Kiva Loans for Thanh Hoa Microfinance Institution

Hồng : Vietnam

Mon, 06 Apr 2026 21:10:08 PDT

$450 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Hồng is 58 years old and currently lives with her family in Cẩm Tú commune. She belongs to the Mường ethnic group and lives in a mountainous area in the western part of Thanh Hóa province, where transportation is still difficult. She has three children who are now married and living separately. Currently, she is living with and taking care of her grandchild, who is studying in grade 11. Despite the challenges of living in a remote area, she continues to work hard to support her family. She has more than 38 years of experience in farming. Besides cultivating crops and working on her fields, she also takes on additional work such as weeding for hire to earn extra income. However, her family is still classified as a low-income rural household. She is applying for her third loan from Thanh Hóa MFI to invest in fruit tree cultivation. She plans to purchase guava and pomelo trees as well as organic fertilizers to improve productivity. The previous loans she received have helped her gradually improve her family’s living conditions. Her main difficulty is that the agricultural products she produces are often sold at low prices, which limits her income. In the future, she hopes her children will have stable jobs and better economic conditions.

Mầu : Vietnam

Sun, 05 Apr 2026 18:50:08 PDT

$875 of $1,150 raised.

Started raising funds on Apr 5, 2026

Mầu is a 66-year-old woman from an ethnic minority community in the mountainous western area of Thanh Hoa province. She is married and has two grown children who now have families of their own. Despite her age, Mầu continues to work hard to support herself. With nearly 30 years of experience in farming and livestock raising, she earns a modest, but unstable income. In addition to her own small-scale agricultural work, she also takes on seasonal jobs at local farms to make ends meet. For more than 10 years, Mầu has been growing acacia trees, which provide a source of income through timber while also contributing to environmental protection and reforestation in her community. Mầu is now requesting her first loan from Thanh Hoa MFI to purchase additional acacia seedlings and fertilizer. This investment will allow her to expand her tree plantation and improve her productivity. Looking ahead, Mầu hopes to maintain good health and gradually increase her income to achieve a more stable and secure life.

Đào : Vietnam

Tue, 24 Mar 2026 12:05:28 PDT

$1,350 of $1,900 raised.

Started raising funds on Mar 24, 2026

Ms. Đào is 36 years old and currently lives with her family in Đông Quang Ward. She has two dependent children: her eldest son is in grade 9 and her younger son is in grade 6. As a mother, she always tries her best to provide for her children and support their education so they can have better opportunities in the future. She has more than four years of experience in small business activities. Her husband works in stone processing, and together they purchase raw stone, process it into finished products that they install for household construction projects, without hiring additional workers. Her family belongs to a low-income household in the community. She is applying for her first loan from Thanh Hóa MFI to expand her stone handicraft production. With this loan, she plans to buy more materials such as blue-brown stone, basalt, dark brown stone, and white stone to diversify their products and expand their market. Her main challenge is that the products they produce often sell at low prices, which affects their overall income. In the future, she hopes her children will study well and succeed, her family will be healthy and happy, and that she will be able to invest in more tools and equipment to further develop their business.

Dung : Vietnam

Wed, 25 Mar 2026 14:11:49 PDT

$1,125 of $1,900 raised.

Started raising funds on Mar 25, 2026

Dung is 34 years old and married with 2 school-aged children. Her family lives in a rural area of Thanh Hoa province. For over five years, Dung and her husband have run a small pho restaurant, earning around $500 per month. Every day, they wake up as early as 3–4 a.m. to prepare ingredients and open early for local customers. Their beef pho, made from bone broth and traditional herbs, is well loved in the community. Dung is requesting her second loan from Thanh Hoa MFI to invest in her business by purchasing more ingredients and expanding her operations. She hopes to attract more customers, increase her income, and support her children’s future education, including university.

Hoa : Vietnam

Wed, 01 Apr 2026 07:50:09 PDT

$625 of $1,900 raised.

Started raising funds on Apr 1, 2026

Mrs. Hoa, 42, is an ethnic minority woman living with her husband and two children, aged 13 and 8, in a remote mountainous area of Thanh Hoa. Both children are currently in school, and the family works hard to support their education. Her husband takes on manual labor jobs when available, while Mrs. Hoa manages small-scale farming and livestock. She also earns extra income by caring for other children in her community. Despite their efforts, the family’s income remains unstable, and they are classified as near-poor under government standards. Mrs. Hoa is planning to replant her acacia plantation after the recent harvest. She hopes to purchase fertilizer and new seedlings to continue cultivating her land. She is requesting her 3rd loan from Thanh Hoa MFI to invest in this long-term opportunity. With patience and care, the acacia trees will be ready for harvest in 5–6 years, providing a vital source of income for her family. With your support, Mrs. Hoa can invest in a more stable future and continue providing for her children’s education.

Lan : Vietnam

Wed, 18 Mar 2026 16:00:15 PDT

$1,330 of $1,925 raised.

Started raising funds on Mar 18, 2026

Ms. Lan is 57 years old and lives with her family in a small house in a rural area of Thanh Hoa province. She is a mother of nine children. Six of her children are already adults, while her three youngest are still in school. Her husband works as a casual laborer, but his income is unstable and only enough to cover basic needs. To help support the family, Ms. Lan works very hard. She takes temporary jobs selling goods while also raising pigs at home to earn extra income. With many children to care for, the family often faces financial difficulties. Ms. Lan is currently repairing her pig pen and plans to purchase several dozen piglets to raise. After about five months, she hopes to sell them to local traders for a profit. She is requesting her eleventh loan from Thanh Hoa MFI, demonstrating her long history of commitment and responsible borrowing. With this loan, Ms. Lan hopes her pigs will grow healthy and strong, allowing her to earn a stable income and improve living conditions for her family while continuing to support her children’s education.

Hường : Vietnam

Fri, 20 Mar 2026 05:39:08 PDT

$1,150 of $1,925 raised.

Started raising funds on Mar 20, 2026

Ms. Hường is 34 years old and lives with her family in Sao Vàng Commune. She currently has three dependent children: her first child is 12 years old and attending secondary school, her second child is 4 years old and in kindergarten, and her youngest child is 3 years old and in preschool. She works very hard to provide daily necessities and ensure her children can continue their education. Ms. Hường has more than seven years of experience in farming. In addition, she also works as a tailor to earn extra income, but her total monthly income is only about $240, which places her family in the low-income category in the local area. She is applying for her first loan from Thanh Hóa MFI to repair her livestock barn so she can raise more chickens and pigs. With this loan, she plans to purchase construction materials such as sand, cement, bricks, iron, and roofing sheets. She hopes this investment will help her increase her income and improve her family’s financial situation. Her main difficulty is that the agricultural and livestock products she produces often sell at low prices, which affects her earnings. In the future, she hopes her family will remain healthy and happy, that she will improve her livelihood to support her children’s education, and that she will eventually be able to build a new house for her family.

Hạnh : Vietnam

Mon, 30 Mar 2026 20:40:08 PDT

$650 of $1,900 raised.

Started raising funds on Mar 30, 2026

Mrs. Hạnh, 43, lives with her husband and two school-aged children in a small home in Hai Binh, a coastal village in Thanh Hoa. Her husband works as a construction laborer, but his income is unstable and depends heavily on available jobs. To support her family, Mrs. Hạnh takes on multiple roles: offering simple beauty services like hair washing and makeup for local women, working in the fields, and doing manual labor whenever possible. She also raises cattle, making the most of local agricultural resources. By processing livestock waste into organic fertilizer, she not only reduces costs but also supports her family’s farming activities. Now, she hopes to expand her cattle farming business, but limited capital stands in her way. She is requesting her 7th loan from Thanh Hoa MFI to purchase three cows, which she plans to raise and sell for profit. With your support, Mrs. Hạnh can grow her herd, increase her income, and move closer to her dream of providing a stable, happy life for her children, ensuring they can continue their education and one day live in a better home.

