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  <title>Kiva Loans for Escalo (Instituto Peruano de Fomento Educativo)</title>
  <link>http://www.kiva.org/</link>
  <description>Kiva Loans for Escalo (Instituto Peruano de Fomento Educativo)</description>
    <item>
   <title>Alexandra : Peru</title>
   <link>https://www.kiva.org/lend/3154464</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154464&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/0a4a1f931cd711c39148937359cba610.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Alexandra&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$495 of $1,600 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Alexandra studies law and is in the last year of her program. She lives in Lima with her mother and sister. Her mother is the primary breadwinner of the household. Her father died when she was seventeen and since then, with effort Alexandra and her mother have taken on the responsibility of getting ahead. Alexandra&#039;s lived experiences motivated her to choose this program, with the firm purpose of enforcing what is right and defending those who need it.

She is a persevering student, committed to her training and profoundly grateful for her mother&#039;s effort for her to be able to become a professional. With the goal of contributing financially, for two months Alexandra has worked at a company where she applies her knowledge and acquires practical experience. Alexandra combines her studies with work, convinced that constancy and resilience allow goals to be achieved, even in difficult circumstances.

However, despite her efforts, Alexandra&#039;s income is not enough to cover the cost of a new academic term, putting at risk finishing her program in this last stage. For this, Alexandra asks for the support of Kiva through an education loan which will allow her to continue and finish her education.

Alexandra says, &quot;I didn&#039;t think I would find a solution so close to the goal. Today, I am profoundly grateful and motivated. This support represents an opportunity to get ahead and realize my goal of being a professional.&quot;
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 04:00:25 PDT</pubDate>
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   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154464&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/0a4a1f931cd711c39148937359cba610.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Alexandra&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Isabel Rocio : Peru</title>
   <link>https://www.kiva.org/lend/3152476</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3152476&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/0150c8d7ce351b7b0d5214359cccffd7.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Isabel Rocio&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$2,195 of $3,150 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 5, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Isabel is the youngest of her siblings who is soon to become a professional, an achievement which represents a great pride in her family, thanks to her perseverance. Currently, Isabel is studying in the business administration program and combines her studies with long workdays during the day, reflecting constancy and determination.

Over three years ago, Isabel was a borrower of a Kiva education loan, demonstrating responsibility and commitment with her monthly payments. Thanks to Kiva&#039;s support, Isabel was able to continue her education without interruptions, improve her academic performance, and position herself among the best of her class. Likewise Kiva&#039;s backing allowed her to reduce the financial pressure in her home and focus on her professional development.

For eight years, Isabel has worked as a service manager, which allows her to contribute to the household expenses and cover part of her expenses. However, the cost of the new academic term has increased, which affects her finances. For this, Isabel asks again for Kiva&#039;s support with another loan, with the goal of continuing to advance and consolidate her professional training. Isabel, grateful, says the following:
Thank you for continuing to believe in me and giving me the opportunity to continue with my education. This support not only boosts my future, but also that of my family. Blessings to each one of you.
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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         <pubDate>Sun, 05 Apr 2026 04:30:15 PDT</pubDate>
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   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3152476&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/0150c8d7ce351b7b0d5214359cccffd7.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Isabel Rocio&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Ines Lucila : Peru</title>
   <link>https://www.kiva.org/lend/3152491</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3152491&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/2c58fa32d56dd745c03e704aa18bb216.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Ines Lucila&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$1,840 of $2,625 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 5, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Marcelo, who is on the left, is a student in the audiovisual communications program and is advancing in his professional training. His mother, Ines, on the right, assumes the cost of her son, Marcelo&#039;s, academic program. Ines has worked as a integrity specialist for three years and last year was a borrower of a Kiva education loan, in which she demonstrated commitment by making her monthly payments punctually. Kiva&#039;s support represented a significant relief for Ines when facing the household expenses and other family obligations.

