist attractions, gastronomy, and culture, located in northern Ecuador. Joyce is a very hardworking young woman who is always thinking about how to improve her financial situation. Two years ago, she started a fast-food business. Joyce began this business because she wanted to bring in more income and be independent. Joyce plans to use this business to become more financially stable and provide her family with the best possible life. Joyce believes that customer service is very important for entrepreneurs. Joyce is applying for a $2,500 loan to buy fryers so she can offer more services at her business. This loan will allow Joyce to generate a higher income and help her become more financially stable, with a view to the future. Joyce is very grateful for the help and trust that KIVA has given her.

Cinthia Raquel : Ecuador

Thu, 12 Mar 2026 11:56:25 PDT

$475 of $1,600 raised.

Started raising funds on Mar 12, 2026

Cinthia is 41 years old. She lives with her family in the city of Ibarra, known for its tourist attractions, gastronomy, and culture, located in northern Ecuador. Cinthia works as a hairdresser, a profession she has pursued for over five years. She does this to earn income and help with household expenses. Cinthia started this business because she wanted to bring more money home and be independent. She plans to use this business to become more financially stable and provide her family with the best possible life. Cinthia believes that customer service is very important for entrepreneurs. Cinthia is applying for a $1,600 loan to purchase hairdressing tools and other products such as shampoo and dye. Cinthia is very grateful for the support KIVA is providing, as the income she will generate will help improve her quality of life.

Mayra Lastenia : Ecuador

Thu, 12 Mar 2026 12:15:20 PDT

$500 of $1,150 raised.

Started raising funds on Mar 12, 2026

Mayra is 61 years old. She lives with her family in Quito, a city known for its cultural, gastronomic, commercial, and tourist sectors. Quito is the capital of northern Ecuador. Mayra works in a clothing store in the Chimbacalle neighborhood, where she is skilled and responsible. She started this business because she wanted to bring in more income and be independent. Mayra plans to use this business to become more financially stable and provide her family with the best possible life. Mayra believes that customer service is very important for entrepreneurs. Mayra is applying for an $1,150 loan to purchase merchandise such as men's and women's clothing, allowing her to increase her profit margin. She is very excited about this loan and grateful for the support Kiva is providing.