Tám : Vietnam

Wed, 01 Apr 2026 02:00:10 PDT

$650 of $1,525 raised.

Started raising funds on Apr 1, 2026

At 30 years old, Tám is a hardworking mother of two young children who are both attending school. Her family lives in a mountainous area of Thanh Hóa province. Her husband works as a manual laborer, but his income is irregular and often insufficient to support the family. To make ends meet, Tám takes on multiple responsibilities, farming, raising small livestock, and working as a hired laborer on nearby farms. Despite her determination and long hours, their earnings are only enough to cover basic living expenses. After recently harvesting her acacia trees, Tám is eager to replant and continue building a more stable livelihood. She plans to grow a new acacia plantation, which will take about 5 to 6 years to mature before it can be harvested and sold as timber to local traders. To make this plan possible, Tám is applying for her first loan from Thanh Hoa MFI. This financial support will help her invest in new seedlings and care for the trees during their early growth stages.

Thuỷ : Vietnam

Wed, 18 Mar 2026 15:40:41 PDT

$1,175 of $1,925 raised.

Started raising funds on Mar 18, 2026

Thuỷ is 53 years old and lives with her family in Đông Quang Ward. She currently cares for two school-aged grandchildren while their parents work far from home due to financial difficulties. Her husband works as a driver, and she takes primary responsibility for raising and supporting the children. She has more than five years of experience in small trading. Her household is classified as low-income in the local area. In addition to caring for her grandchildren, she operates a small shop to generate income. She is applying for her third loan from Thanh Hóa MFI to expand her business by purchasing goods such as snacks, candy, instant noodles, milk, and cooking oil. Previous loans have helped improve her family’s living conditions. Her main difficulty is that many customers purchase goods on credit, which affects her cash flow. In the future, she hopes her children will secure stable employment and improve their livelihoods, and that her products can be sold at better prices to strengthen the family’s income.

Thúy : Vietnam

Wed, 18 Mar 2026 15:50:17 PDT

$710 of $1,925 raised.

Started raising funds on Mar 18, 2026

Thúy is 40 years old and lives with her family in Thọ Phú Commune. She has two dependent daughters, one in grade 9 and the other in grade 7. Her husband works on a farm, and together they strive to provide a stable life for their children. She has more than five years of experience in small trading. Her household is classified as low-income in the local area. She is applying for her sixth loan from Thanh Hóa MFI to expand her small retail business. With this loan, she plans to purchase additional goods such as cakes, cashew nuts, cooking oil, candy, and milk to increase sales. Previous loans have helped improve her family’s living conditions. Her main difficulty is that the products she sells are often priced low. In the future, she hopes her children will study well, earn enough to continue their education, and that her family can eventually build a new house.

Thi : Vietnam

Wed, 18 Mar 2026 16:00:14 PDT

$1,050 of $1,925 raised.

Started raising funds on Mar 18, 2026

Thi is 67 years old and lives alone in Ba Đình Commune. She cares for her two grandchildren while their parents work far from home to earn additional income. Despite her age, she remains active and dedicated to supporting her family. She has more than eight years of experience in small trading. Her household is classified as low-income in the local area. She is applying for her first loan from Thanh Hóa MFI to expand her small business by purchasing additional potatoes for resale. The loan will help her increase her working capital and generate more stable income to support daily expenses and the care of her grandchildren. Her main difficulty is that many customers purchase goods on credit, which affects her cash flow. In the future, she hopes her family will remain healthy and happy, improve their livelihoods, and achieve better selling prices for their products to strengthen the household’s financial stability.

Trang : Vietnam

Wed, 18 Mar 2026 16:10:42 PDT

$675 of $1,925 raised.

Started raising funds on Mar 18, 2026

Ms. Trang is 31 years old and lives with her family in Cẩm Vân Commune. She currently has three dependent children: her first child is 8 years old and attending primary school, her second child is 6 years old and also in primary school, and her youngest child is 3 years old and in kindergarten. She works hard every day to provide a better life and education for her children. She has more than ten years of experience in small-scale trading. Her family is classified as a low-income household in the local area. She is applying for her second loan from Thanh Hóa MFI to expand her fruit and vegetable business. With this loan, she plans to purchase additional products such as pineapples, potatoes, oranges, and winter melons to better serve customer demand and increase her income. Her previous loan helped improve her family’s living conditions and supported the development of her small business. Her main difficulty is that her house is located far from the town center, which makes transportation and trading more challenging. In the future, she hopes that her family will remain healthy and happy, that she will earn enough income to support her children’s education, and that she can eventually build a new house to improve her family’s living conditions.

Lan : Vietnam

Fri, 20 Mar 2026 05:56:57 PDT

$800 of $1,925 raised.

Started raising funds on Mar 20, 2026

Ms. Lan is 36 years old and lives with her family in Ba Đình Commune. She currently has three dependent children. Her first and second children are attending secondary school and her third child is in primary school. She and her husband work hard every day to provide for their children’s education and daily needs. She has more than six years of experience in small-scale trading. Her husband works as a house painter, and despite their efforts, their family is still classified as a low-income household in the local area. She is applying for her second loan from Thanh Hóa MFI to expand her poultry business. With this loan, she plans to purchase more chickens to sell in order to serve more customers and increase her income. Her previous loan helped improve her family’s living conditions and supported their small business. Her main difficulty is that many customers buy on credit, which affects her business capital. In the future, she hopes her family will remain healthy and happy, improve their livelihood, and that her business products will be sold at better prices to strengthen their financial situation.

Nhung : Vietnam

Wed, 25 Mar 2026 14:11:49 PDT

$450 of $1,900 raised.

Started raising funds on Mar 25, 2026

Nhung is 26 years old and married with a 3-year-old child. Her family lives in a coastal area of Thanh Hoa province. Her husband works as a manual laborer with unstable income. To support the family, she has been running a small business for over a year, offering wedding dress rentals, makeup, and photography services. Her shop earns just over $300 per month. Nhung is requesting her first loan from Thanh Hoa Microfinance Institution to purchase a high-quality camera, which will help improve her service quality and increase her income. In the future, Nhung hopes her family will stay healthy and that her business will continue to grow.

Tân : Vietnam

Fri, 27 Mar 2026 10:02:07 PDT

$725 of $1,900 raised.

Started raising funds on Mar 27, 2026

Mrs. Tân is a 60-year-old widow. Her children are all grown up and living independently. Mrs. Tân currently lives alone in a small house in a mountainous area of Thanh Hoa province and earns a living from working as a house helper and from small-scale farming and livestock raising. Despite her hard work, her living conditions remain difficult and unstable. Mrs. Tân's livestock pens for chickens and pigs have deteriorated over time and are no longer suitable for proper breeding. Mrs. Tân is requesting a loan from Thanh Hoa MFI to purchase construction materials to repair and upgrade her barn. This will be her first loan and she will improve the quality of her animals and increase her income. Looking ahead, Mrs. Tân hopes to stay healthy and expand her livestock farming, raising more chickens and pigs to improve her livelihood and achieve a more stable future.

Nhàn : Vietnam

Fri, 27 Mar 2026 13:19:50 PDT

$400 of $1,900 raised.