Likewise, thanks to Kiva&#039;s support, Marcelo has been able to focus fully on his education, access the tools and resources necessary for his academic products, and improve his performance, reflecting greater dedication and commitment. Marcelo is a dedicated student and maintains a proactive attitude in his education, with the goal of accessing professional internships very soon, which will allow him to develop himself in the audiovisual field.

However, the expenses of Marcos&#039;s new educational term are more than Ines&#039;s financial capacity, so she again asks for Kiva&#039;s support so her son, Marcelo, can continue with his training without interruptions. Marcelo enthusiastically says the following:
I am profoundly grateful for the opportunity and trust offered. This support motivates me to continue striving to achieve my goals and, in the future, to give back everything I have received.
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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         <pubDate>Sun, 05 Apr 2026 04:40:15 PDT</pubDate>
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   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3152491&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/2c58fa32d56dd745c03e704aa18bb216.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Ines Lucila&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Justin Sofia : Peru</title>
   <link>https://www.kiva.org/lend/3154407</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154407&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/abb84ab832d0315097b294b36eb0e184.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Justin Sofia&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$1,330 of $1,625 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 6, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Justin is an industrial engineering student in her fourth year of college. She is the older of two sisters and lives with her parents in Lima. Her mother is a homemaker and her father works as a safety officer. From a young age, Justin showed an interest in understanding how production processes work; a visit to a factory at the age of six shaped her career path and reinforced her desire to pursue a career in the industrial sector.

Justin stands out for her strong academic performance and discipline. Additionally, for the past year, Justin has been working as an assistant at a distribution company, where she applies what she has learned and helps cover some of her expenses. Her goal is to work in the logistics sector or in commercial management related to industry and mining. Justin has also taken on family responsibilities from a young age, helping to care for her grandmother without neglecting her studies. Her main motivation is to become a professional and provide her younger sister with the opportunity to pursue higher education. However, Justin’s current income does not allow her to cover the cost of the next academic year. For this reason, Justin is asking Kiva for support through an educational loan that will allow her to continue her education.

Justin says: “Thank you for believing in my education. With your support, I will be able to complete my degree and make a positive impact on my family and my community.”
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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   <geo:long>-77.05</geo:long>
         <pubDate>Mon, 06 Apr 2026 16:50:17 PDT</pubDate>
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   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154407&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/abb84ab832d0315097b294b36eb0e184.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Justin Sofia&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>July Milagrito : Peru</title>
   <link>https://www.kiva.org/lend/3154445</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154445&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/92744f454584c262d42d37a10d575c8b.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;July Milagrito&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$910 of $3,200 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			July is a young human medicine student and is in her seventh year of her program. She lives in Lima with her parents. Her father is pensioned and her mother is a homemaker and they sustain the household. She is the third of four siblings and the second to access higher education, representing a pride and model of improvement to her other siblings.

From a very young age, July developed a strong service vocation and the desire to help those who most need it. This motivated her to choose her profession. July is a committed student, conscious of her parents&#039; effort and focused on maintaining her good academic performance. With the goal of contributing financially, for years July has worked at a hospital, where she has acquired direct experience in patient care and has strengthened her knowledge in the health field.

Her goal is to finish the degree and practice in the province, offering attention to vulnerable populations and contributing the the development of her community. However, July&#039;s income is not enough to cover the cost of a new academic term, putting the completion of her studies in the final stage at risk. For this, July asks for the support of Kiva through an education loan which will allow her to advance in her program.

Very emotionally, July says:
I am grateful for the opportunity and trust. This support allows us, the young people, to get ahead and become professionals committed to society.
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 03:50:28 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/92744f454584c262d42d37a10d575c8b.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154445&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/92744f454584c262d42d37a10d575c8b.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;July Milagrito&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Nick Jhonatan : Peru</title>
   <link>https://www.kiva.org/lend/3154414</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154414&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/7fc94b19d85f2b68c4ba9821fbd0e08b.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Nick Jhonatan&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$490 of $1,250 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 8, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Nick is a Mechatronics Engineering student in the last year of his studies. He lives alone in Lima, while his mother, a merchant, lives in the province. His father abandoned the family when he was a child, so Nick assumed from a young age the responsibility to move forward and improve the quality of life of his family. He is the oldest of three siblings and the only one in pursuit of higher education. His vocation came from an interest in technology, and mechatronics allows him to integrate mechanical, electronics, and controls to develop solutions to support the country&#039;s progress. 

