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  <title>Kiva Loans for Asociación Chajulense de Mujeres (ACMUV)</title>
  <link>http://www.kiva.org/</link>
  <description>Kiva Loans for Asociación Chajulense de Mujeres (ACMUV)</description>
    <item>
   <title>Flor De Jazmin 4 Group : Guatemala</title>
   <link>https://www.kiva.org/lend/3139605</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3139605&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/e8c3cc51bee1fc8f43a322b3853dd5bd.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Flor De Jazmin 4 Group&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$1,875 of $4,450 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Mar 12, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			María is 26 year olds; resides in Xemac La Perla, Chajul, department of Quiché. She is the mother of two children, for whom she efforts every day. She had to leave school after sixth grade due to financial difficulties and began working as a day laborer in a coffee plantation at the age of ten. At the age of 20 she started a family. 
Her life changed when she learned about Asociación Chajulense de Mujeres Unidas por la Vida, thanks to her mother-in-law, she joined the group Flor de Jazmín 4. María is the leader of the group made up of 3 women, all of them from the Maya Ixil ethnic group. On the average, each member of the group has 2 children and their average age is 33 years old, 67% are illiterate and 33% did not finish their primary education. 
The access to loans has allowed Maria to diversified her income: she bought coffee seeds and pigs and opened/expanded a shop. With the seventh loan, she will expand a small grocery store. Maria is grateful for the support and low interest rates she gets through the association, which has allowed her to prosper. Her story is an inspiration that with effort and support reality can be transformed. 
The group will invest 33% in retail sales, 33% in animals rearing and 34% in agriculture.
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         <pubDate>Thu, 12 Mar 2026 17:12:35 PDT</pubDate>
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   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3139605&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/e8c3cc51bee1fc8f43a322b3853dd5bd.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Flor De Jazmin 4 Group&quot; border=&quot;1&quot;/&gt;
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   <media:category>Retail</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Flor De Jazmin 1 Group : Guatemala</title>
   <link>https://www.kiva.org/lend/3139594</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3139594&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/7aa88a954e7df46a2c383ecc3f7728a1.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Flor De Jazmin 1 Group&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$925 of $4,250 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Mar 12, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Cesilia is 38 years old, and says that her parents gave her the opportunity to study until 6th grade, and then she told them she did not want to continue studying. She liked to work with her parents, as she would help her mother with the business where she sold French fries, and her father in the countryside to clean and cut coffee.

Cesilia is a single mother of one daughter. She found out about the Asociación Chajulense de Mujeres Unidas por la Vida and about the loans being offered to women from a friend. She used her first loan to buy a cart to sell French fries. The second loan was used to plant coffee. 

She is requesting this loan, which would be her third, to expand her business by buying another cart, oil, potatoes, salt, and ketchup.

Cesilia is the leader of the Flor de Jazmin 1 Group, which is made up of 3 women of the Maya Ixil ethnicity. The two other members will use the loan to invest in agriculture. On average, each member has two children, and is 32 years old. One member is illiterate while two members finished primary school.
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         <pubDate>Thu, 12 Mar 2026 13:09:17 PDT</pubDate>
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   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3139594&quot;&gt;
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   <media:category>Food</media:category>
   <media:credit role="producer">kiva</media:credit>
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    <item>
   <title>Flor De Jazmin 2 Group : Guatemala</title>
   <link>https://www.kiva.org/lend/3139596</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3139596&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/c195664e594199104c1e88982af21e39.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Flor De Jazmin 2 Group&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$975 of $3,925 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Mar 12, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Forty-two year old Juana is illiterate because, due to scarce financial resources, her parents weren&#039;t able to send her to school. From a young age she worked with her mother in the kitchen and with her father growing coffee. She married at the age of 15 and had 9 children. Her husband died 2 years ago and she lives with her children. 
Juana&#039;s sister-in-law told her about the Asociación Chajulense de Mujeres Unidas por la Vida. This year she invested her first loan in stocking her store with basic products such as sugar, cooking oil, salt, bottled water, carbonated water and candy. 
Juana is the leader of Flor de Jazmin 2 group which is made up of 3 Maya Ixil women. The group will invest 33% in agriculture, 33% in textiles and 34% in retail sales. On average each group member has 3 children, the average member age is 33 years,  67% are illiterate and 33% did not complete primary school.
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         <pubDate>Thu, 12 Mar 2026 13:28:16 PDT</pubDate>
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   <media:category>Retail</media:category>
   <media:credit role="producer">kiva</media:credit>
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