Started raising funds on Mar 27, 2026

Nhàn is a 56-year-old widow living in a rural area of Thanh Hoa province with 2 children. While her eldest child has started working, her younger child is currently attending university, bringing both hope and financial pressure to the family. Since the passing of her husband, she has become the sole breadwinner. For the past 10 years, she has run a small grocery shop, earning an average profit of about $300 per month. Despite her dedication, the income is modest and barely enough to cover daily expenses and her child’s education. To improve her situation, Nhàn plans to expand her shop by purchasing more goods to better serve her customers. She is requesting her first loan from Thanh Hoa MFI to make this possible. She hopes that, with a wider selection of products, she can attract more customers, increase her income, and continue supporting her child through university, opening the door to a brighter and more stable future.

Tư : Vietnam

Wed, 01 Apr 2026 01:40:13 PDT

$325 of $1,900 raised.

Started raising funds on Apr 1, 2026

At 59, Tư is a widow who has spent years working tirelessly to support her family. With her children now grown and living far away for work, she stays in a small, remote mountain home in Thanh Hoa with her grandson, who is currently in 9th grade. As the sole caregiver, Tư not only provides for their daily needs but also ensures her grandson can continue his education. Her income comes mainly from growing sugarcane and taking on occasional labor work at nearby farms, just enough to cover basic living expenses. Life is not easy, but Tư remains determined to build a more stable future. She is seeking her first loan from Thanh Hoa MFI to invest in sugarcane seedlings and fertilizer. With better inputs, she hopes her crop will thrive over the next year, leading to a stronger harvest and improved income.

Thuỷ : Vietnam

Wed, 01 Apr 2026 02:00:10 PDT

$275 of $1,900 raised.

Started raising funds on Apr 1, 2026

At 37 years old, Thủy is a devoted mother of three children, all currently attending school. She lives with her family in a remote mountainous area of Thanh Hóa province. As a member of an ethnic minority community, Thủy faces even greater barriers in securing stable income and improving her family’s living conditions. Her husband works as a manual laborer, but his income is unstable and unpredictable. To support the family, Thủy works tirelessly, farming, raising small livestock, and taking on various temporary jobs for other households in the village. Despite her efforts, their combined income remains low, just enough to cover daily necessities. Recently, Thủy harvested her acacia trees, a key source of income for the family. Determined to build a more stable future, she plans to replant a new acacia forest to replace the one she has just harvested. However, she lacks the financial resources to invest in seedlings and initial care. Thủy is now applying for her first loan from Thanh Hoa MFI. With this support, she will be able to plant new acacia trees. In about 6 years, the trees are expected to mature and provide a sustainable source of timber income for her family.

Bằng : Vietnam

Mon, 06 Apr 2026 19:50:08 PDT

$225 of $1,900 raised.

Started raising funds on Apr 6, 2026

Bằng is 56 years old and currently lives with her family in Cẩm Thạch Commune, a rural, mountainous area in the western part of Thanh Hóa Province. Her family has one dependent, her young grandchild, whom she helps to care for. Bằng is a member of an ethnic minority group in Vietnam, and her family is classified as a near-poor household in the community. Despite the challenges of living in a remote area, she continues to work hard to support her family and improve their living conditions. Bằng has more than 27 years of experience in farming. Her main difficulty is that her home is located far from the town center, making transportation and access to markets more difficult. Bằng used previous loans to gradually improve her family’s living conditions and create more stable income sources through agriculture. Now, she is applying for her tenth loan from Thanh Hóa MFI to invest in fruit tree cultivation by purchasing guava seedlings and fertilizers. In the future, Bằng hopes her family will remain healthy and happy and that her farming activities will become more successful. She also hopes that her products can be sold at better prices so that she can further improve her family’s financial situation.

Dung : Vietnam

Mon, 06 Apr 2026 19:50:09 PDT

$225 of $1,900 raised.

Started raising funds on Apr 6, 2026

Dung is 52 years old and lives with her family in a rural, mountainous area in the western part of Thanh Hóa Province. She is married and has two children, one of whom is a dependent who is 20 years old and currently studying at university. Despite many financial pressures, Dung always makes great efforts to support her child’s education and ensure a better future for her family. With more than 25 years of experience working in construction, a physically demanding and seasonal job, Dung has always been a hardworking and determined woman. Through previous loans, she has gradually improved her family’s living conditions. Still, her family is classified as a low-income household, and their living conditions remain difficult due to their home being located far from the town center. To improve her family’s income, Dung is applying for her seventh loan from Thanh Hóa MFI to invest in fruit tree cultivation. She plans to purchase guava and star apple trees, hoping this investment will create a more stable and sustainable source of income. With her perseverance, long-term experience, and strong determination, Dung continues to overcome challenges and demonstrate her self-reliance. In the future, she hopes her family will remain healthy and happy and that the products she produces can be sold at better prices, helping to further improve her family’s financial stability.

Hiền : Vietnam

Wed, 18 Mar 2026 15:50:18 PDT

$390 of $1,925 raised.

Started raising funds on Mar 18, 2026

Hiền is 35 years old and lives with her family in Vạn Lộc Commune. She has three dependent children, all of whom are still young and currently attending school. She has more than seven years of experience in small trading. Her household is classified as low-income in the local area. She is applying for her seventh loan from Thanh Hóa MFI to expand her small retail business. With this loan, she plans to purchase additional rice to sell, helping increase her income and better support her family. Previous loans have helped improve her family’s living conditions. Her main difficulty is that her house is located far from the town center. In the future, she hopes her family will remain healthy and happy, build a new house, and save some money as a reserve for risks such as illness or unemployment.

Nụ : Vietnam

Wed, 18 Mar 2026 15:50:19 PDT

$250 of $1,925 raised.

Started raising funds on Mar 18, 2026

Nụ is 50 years old and lives with her family in Tân Tiến Commune. She supports two dependent grandchildren while managing household responsibilities. Her husband works at sea, and the family faces ongoing financial challenges. With more than six years of experience in small trading, she earns income by selling beverages and daily consumer goods. Her household is classified as low-income in the local area. She is applying for her sixth loan from Thanh Hóa MFI to expand her business by purchasing additional products such as orange juice, soft drinks, and milk for resale. Previous loans have helped improve her family’s living conditions and stabilize their income. Her main difficulty is that many customers buy goods on credit, which affects her cash flow. In the future, she hopes her family will remain healthy and happy, improve their livelihoods, and achieve better selling prices for their products to strengthen their financial stability.

Lương : Vietnam

Wed, 18 Mar 2026 16:00:14 PDT

$375 of $1,925 raised.

Started raising funds on Mar 18, 2026

Lương is 26 years old and lives with her family in Tân Tiến Commune. She has two dependent children: her first child is in kindergarten and her second child is one year old. Despite her young age, she actively contributes to supporting her household. She has more than four years of experience in small trading. Her household is classified as low-income in the local area. She is applying for her first loan from Thanh Hóa MFI to expand her small business. With this loan, she plans to purchase additional rice for resale in order to meet customer demand and increase her income. Her main challenge is that many customers buy goods on credit, which affects her cash flow. In the future, she hopes her family will remain healthy and happy, improve their livelihoods, and achieve better selling prices for their products to strengthen their financial stability.

Hiền : Vietnam

Wed, 18 Mar 2026 16:00:16 PDT

$225 of $1,925 raised.