Nick currently works as a technician in a logistics, transport, and supply chain business, an experience that strengthens his competencies and helps him to cover part of his expenses. Nick organizes his time between work and studies, dedicating the weekends to reinforcing his learning, which reflects in his good academic performance. His biggest motivation is to bring tranquility to his mother and demonstrate that his effort was worth it.

Even so, Nick&#039;s income is not sufficient to cover the cost of his coming academic term. So Nick is asking for the help of Kiva for an educational loan that will allow him to finish his professional education. Nick says the following: &quot;It makes me emotional to know that people exist in the world who help young people like me, who struggle against a lot of adversity. It gives me strength to move forward and reminds me that honest effort has its reward.&quot;
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Wed, 08 Apr 2026 07:50:20 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/7fc94b19d85f2b68c4ba9821fbd0e08b.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154414&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/7fc94b19d85f2b68c4ba9821fbd0e08b.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Nick Jhonatan&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Jorge Antonio : Peru</title>
   <link>https://www.kiva.org/lend/3154434</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154434&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/ce0ccebc4b5c8f09aafd176407251d24.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jorge Antonio&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$600 of $800 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Jorge is studying Administration and Commercial Management, and is in the last year of the degree program.  Jorge lives in Lima with his grandmother; his mother, who is a primary school teacher; and his younger sister, who is a dependent of the family. As the eldest child and the only one to access higher education, Jorge responsibly assumes the commitment to better himself and to be an example in his home.

Jorge chose his degree program due to his interest in the world of business, business management, and the development of commercial strategies. He is convinced that this training will enable him to generate opportunities for personal and professional growth. He is characterized as a serious student, and thanks to his effort, ten months ago he began to work as a sales promoter in a construction business, where he gains practical experience, and strengthens his commercial skills. However, despite combining studying and working, family income is not sufficient to cover the cost of Jorge&#039;s new academic cycle, putting the completion of his degree at risk. 

Therefore, Jorge requests support from Kiva with an education loan that will permit him to progress in this decisive stage. Jorge is pleased with the opportunity, and says: &quot;I deeply appreciate the trust placed in students who are striving to get ahead. Your support not only enables us to continue our studies but also motivates us to keep working hard to build a better future. Your work is admirable.&quot;
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 03:10:23 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/ce0ccebc4b5c8f09aafd176407251d24.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154434&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/ce0ccebc4b5c8f09aafd176407251d24.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jorge Antonio&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Jessica Milenka : Peru</title>
   <link>https://www.kiva.org/lend/3154421</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154421&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/124a4d9dddd2e930e9d6f37124697704.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jessica Milenka&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$420 of $2,225 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Jessica is completing her final term in her studies in Interior Design. Last year she received an education loan from Kiva which was instrumental in her continuing her education. This support made it possible for her to complete her assignments on time, focus on her studies and receive good grades. In addition, Jessica made timely repayments, demonstrating responsibility and commitment. During that time, she enhanced her design skills and maintained her employment  providing design consulting, applying her knowledge and continuing her professional development. This experience gave Jessica more confidence in her skills and helped her envision  herself in the design field. Today, at the threshold of completing her schooling, she is faced with financial limitations. In spite of working for months to pay for her education, her income is not enough to cover all the costs of this final term. For that reason,  Jessica is once again applying for an education loan from  Kiva with a firm commitment to responsibly fulfill her obligations and complete her professional training. With gratitude, she notes : “Thank you for believing in me. This support has made it possible for me to progress and today I am close to achieving my goal. With your help, I will be able to complete this step and build a better future.&quot; 
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 07:40:16 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/124a4d9dddd2e930e9d6f37124697704.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154421&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/124a4d9dddd2e930e9d6f37124697704.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jessica Milenka&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Pedro Francisco : Peru</title>
   <link>https://www.kiva.org/lend/3154452</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154452&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/ad4a1cc3fc5eb350cc914561749f88fc.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Pedro Francisco&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$440 of $1,125 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Pedro, on the right, has worked as a logistics administrator for five months and has taken on the commitment of his younger sister&#039;s academic expenses. Mariel is on the left. Mariel studies nursing and is in her third year of the program. Mariel lives with her parents. Her father is responsible for the household and her mother is a nurse and has been her primary inspiration to go into this profession.