Started raising funds on Mar 18, 2026

Mrs. Hiền is 53 years old and lives with her family in Quảng Bình Commune. She continues to work hard every day to support her household and maintain a stable source of income for her family. She has more than 20 years of experience selling beverages. Her family is classified as a low-income household in the local area. She is applying for her eighth loan from Thanh Hóa MFI to expand her small business. With this loan, she plans to purchase additional products such as coffee, energy drinks, yogurt, and soft drinks to better serve her customers and increase her daily income. Previous loans have helped her family gradually improve their living conditions. Her main challenge is that the products she sells often bring low profit margins, which limits her earnings. In the future, she hopes her family will remain healthy and happy, improve their livelihoods, and save some money to prepare for unexpected risks and her old age.

Hương : Vietnam

Wed, 18 Mar 2026 16:00:16 PDT

$525 of $1,925 raised.

Started raising funds on Mar 18, 2026

Mrs. Hương is 50 years old and lives with her family in Triệu Sơn Commune. She has two dependent children: her first child is 18 years old and studying in high school, while her second child is 13 years old and attending secondary school. She works hard every day to support her children’s education and family expenses. She has more than 20 years of experience in small trading. Her family is classified as a low-income household in the local area. She is applying for her second loan from Thanh Hóa MFI to expand her business selling fruits and vegetables. With this loan, she plans to purchase additional products such as pomegranates, pomelos, dragon fruits, mangoes, and tangerines to better meet customer demand. Her previous loan helped improve her family’s living conditions and business capacity. Her main difficulty is that many customers buy goods on credit, which affects her business capital. In the future, she hopes her family will remain healthy and happy, improve their livelihoods, and earn enough income to purchase more tools and equipment to further develop her business.

Lan : Vietnam

Wed, 18 Mar 2026 16:00:17 PDT

$175 of $1,925 raised.

Started raising funds on Mar 18, 2026

Lan is 43 years old and lives in Triệu Sơn Commune. Her husband has passed away, and she is the main provider for her family. She is raising her 16-year-old child, who is still in school, and taking care of her elderly, sick mother. Despite many challenges, she continues to work hard to support her family. Lan has more than 15 years of experience in small trading, still her household is classified as low-income in the local area. Her main difficulty is that many customers buy goods on credit, which affects her business capital. She is applying for her first loan from Thanh Hóa MFI to expand her small shop and purchase additional products, such as shampoo, body wash, soft drinks, and snacks, to better serve her customers and increase her income. In the future, Lan hopes her child will study well and succeed and that she can earn enough income to support her child’s education while also saving some money to prepare for unexpected risks, such as illness or unemployment.

Mai : Vietnam

Wed, 18 Mar 2026 16:00:18 PDT

$525 of $1,925 raised.

Started raising funds on Mar 18, 2026

Ms. Mai is 34 years old and lives with her family in Nghi Sơn Ward. She currently supports four dependent children who are all of school age, including one child in grade 6, one in grade 4, one in kindergarten, and a younger child who is still at home. She works diligently to provide for her children and ensure they can continue their education. She has more than 10 years of experience selling fruit. Her household is classified as low-income in the local area. Due to increased demand during the early-year festival season, she is applying for her third loan from Thanh Hóa MFI to expand her fruit business by purchasing products such as pomelos, apples, and grapes. She rents a stall at the local market and often works long hours, sometimes until late afternoon. Her good quality products with clear origins have earned the trust of many customers. Previous loans have helped improve her family’s living conditions. Her main difficulty is that her home is located far from the town center, which makes transportation and business activities more challenging. In the future, she hopes her family will remain healthy and happy, improve their livelihoods, and earn enough income to purchase additional tools and equipment to further develop her business.

Hồng : Vietnam

Wed, 18 Mar 2026 16:00:18 PDT

$475 of $1,925 raised.

Started raising funds on Mar 18, 2026

Mrs. Hồng is 48 years old and lives with her family in Nghi Sơn Ward. She currently supports three dependent children who are all of school age, including one child in grade 8 and two children in primary school (grades 5 and 3). She works hard to ensure her children can continue their education and have a better future. She has more than 10 years of experience working as a factory worker. Her family is classified as a low-income household in the local area. She is applying for her seventh loan from Thanh Hóa MFI to open a small food stall near two large factories where many workers need affordable meals. She and her sister-in-law rent a place to sell cooked meals. With this loan, she plans to buy ingredients such as pork, fish, and vegetables. Thanks to good quality food and reasonable prices, her shop has gained many regular customers. Previous loans have helped improve her family’s living conditions. Her main difficulty is that her house is located far from the town center, which makes daily activities more challenging. In the future, she hopes her family will remain healthy and happy, improve their income, and be able to buy more equipment and tools to further develop her food business.

Thắm : Vietnam

Thu, 19 Mar 2026 11:37:52 PDT

$395 of $1,925 raised.

Started raising funds on Mar 19, 2026

Mrs. Thắm is 44 years old and lives with her family in Cẩm Vân Commune. She is from an ethnic minority group in Vietnam. She has two dependent children: her first, 20 years old and currently studying at university, and her second, 14 years old and attending secondary school. She works hard to support her children’s education and family expenses. She has more than 20 years of experience in small trading. Her family is classified as a near-poor household in the local community. She is applying for her fifth loan from Thanh Hóa MFI to expand her ready-made clothing business. With this loan, she plans to purchase additional products, including men’s and women’s jeans, women’s t-shirts, and women’s shirts. Loans she has received since 2021 have helped her family gradually improve their living conditions. Her main difficulty is that many customers buy goods on credit, which affects her business capital. In the future, she hopes her family will remain healthy and happy, earn enough income to support her children’s education, and gradually purchase more tools and equipment to develop her business further.

Hạnh : Vietnam

Fri, 20 Mar 2026 05:29:37 PDT

$550 of $1,925 raised.

Started raising funds on Mar 20, 2026

Mrs. Hạnh is 51 years old and currently lives alone in Đông Sơn Ward. Despite living by herself, she is helping her daughter take care of her grandchild, whom she has been raising since the child was just over 1 year old due to her daughter’s financial difficulties. She works hard to support both herself and her family. She has more than three years of experience in small-scale trading. Her household is classified as a near-poor family in the local community. She is applying for her 17th loan from Thanh Hóa MFI to expand her small grocery business. With this loan, she plans to purchase additional items such as candy, snacks, dishwashing liquid, detergent, and shampoo to increase her income. The loans she has received since 2014 have helped her gradually improve her living conditions and better support her family. Her main difficulty is that the products she sells often bring low profits, which affects her income. In the future, she hopes her children will have stable jobs and better livelihoods, and that she will be able to purchase more tools and equipment to further develop her small business and improve her family’s financial situation.

Hà : Vietnam

Sat, 21 Mar 2026 07:36:11 PDT

$500 of $1,925 raised.

Started raising funds on Mar 21, 2026

Mrs. Hà is 49 years old and lives with her family in Đông Quang Ward. Her family has several dependents, including her second son, who is currently in grade 11, her youngest child, who is in grade 9, and her eldest son, who is already married. She works hard to support her children’s education and contribute to the family’s financial stability. She has more than six years of experience in small-scale trading, while her husband works as a driver. Her family is classified as a low-income household in the local community. Due to limited capital, she is applying for her sixth loan from Thanh Hóa MFI to expand her shop. With this loan, she plans to purchase additional goods, such as plastic pipes, HDPE pipes (D710 and D630), electrical wires, and nails, to diversify her product offerings and better serve customers. Previous loans have helped her family gradually improve their living conditions and maintain their business. Her main difficulty is that many customers buy goods on credit, which affects her available business capital. In the future, she hopes her children will succeed in their studies, especially that her child will be admitted to university, and that her family business will grow so she can purchase more equipment and tools to further develop her business.

Nguyệt : Vietnam

Fri, 20 Mar 2026 06:26:36 PDT

$150 of $1,925 raised.

Started raising funds on Mar 20, 2026

Mrs. Nguyệt is 43 years old and lives with her family in Tiên Trang Commune. She has two dependent children: her first child is 14 years old and studying in grade 8, and her second child is 9 years old and studying in grade 3. She works very hard to support her children’s education and always hopes they will stay healthy, study well, and grow up in a happy family. She has more than 10 years of experience selling fish. Her family is classified as a low-income household in the local community. She is applying for her fourth loan from Thanh Hóa MFI to expand her small fish trading business. With this loan, she plans to purchase more types of fish such as mackerel, flounder, ribbon fish, and golden threadfin bream to better meet customer demand and increase her income. Previous loans have helped her family gradually improve their living conditions. Her main difficulty is that her house is located far from the town center, which makes transportation and business activities more challenging. In the future, she hopes her family will remain healthy and happy, earn enough income to support her children’s education, and gradually purchase more tools and equipment to further develop her business.

Khen : Vietnam

Tue, 24 Mar 2026 12:23:46 PDT

$200 of $1,900 raised.

Started raising funds on Mar 24, 2026

Mrs. Khen is 48 years old and currently lives with her family in Tiên Trang Commune. She has two dependent children: her eldest child is 18 years old and studying in grade 12, and her second child is 15 years old and in grade 9. As a devoted mother, she works tirelessly to support her children’s education and hopes they will grow up healthy, study well, and have better futures. Her family life is modest, but she always strives to keep her household stable and happy. She has more than 10 years of experience selling fish. Her family is classified as a low-income household in the local community. She is applying for her seventh loan from Thanh Hóa MFI to continue expanding her small business by purchasing more types of fish such as mackerel, flounder, ribbon fish, and golden threadfin bream to meet customer demand. Her previous loans have helped her improve her family’s living conditions and maintain a more stable source of income. Her main difficulty is that her house is located far from the town center, making transportation and trading more challenging. In the future, she hopes her family will remain healthy and happy, that she can earn enough money to support her children’s education, and that she will be able to invest in more tools and equipment to further develop her business.

Nhung : Vietnam

Tue, 24 Mar 2026 12:05:29 PDT

$325 of $1,900 raised.

Started raising funds on Mar 24, 2026

Mrs. Nhung is 40 years old and currently lives alone in Tiên Trang Commune. She has three dependents, including her eldest child who is in grade 9, her second child who is in grade 6, and her elderly mother who is often ill and unable to earn an income. Despite living separately, she remains the main financial support for her children and her mother. Her family is classified as a low-income household in the local community. She has more than 10 years of experience running a small grocery business. To maintain and expand her income, she is applying for her eighth loan from Thanh Hóa MFI to invest in additional goods such as snacks, soft drinks, and bottled water to sell in her shop. Her previous loans have helped her gradually improve her family’s living conditions and better support her dependents. Her main difficulty is that her house is located far from the town center, which limits her business opportunities. In the future, she hopes her family will remain healthy and happy, that she can earn enough money to support her children’s education, and that she will be able to save some money to prepare for unexpected risks such as illness or unemployment.

Nguyệt : Vietnam

Tue, 24 Mar 2026 12:53:13 PDT

$150 of $1,900 raised.

Started raising funds on Mar 24, 2026

Mrs. Nguyệt is 43 years old and currently lives with her family in Vạn Lộc Commune. She has two dependent children; her eldest child is in grade 12 and her younger child is in grade 7. Due to her husband’s poor health, he is only able to do light work, so she is the main breadwinner of the family. Despite many financial difficulties, she continues to work hard to provide stability for her children and ensure they can continue their education. Mrs. Nguyệt has more than 15 years of experience in the seafood business. Her family is classified as a low-income household in the local community. She is applying for her eleventh loan from Thanh Hóa MFI, a Kiva lending partner, to expand her seafood business by purchasing more crabs to better meet customer demand. The loans she has received since 2011, have helped her family gradually improve their living conditions and maintain a more stable income, despite ongoing financial challenges. Her main difficulty is the lack of money to expand her small business. In the future, she hopes her family will remain healthy and happy, that she can earn enough money to support her children’s education, and that she will be able to save some money to prepare for unexpected risks such as illness or unemployment. Thank you for supporting Mrs. Nguyệt.

Hà : Vietnam

Tue, 24 Mar 2026 12:53:13 PDT

$225 of $1,900 raised.

Started raising funds on Mar 24, 2026

Mrs. Hà is 55 years old and currently lives with her family in Đông Tiến Ward. Although her life is still modest, she always tries her best to work hard and contribute to her family’s daily expenses. Her household is classified as a low-income family in the local community, and she continues to make efforts to improve their living conditions through her small business. She has more than 10 years of experience running a small grocery shop. To maintain and expand her business, she is applying for her seventh loan from Thanh Hóa MFI. She plans to use the loan to purchase more products such as instant noodles, laundry detergent, and soft drinks to better meet the needs of her customers. The previous loans she received have helped her family gradually improve their financial situation and maintain a more stable source of income. Her main difficulty is that her house is located far from the town center, which makes trading activities more challenging. In the future, she hopes her family will remain healthy and happy and that her business will continue to grow. She also hopes to invest in more tools and equipment to further support and develop her small business.

Hà : Vietnam

Wed, 25 Mar 2026 14:51:09 PDT

$175 of $1,900 raised.

Started raising funds on Mar 25, 2026

Hà is 54 years old, married, and has four children. While most of her children are grown, one is still attending university. Her family lives in a rural area of Thanh Hoa province. For over five years, Hà and her husband have run a small pork business. They purchase pigs from local farms and sell pork at the local market, earning around $300 per month. She is requesting her first loan from Thanh Hoa MFI to purchase more pigs and expand her business. In the future, Hà hopes her business will grow steadily and provide a better life for her family, especially by supporting her child’s education.

Dũng : Vietnam

Fri, 27 Mar 2026 10:14:02 PDT

$175 of $1,900 raised.

Started raising funds on Mar 27, 2026

Mr. Dũng is 37 years old and married with two children who are currently attending school. He lives with his family in a rural area of Thanh Hoa province, where life remains challenging. His wife works as a casual laborer, while Mr. Dũng earns a living as a construction worker and supplements his income by growing acacia trees for timber. Despite working hard, his family still faces financial difficulties. Mr. Dũng is requesting a loan from Thanh Hoa MFI to purchase seedlings and fertilizers, as well as hired labor to help maintain his acacia plantation. This will be his first loan. Mr. Dũng expects the trees to be ready for harvest in five or six years. Looking ahead, he hopes for good health for his family, stable work, and better educational opportunities for his children.

Sinh : Vietnam

Fri, 27 Mar 2026 10:14:03 PDT

$125 of $1,900 raised.

Started raising funds on Mar 27, 2026

Mr. Sinh is 30 years old, married and the father of a young child. He belongs to an ethnic minority community and lives in a remote mountainous area of Thanh Hoa province. With a newborn at home, his wife stays behind to care for the baby, making Mr. Sinh the family's sole breadwinner. In addition to supporting his wife and child, he also takes care of his elderly mother. Life is still challenging and unstable, but Mr. Sinh works tirelessly to provide for his family. His primary job is working as a driver and he also grows acacia trees to earn additional income. Acacia seedlings take around five or six years to mature, after which the wood can be sold to traders. This not only helps improve his family’s income but also contributes to environmental protection. Mr. Sinh is requesting a loan from Thanh Hoa MFI to buy acacia seedlings and fertilizer. This will be his first loan. He hopes that with proper care, his plantation will grow well and bring more stable income, helping him build a better future for his family.