Mariel, motivated by her vocation for service and her mother&#039;s example, chose the profession of nursing with the desire to offer comprehensive care to people, especially in times of greatest vulnerability. Mariel characterizes herself by her dedication and maintains good academic performance, advancing constantly in her training. 

Pedro, conscious of his sister&#039;s effort, has taken on the responsibility for supporting her financially with her studies. However, Pedro&#039;s current income is not enough to cover the cost of Mariel&#039;s next academic term. For this, Pedro asks for the support of Kiva through an education loan which will allow Mariel to continue her training and approach her professional goal. 

Mariel emotionally says the following:
I am profoundly grateful for this opportunity. Your support will allow me to get ahead with my education and prepare myself to sever those who most need it. I promise to give my best and honor this trust.
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 04:00:24 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/ad4a1cc3fc5eb350cc914561749f88fc.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154452&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/ad4a1cc3fc5eb350cc914561749f88fc.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Pedro Francisco&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Milagros : Peru</title>
   <link>https://www.kiva.org/lend/3155051</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3155051&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/b86fa96899bf8e3efd81d38465bf1cc9.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Milagros&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$275 of $1,900 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 9, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Milagros is a young woman committed to her future. For two months, she has worked in a new lab where she applies her knowledge, and is in the fourth year of the laboratory medical technology program, maintaining good academic performance.

In the past year, Milagros was the benefited by a Kiva education loan, which she paid off punctually, demonstrating responsibility and solid payment behavior. This support was key to her academic advancement, as it allowed her to focus on her studies without financial pressure, access trainings, and participate in projects which strengthened her professional profile. In addition, she managed to balance her work, academic and family responsibilities with discipline.

Currently, despite her effort to improve her income, it is not enough to cover the cost of the new academic term. This situation puts the continuity of her education at risk. For this, Milagros again asks for Kiva&#039;s support through an education loan which will allow her to continue her program and access new opportunities for specialization and practical training, projecting herself to be a more competitive professional in the health sector. 

Milagros emotionally says, &quot;Receiving this support is profoundly motivating. Not only does it allow me to continue my education, but it also reinforces my commitment to striving each day. Thank you for trusting in me. My goal is to honor this trust with dedication and responsibility.&quot;
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Thu, 09 Apr 2026 04:40:23 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/b86fa96899bf8e3efd81d38465bf1cc9.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3155051&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/b86fa96899bf8e3efd81d38465bf1cc9.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Milagros&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Esteban Alonso : Peru</title>
   <link>https://www.kiva.org/lend/3154402</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154402&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/e67e7f88164f85ae3ff2619a774882fd.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Esteban Alonso&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$325 of $1,775 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 6, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Esteban is a young pharmacy and biochemistry student in his final year of college. He lives in Lima with his sister, and the two of them are working hard to make ends meet, while their parents live in the countryside. His father is a farmer and his mother is a homemaker. Esteban is the youngest of four siblings and the only one to pursue higher education, which represents a great responsibility for him and an opportunity to improve his family’s circumstances.

Motivated by his calling to serve, Esteban chose his field of study with the goal of contributing to the development of medications that benefit the population in the fight against various diseases. Thanks to his dedication, he is an outstanding student, and for the past five years, Esteban has worked as a pharmacy technician at a hospital, an experience that has allowed him to strengthen his knowledge and generate income to cover part of his expenses. However, despite his constant effort to balance study and work, his income is not sufficient to cover the cost of his next phase of studies. That is why Esteban is asking Kiva for support through an educational loan that will allow him to advance in his studies and move closer to his professional goal.