Hiền : Vietnam

Fri, 27 Mar 2026 10:14:03 PDT

$275 of $1,900 raised.

Started raising funds on Mar 27, 2026

Hiền is 50 years old and has been widowed for many years. She has worked hard on her own to raise her children to adulthood. She now lives in a small house in a coastal area of Thanh Hoa province. Every day, Hiền buys fresh seafood from local fishermen, prepares it, and sells it to people in her community. Through this work, she earns an income of nearly $300 per month. To expand her business, Hien plans to purchase additional seafood, particularly crabs, to meet customer demand. She is applying for her sixth loan from Thanh Hoa MFI to support this plan. Hien hopes that this investment will help increase her income, allow her to grow her business, and improve her family’s quality of life.

Ngoan : Vietnam

Fri, 27 Mar 2026 10:14:04 PDT

$325 of $1,900 raised.

Started raising funds on Mar 27, 2026

Ngoan is 52 years old, married, and all of her children are now grown. She belongs to an ethnic minority group and lives with her family in a remote mountainous area of Thanh Hoa province. Her husband works as a manual laborer, but his income is unstable. For more than 20 years, Ngoan has been engaged in farming and animal husbandry. In addition, she takes on extra work at local farms to supplement the family’s income. Her family grows acacia trees, which are later sold as timber to factories. Acacia is typically cultivated for 5 to 6 years before harvest, providing both economic benefits and contributing to environmental protection, which makes it a popular crop among local farmers. After recently harvesting their acacia plantation, Ngoan plans to reinvest by purchasing new acacia seedlings and fertilizer to replant her land. To support this plan, she is applying for her third loan from Thanh Hoa MFI. Ngoan hopes that with continued investment and hard work, her family’s income will increase in the future, allowing them to improve their living conditions.

Bắc : Vietnam

Fri, 27 Mar 2026 13:19:49 PDT

$225 of $1,900 raised.

Started raising funds on Mar 27, 2026

Bắc is a 32-year-old mother of two young children, living with her family in a mountainous area of Thanh Hoa province. As a member of an ethnic minority community, she faces daily challenges in building a stable livelihood. During the sugarcane season, Bắc and her husband travel nearly 15 kilometers to work on distant hills, often returning home late in the evening after a long and exhausting day. Their main income comes from their sugarcane field, and Bắc also takes on additional work at a small breakfast stall to support the family. Despite their efforts, their income remains unstable, and they are classified as a near-poor household in their community. Bắc is now requesting her second loan from Thanh Hoa MFI. She plans to invest in high-quality sugarcane seedlings and fertilizer to improve her crop yield and productivity. She hopes that, with better harvests, her family can gradually overcome poverty and create a brighter, more secure future for her children.

Nhuận : Vietnam

Fri, 27 Mar 2026 13:19:50 PDT

$100 of $1,900 raised.

Started raising funds on Mar 27, 2026

Nhuận is a 45-year-old mother of two, living with her family in a coastal area of Thanh Hoa province. Both of her children are still in school, and she works tirelessly to support their education and daily needs. Her husband earns a living from fishing, but his income is unpredictable and depends heavily on the weather and seasonal conditions. To create a more stable source of income, Nhuận runs a small seafood stall at the local market. Every day, she wakes up early to buy fresh seafood from local fishermen, then brings it to the market to sell. Although the work is physically demanding, she earns around $300 per month, just enough to cover basic living expenses. Nhuận is now requesting her third loan from Thanh Hoa MFI. With additional capital, she plans to purchase a larger variety of fish, shrimp, and other seafood to meet customer demand and grow her business. She hopes this investment will help her increase her income, better support her children’s education, and gradually improve her family’s living conditions.

Hằng : Vietnam

Mon, 30 Mar 2026 19:50:09 PDT

$75 of $1,900 raised.

Started raising funds on Mar 30, 2026

Mrs. Hằng, 54, is a widow living alone in a small house in a coastal area of Thanh Hoa. Her two children are grown and have moved out, leaving her to support herself. For over 10 years, she has earned a living selling vegetables at the local market. Renting a small stall, she buys produce from traders and nearby farms, then sells it to local customers. Her income is modest, at just over $300 per month, and covering daily expenses remains a challenge. To improve her livelihood, Mrs. Hằng hopes to expand her stock and offer more fresh produce. However, limited capital is holding her back. She is applying for her 8th loan from Thanh Hoa MFI to purchase additional vegetables to sell. With your support, Mrs. Hằng can strengthen her small business, increase her income, and build savings for a more secure and independent future.

Hồng : Vietnam

Mon, 30 Mar 2026 20:00:10 PDT

$50 of $1,900 raised.

Started raising funds on Mar 30, 2026

Mrs. Hồng, 42, lives in a rural area of Thanh Hoa with her husband and two children. While her eldest child is grown, her younger son is still in school and depends on the family’s limited income. Her husband works as a casual laborer, with unstable earnings. To support the household, Mrs. Hong runs a small grocery shop from her home, earning around $300 per month. Despite her hard work, the family still faces financial challenges. Mrs. Hồng hopes to expand her shop by stocking more essential goods to better serve her community and increase her income. She is requesting her sixth loan from Thanh Hoa MFI to invest in additional inventory. With this support, she aims to grow her business, strengthen her family’s financial stability, and ensure a healthier, more secure future for her children.

Huynh : Vietnam

Mon, 30 Mar 2026 20:50:08 PDT

$75 of $1,900 raised.

Started raising funds on Mar 30, 2026

Huynh is a 56-year-old woman from an ethnic minority family living in a remote mountainous area of Thanh Hoa province. She and her husband have raised their children, who are now grown and working far from home. Today, the couple cares for their two young grandchildren, providing them with daily support and stability. Their income comes from growing sugarcane, raising chickens and pigs, and taking on occasional labor work at nearby farms. Despite their hard work, their earnings remain modest and their living conditions are still challenging. Huynh is now requesting her seventh loan from Thanh Hoa MFI. She plans to use the loan to purchase new sugarcane seedlings and fertilizer to replant her field after the recent harvest. She expects to harvest and sell the sugarcane to a factory after one year. Looking ahead, Huynh hopes her sugarcane farm will grow successfully, allowing her to increase her income and provide a better life for her grandchildren.

Hiền : Vietnam

Wed, 01 Apr 2026 01:30:09 PDT

$175 of $1,900 raised.

Started raising funds on Apr 1, 2026

At 52, Hiền lives with her husband in a modest home on the outskirts of the city. Their two sons are grown, married, and living independently. Hiền earns a living selling seafood. Without the means to rent a stable stall, she moves from place to place, setting up wherever she can. This constant uncertainty makes her work exhausting and her income unpredictable. On rainy days or when sales are slow, she often earns nothing at all. At the same time, her husband frequently falls ill and requires ongoing medical treatment. Hospital visits and medication costs place a heavy financial burden on the family. Each illness brings renewed stress, as they struggle to cover daily expenses. Despite these challenges, Hiền remains determined. She is seeking a small loan from Thanh Hoa MFI to purchase more seafood, such as squid and shrimp, to expand her business. With better stock, she hopes to attract more customers, increase her income, and create a more stable life for her family.

Thơm : Vietnam

Wed, 01 Apr 2026 01:40:09 PDT

$50 of $1,900 raised.