Excited by the opportunity, Esteban says: “I am deeply grateful for the support provided. I hope you can continue helping more young people fulfill their dreams and transform their lives.”
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Mon, 06 Apr 2026 16:40:16 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/e67e7f88164f85ae3ff2619a774882fd.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154402&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/e67e7f88164f85ae3ff2619a774882fd.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Esteban Alonso&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Cristhian Andres : Peru</title>
   <link>https://www.kiva.org/lend/3154411</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154411&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/6d8f11b5eb3ec2a9b48f4663e36f0872.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Cristhian Andres&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$330 of $1,625 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 6, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Cristhian in his fourth year of study toward a degree in Computer Engineering.  He lives with his parents in Lima.  His father his a taxi driver and his mother is a housewife.  Cristhian is the oldest of his siblings and the only one who is pursuing a higher education, which is a great responsibility and also makes him a role model for his family.  

Driven by his interest in project management and strategic decision-making, Cristhian chose this field of study with the goal of designing and implementing software solutions to improve processes and make organizations more efficient.  His dedication to academics will help him when he enters the job market.  For the past two months, he has been working for a company that offers technical services and platform training, which has given him the opportunity to strengthen his knowledge and earn some income to cover part of his expenses.  

Cristhian divides his time between his job in the mornings and his studies in the evenings, which demonstrates his perseverance and commitment.  His dream is to start a technology solutions business so that he can contribute to the modernization of different sectors in his country.    

Despite his efforts, his current income is not sufficient the cover all of his expenses for the next academic term.  For this reason, Cristhian is requesting the support of a Kiva educational loan so that he can continue his training.  He sends the following message: &quot;Many thanks for the support.  I deeply value this opportunity to move forward with my studies during a challenging time.”
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
   <guid isPermaLink="false">cf0c706c0059fcb26c386f83ff371bbb</guid>
      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Mon, 06 Apr 2026 18:30:15 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/6d8f11b5eb3ec2a9b48f4663e36f0872.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154411&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/6d8f11b5eb3ec2a9b48f4663e36f0872.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Cristhian Andres&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Roxana Milagros : Peru</title>
   <link>https://www.kiva.org/lend/3155039</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3155039&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/18f38332cfd9ed5d2285528ef2186ec3.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Roxana Milagros&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$175 of $3,225 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 9, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Roxana, on the left in the photo, has worked in administration for nine year. As a single mother, with effort she provides an education for her son, Rafael, on the right. Rafael is studying audiovisual communication and is in the sixth year of the degree program. Rafael lives with his mother, who has been his principal support since his father abandoned him in his childhood. Rafael is the eldest of three siblings and the only one to access higher education, which has brought him to assume a roll of responsibility and to be an example for his family.

Rafael chose his degree due to his creativity and his passion for film and content creation, seeking to develop impactful projects. Rafael is a dedicated student, with good grades and commitment to his development, always valuing his mother&#039;s effort. Although Rafael has progressed through much of his degree program, Roxana&#039;s income is not sufficient to cover the cost of the next academic cycle. This puts at risk the continuation of Rafael&#039;s studies. Therefore, Roxana requests the support of Kiva through an educational loan that will permit Rafael to continue his studies.

With emotion, Rafael says: “I sincerely appreciate this opportunity. Your support allows me to keep moving forward and brings me closer to my dream of becoming a professional. I hope that one day I will be able to give back by supporting other young people, just as you are doing for me.”
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
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      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Thu, 09 Apr 2026 03:40:23 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/18f38332cfd9ed5d2285528ef2186ec3.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3155039&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/18f38332cfd9ed5d2285528ef2186ec3.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Roxana Milagros&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Miguel Angel : Peru</title>
   <link>https://www.kiva.org/lend/3154416</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154416&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/0fca75f8f093ca89c4ed30acc39e2b40.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Miguel Angel&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$65 of $1,525 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 8, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Miguel is studying business administration and is in the last session of his degree. His motivation to understand and improve planning, organization, and execution processes has lead him to stand out academically. He studies for long hours with the goal of completing his professional training successfully.

Some time ago, Miguel received a Kiva education loan, which allowed him to continue with his studies at this key moment. Thanks to that support, he was able to make minimum payments, maintain his academic eligibility, and access professional development at a business, where he currently is training and strengthening his abilities. Likewise, he made his payments responsibly and punctually, demonstrating his commitment and seriousness. Miguel combines school and work, showing strength and dedication to get ahead.

However, Miguel is currently facing new economic difficulties, since his work income is not enough to cover the cost of his last school session. For this reason, Miguel is asking Kiva for another education loan that will allow him to finish his degree and get closer to his goal of supporting his family. Miguel is excited about the opportunity, and says with gratitude, &quot;Thank you so much for the support provided. Thanks to this, I have advanced my training, and today I am closer to achieving my dream. With your help, I will be able to finish this session and give back to my parents.&quot;
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
   <guid isPermaLink="false">f27c4555ba73265b45cbb9e22508ea0f</guid>
      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Wed, 08 Apr 2026 08:10:20 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/0fca75f8f093ca89c4ed30acc39e2b40.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154416&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/0fca75f8f093ca89c4ed30acc39e2b40.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Miguel Angel&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Jhoan Anderson : Peru</title>
   <link>https://www.kiva.org/lend/3154424</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154424&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/f56f8362d12882f9a8baaf1a06a7f638.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jhoan Anderson&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$45 of $2,050 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Jhoan is a student of Management and Senior Leadership, he is in the fourth year of his studies.  Jhoan lives in Lima with his elder brother, with whom he strives to build a better future. His mother works hard, away from the city, as a kitchen assistant to provide for the household finances. Jhoan is the younger of two brothers, he has taken on the task of developing himself and contributing to the well being of his family with commitment and responsibility. Jhoan chose his career because it aligns with his strategic and analytic profile. These characteristics have developed throughout his education. Thanks to his solid academic performance, a year ago he set himself up as a distributor for a firm. Here he applies his knowledge and gets professional experience. Jhoan organises his time between his work and his studies, maintaining discipline and perseverance. His goal is to graduate and provide financial security for his family, building a solid future. However, despite his efforts. he has financial challenges that put the continuity of his studies at risk. For this reason Jhoan is applying for support from Kiva in the form of an education loan that will allow him to continue to develop and consolidate everything he has achieved up to now. Jhoan is excited about the opportunity, saying : &quot;I will use this opportunity responsibly to further my education. My heartfelt thanks for the trust shown in me. This loan is key for me to get ahead&quot;. 
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
   <guid isPermaLink="false">a89304352e0945b82ba531cde08d212c</guid>
      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 07:50:16 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/f56f8362d12882f9a8baaf1a06a7f638.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154424&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/f56f8362d12882f9a8baaf1a06a7f638.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jhoan Anderson&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>Jaime Andre : Peru</title>
   <link>https://www.kiva.org/lend/3154429</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3154429&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/61f60743c6d940072e1925f4e8e872c8.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jaime Andre&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$65 of $2,075 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 7, 2026
   			&lt;br/&gt;
   		   		&lt;br/&gt;
   			Jaime is studying audiovisual communication, and he is in the 4th year of his degree program.  He lives in Lima with his parents, who work as event organizers to support the household.  Jaime is the oldest child of 2 siblings, and the only one who is getting a university degree.  He has taken this on with commitment, and he challenges himself to succeed and be an example for his sister.  

Ever since he was young, Jaime accompanied his parents in their work.  This awoke in him an interest in communications and event production.  So he chose a degree that would contribute to the growth of the family business, applying audiovisual tools to expand its reach.  Jaime organizes his time between studying and work, demonstrating perseverance and responsibility.  At this time, Jaime is working as a marketing assistant for an event company.  This job allows him to cover his personal expenses and strengthen his professional experience.