Started raising funds on Apr 1, 2026

At 41, Thơm is a devoted mother of three children, all currently in school. She lives with her family in a small home on the outskirts of Thanh Hoa, where daily life is a constant balancing act between income and expenses. Thom earns a living selling seafood. Each day, she buys fresh fish, shrimp, and squid from nearby fishermen and resells them to local customers. With her husband in poor health and unable to contribute consistently, the responsibility of supporting the entire family falls largely on her shoulders. Beyond providing daily meals, Thơm faces the growing burden of her children’s education. School fees for her two older children continue to rise, while her youngest often falls ill, adding frequent medical expenses to an already strained budget. Despite her tireless efforts, the family’s income remains unstable, making it difficult to keep up with these increasing costs. To improve their situation, Thơm is seeking her first loan from Thanh Hoa MFI. With this support, she plans to invest in more seafood stock, allowing her to expand her business, attract more customers, and increase her earnings.

Bình : Vietnam

Wed, 01 Apr 2026 01:50:09 PDT

$25 of $1,900 raised.

Started raising funds on Apr 1, 2026

Bình is a 41-year-old mother of two, living with her family in a coastal area of Thanh Hoa province, Vietnam. Her eldest son has already started working to support himself, while her younger child, now 12 years old, is still attending school. Bình earns a living by selling seafood at a local market. Each day, she carefully selects and sells fresh fish, shrimp, and squid to her customers. Despite her dedication and long working hours, her income is only around $250 per month, just enough to cover essential expenses, leaving little room for savings or growth. Determined to improve her family’s situation, Bình has a clear plan. She hopes to expand her small business by purchasing a greater variety and quantity of seafood. To turn her plan into reality, Bình is applying for her 13th loan from Thanh Hoa MFI. With this support, she will be able to invest in more inventory, strengthen her business, and gradually increase her income.

Hanh : Vietnam

Wed, 01 Apr 2026 02:00:10 PDT

$50 of $1,900 raised.

Started raising funds on Apr 1, 2026

Hanh is a 43-year-old mother of two, with children aged 17 and 15 who are both still in school. Her family lives in a coastal area of Thanh Hoa, Vietnam. Her husband works as a fisherman, while Hanh sells seafood at the local market. Together, they earn nearly $300 per month, just enough to cover their basic needs. To improve their income, Hanh plans to purchase more shrimp, fish, squid, and crab to expand her small business. However, she lacks the capital to do so. She is requesting her ninth loan from Thanh Hoa MFI to invest in her business. With this support, Hanh hopes to increase her income and provide a better life for her children.

Hà : Vietnam

Wed, 01 Apr 2026 02:00:11 PDT

$50 of $1,900 raised.

Started raising funds on Apr 1, 2026

At 43, Hà is a mother of four children, all still in school. Her family lives in a rural area of Thanh Hoa. Her husband works as a manual laborer, but his income is unstable. For nearly 10 years, Hà has been the backbone of the family, running a small mobile grocery business. Every day, she loads her goods onto a cart and travels through busy streets and crowded areas, hoping to attract customers. Despite her hard work, her income, just over $200 a month, remains uncertain. With four children to support and rising daily expenses, Hà is determined to do more. She is applying for her third loan from Thanh Hoa MFI to invest in additional products such as glasses and leather wallets, items she believes will sell well and help increase her earnings. Hà dreams of a future where her income is stable and her children can grow up with better opportunities.

Phương : Vietnam

Mon, 06 Apr 2026 02:10:08 PDT

$50 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Phương is 54 years old. She is married and has two children who are now grown up and have their own families. Her husband works as a mechanical worker and often has to travel to different construction sites for work. She works as a janitor at a local factory. Although her job requires hard physical labor, the income is still modest. To earn extra money, she also runs a small grocery shop at home to help cover the family’s daily living expenses. Most of her customers are local residents in her neighborhood. She is applying for her eighth loan from Thanh Hóa MFI to expand her small grocery business. She plans to use the loan to purchase additional goods such as energy drinks, snacks, candy, instant noodles, and fish sauce to meet the increasing and diverse demands of her customers. The lack of sufficient capital has been a major obstacle preventing her from expanding her business. Through this loan, she hopes to attract more customers and increase her income, thereby gradually improving her family’s financial situation. In the future, she hopes her family will remain healthy and happy and that their economic conditions will continue to improve.

Liên : Vietnam

Mon, 06 Apr 2026 21:30:09 PDT

$25 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Liên is 57-years old and currently lives with her husband in Yên Định Commune. Although she does not have any dependents, she and her husband rely on each other for support as they grow older. Their life in the rural area is still difficult, and they continue to work hard every day to maintain their basic living needs. Their family is classified as a low-income household in the local community. Mrs. Liên has more than 25 years of experience in farming. In addition to her agricultural work, she also works as a domestic helper to earn extra income. She is applying for her second loan from Thanh Hóa MFI to repair her livestock facilities. She plans to use the loan to buy construction materials such as bricks, iron, sand, and cement to improve her barn's conditions to increase the efficiency of her livestock activities. Mrs. Liên's previous loan helped her family gradually improve their living conditions. Her main difficulty is that her house is located far from the town center, which makes transportation and economic activities more challenging. In the future, Mrs. Liên hopes her family will remain healthy and happy, that they can repair their house, and that they will be able to save some money to prepare for unexpected risks such as illness or unemployment.

Tý : Vietnam

Mon, 06 Apr 2026 21:40:09 PDT

$75 of $1,900 raised.

Started raising funds on Apr 6, 2026

Ms. Tý is a 38-year-old woman from an ethnic minority group, who lives with her family in a rural mountainous area in the western part of Thanh Hóa province. She is married and has two children. Her eldest child is 16 years old and currently studying in grade 10, while her younger child is 9 years old and studying in grade 3. Both children are still financially dependent on the family as they continue their education. Despite many challenges, Ms. Tý always prioritizes her children’s schooling and hopes they will have better opportunities in the future. With more than 10 years of experience in farming, Ms. Tý has always worked diligently to support her family. Her household is classified as a low-income family in the local community, and their living conditions remain difficult, especially because their home is located far from the town center. Facing these challenges, Ms. Tý has decided to apply for her first loan from Thanh Hóa MFI, to invest in fruit tree cultivation to improve her income and better her family’s economic situation. This loan is an opportunity for her to expand her production activities, gradually stabilize her livelihood, and create a more sustainable source of income. In the future, Ms. Tý hopes her family will remain healthy and happy and that her business activities will continue to improve.

Hằng : Vietnam

Mon, 06 Apr 2026 20:10:08 PDT

$50 of $1,900 raised.

Started raising funds on Apr 6, 2026

Ms. Hằng is 38 years old and currently lives with her family in Thường Xuân Commune. She has two dependent children: her eldest child is 14 years old and studying in grade nine, while her younger child is 8 years old and in grade three. As her husband often works far from home to earn money for the family, she takes full responsibility for managing the household, taking care of the children, and working to support the family’s daily needs. She has more than 10 years of experience in farming. In addition to agricultural work, she also works as a tailor to earn extra income. Despite her hard work, her family is still classified as a low-income household in the local community. She is applying for her first loan from Thanh Hóa MFI to invest in planting acacia trees. She plans to use the loan to purchase acacia seedlings and fertilizers to improve productivity and increase her family’s income. Her main difficulty is that her house is located far from the town center, which makes transportation and access to markets more difficult. In the future, she hopes her family will remain healthy and happy and that she can earn enough money to support her children’s education. She also hopes to gradually improve her financial situation so that she can build a new house and provide a more stable life for her family.