However, in spite of his efforts, the family income is not sufficient to cover the upcoming academic term for Jaime, putting his continued education at risk.  For this reason, Jaime is requesting the support of Kiva, by requesting an educational loan that will allow him to make progress toward his degree.  

Jaime states with excitement, &quot;Thank you for the trust and support you are providing.  This loan will allow me to continue with my education so that I can move closer to achieving my goals.  I&#039;m committed to making each payment responsibly, and making the most of this opportunity.&quot;
   		&lt;/p&gt;
   		&lt;br clear=&quot;all&quot;&gt;
   </description>
   <guid isPermaLink="false">68ee1377c5ce4c9a24eae08336fde855</guid>
      <geo:lat>-12.05</geo:lat>
   <geo:long>-77.05</geo:long>
         <pubDate>Tue, 07 Apr 2026 08:10:17 PDT</pubDate>
      <media:content url="https://www.kiva.org/img/s100/61f60743c6d940072e1925f4e8e872c8.webp" type="image/gif" />
   <media:text type="html">
   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3154429&quot;&gt;
   &lt;img src=&quot;https://www.kiva.org/img/s100/61f60743c6d940072e1925f4e8e872c8.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;Jaime Andre&quot; border=&quot;1&quot;/&gt;
   &lt;/a&gt;
   &lt;/p&gt;&lt;br clear=&quot;all&quot;&gt;
   </media:text>
   <media:category>Higher education costs</media:category>
   <media:credit role="producer">kiva</media:credit>
  </item>
    <item>
   <title>William Yue Hin : Peru</title>
   <link>https://www.kiva.org/lend/3155043</link>
   <description>
   		&lt;p&gt;
   		   		&lt;a href=&quot;https://www.kiva.org/lend/3155043&quot;&gt;
   		&lt;img src=&quot;https://www.kiva.org/img/s100/cfc680b5fc5bd7ce572bd97024c5b53b.webp&quot; align=&quot;left&quot; alt=&quot;photo&quot; title=&quot;William Yue Hin&quot; border=&quot;1&quot;/&gt;
   		&lt;/a&gt;
   		   		   		&lt;b&gt;$50 of $3,225 raised.&lt;br/&gt;&lt;br/&gt;&lt;/b&gt;

   			Started raising funds on Apr 9, 2026
   			&lt;br/&gt;
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   			William is an mechatronic engineering student, and he is currently in the last year of his degree program.  He lives in Lima with his parents and his sister.  His mother is a housewife, and his father works as a merchant and is the main support of the household.  William is the oldest child, and is the only one receiving a university education.  He is doing this with responsibility and pride, because it&#039;s an opportunity to get ahead and contribute to his family.

William chose his degree because of his interest in innovation and new technologies.  He&#039;s motivated by a desire to develop solutions that will contribute to progress and improve people&#039;s quality of life.  He is known for his perseverance and commitment to his training, and he is grateful for the efforts of his parents.  

In order to make a financial contribution to the the household, William started a business 3 years ago selling food.  This enables him to cover part of his expenses.  William is combining studying and work with discipline, convinced that perseverance is the key to reaching his goals.

However, William&#039;s income is not sufficient to cover the total cost of his new academic term, and this is putting the completion of his degree at risk.  To do this, William is requesting an educational loan from Kiva to advance to the final stage of his education.  

William is grateful, and states &quot;To know that people from various parts of the world are willing to contribute toward my education motivates me to rethink my perspective and value this opportunity even more deeply.  My family and I are very grateful!&quot;
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         <pubDate>Thu, 09 Apr 2026 12:40:24 PDT</pubDate>
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   &lt;p&gt;&lt;a href=&quot;https://www.kiva.org/lend/3155043&quot;&gt;
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   <media:category>Higher education costs</media:category>
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