Nam : Vietnam

Mon, 06 Apr 2026 20:10:14 PDT

$50 of $1,900 raised.

Started raising funds on Apr 6, 2026

Ms. Nam is 35 years old and currently lives with her family in Thường Xuân Commune. She has two dependent children: her eldest child is 9 years old and studying in grade four, and her younger child is 6 years old and in grade one. She also lives with her elderly mother-in-law. Sadly, her father-in-law passed away one month ago after suffering from a serious illness, and her mother-in-law is now in weak health. She has more than eight years of experience in farming. Her family is classified as a low-income household in the local community. To improve her family’s financial situation, she is applying for her first loan from Thanh Hóa MFI to invest in planting acacia trees. She plans to use the loan to purchase acacia seedlings and organic fertilizers, hoping they will grow well and provide a more stable source of income for her family in the future. Her main difficulty is that her home is located far from the town center, which makes transportation and access to markets more challenging. In the future, she hopes her family will remain healthy and happy and that she can earn enough money to support her children’s education.

Loan : Vietnam

Mon, 06 Apr 2026 21:30:09 PDT

$25 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Loan is 43 years old and currently lives with her family in Vân Du Commune. Her family has one dependent child who is still in school. At present, her family is facing many financial difficulties. Both she and her husband work as freelance laborers with unstable incomes that are only enough to cover basic daily expenses. Meanwhile, the cost of their child’s education and daily living continues to increase, making their financial situation even more challenging. Despite these hardships, they always try their best to ensure their child can continue attending school and have better opportunities in the future. She has more than 10 years of experience in farming. Her family is classified as a low-income household in the local community. She is applying for her first loan from Thanh Hóa MFI to invest in sugarcane cultivation. With this loan, she plans to purchase sugarcane seedlings and organic fertilizers to improve productivity and create a more stable source of income. She hopes that through her hard work and this financial support, her family’s economic situation will gradually improve. Her main challenge is that the products she produces are often sold at low prices, which affects her income. In the future, she hopes her family will remain healthy and happy and that their financial situation will improve enough for them to build a new house.

Lý : Vietnam

Tue, 07 Apr 2026 20:30:09 PDT

$25 of $1,900 raised.

Started raising funds on Apr 7, 2026

Lý is 57 years old and currently lives with her family in Ngọc Lặc Commune. She is a member of an ethnic minority group in Vietnam. Her children are all grown up and have their own families, but she continues to work hard to support herself and contribute to the household. Despite her efforts, her family is still classified as a low-income household in the local community. She has more than 12 years of experience in farming. In addition to her agricultural work, she also works as a domestic helper, earning about $190 per month, which is still a modest income. She is applying for her third loan from Thanh Hóa MFI to invest in planting acacia trees by purchasing more seedlings. She hopes this investment will provide her with a more stable source of income. At the same time, she believes that planting trees will also contribute to environmental improvement through reforestation efforts. Her main difficulty is that the products she produces often sell at low prices, which affects her earnings. In the future, she hopes her family will remain healthy and happy and that her economic situation will improve.

Tuyết : Vietnam

Tue, 07 Apr 2026 20:40:09 PDT

$25 of $1,900 raised.

Started raising funds on Apr 7, 2026

Tuyết is 52 years old and currently lives with her family in a poor coastal village in Quảng Ninh Commune. Her family has one dependent, a child who is suffering from illness and requires care and support. Despite the many challenges in her life, she continues to work hard to provide for her family and ensure their daily needs are met. Her household is classified as a low-income family in the local community. She has more than 24 years of experience in the seafood trade. She is applying for her eleventh loan from Thanh Hóa MFI to continue developing her small seafood business. With this loan, she plans to purchase more products such as mackerel, Indian mackerel, and squid to better serve her customers and increase her income. The previous loans she received have helped her family gradually improve their living conditions and maintain a more stable livelihood. Her main difficulty is that the products she sells often bring low profits due to low selling prices. In the future, she hopes her family will remain healthy and happy and that her business will continue to grow. She also hopes to invest in more tools and equipment to better support and expand her business activities, helping her family achieve a more stable financial situation.

Thoa : Vietnam

Wed, 08 Apr 2026 00:10:23 PDT

$50 of $1,525 raised.

Started raising funds on Apr 8, 2026

Thoa is 40 years old and currently lives in Quảng Ninh Commune. She has three dependents: her eldest son is currently unemployed, her second son is studying in grade 11, and her youngest son is studying in grade 10. As a mother, she always tries her best to provide for her children and hopes they will have stable jobs and better opportunities in the future. Despite her efforts, her family is still classified as a low-income household in the local community. She has more than 18 years of experience in the seafood business. However, her monthly income is only about $225, which is just enough to cover basic living expenses. To improve her financial situation, she is applying for her fourth loan from Thanh Hóa MFI to expand her small seafood business. She plans to use the loan to purchase more seafood such as squid, shrimp, and mackerel to meet customer demand and increase her income. The previous loans she received have helped her family gradually improve their living conditions. Her main difficulty is that the products she sells often bring low profits due to low market prices. In the future, she hopes her children will find stable employment and that her family’s economic situation will continue to improve.

Lơ : Vietnam

Mon, 06 Apr 2026 22:20:17 PDT

$75 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Lơ is 51 years old and currently lives with her husband in Vạn Lộc commune. Her children are all grown up and have their own families, but she and her husband still work hard to maintain their livelihood. Despite their continuous efforts, their family is still classified as a low-income household in the local community, and they continue striving to improve their financial situation. She has more than 11 years of experience in small-scale trading. She is applying for her seventh loan from Thanh Hóa MFI to support her small business and expand her livestock activities. With this loan, she plans to purchase more chickens and ducks to raise, hoping that with her diligence and experience, the animals will grow well and can be sold to traders at good prices. The loans she has received since 2017 have helped her family gradually improve their living conditions and maintain a more stable source of income. Her main difficulty is that the products she sells often bring low profits due to low market prices, which keeps her family’s financial situation modest. In the future, she hopes her family will remain healthy and happy and that their economic activities will continue to improve.

Thắm : Vietnam

Mon, 06 Apr 2026 21:30:10 PDT

$50 of $1,900 raised.

Started raising funds on Apr 6, 2026

Ms. Thắm is 26 years old and currently lives with her family in Thành Vinh Commune. She is a member of an ethnic minority group in Vietnam. She has two dependent children: her first child is studying in grade 1 and her second child is attending kindergarten. Due to difficult living conditions, both she and her husband have to travel about 10 kilometers every day to work in remote and challenging mountainous areas. Because of this, they often have to ask neighbors to help look after their children. Despite these hardships, she always tries her best to ensure her children can go to school and have adequate care. She has more than eight years of experience in farming. Her family is classified as a near-poor household in the local community. She is applying for her second loan from Thanh Hóa MFI to invest in sugarcane farming by purchasing sugarcane seedlings and organic fertilizers. Her previous loan helped her family gradually improve their living conditions. Through this new investment, she hopes to further increase her family’s income and create a more stable livelihood through agricultural production. Her main challenge is that her home is located far from the town center, which makes transportation and access to services more difficult. In the future, she hopes her family will remain healthy and happy and that she can earn enough money to support her children’s education.

Nga : Vietnam

Mon, 06 Apr 2026 21:30:10 PDT

$25 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Nga is 57 years old and currently lives with her family in Nguyệt Ấn Commune. Her children are already grown up and independent, but she continues to work hard to contribute to the family’s livelihood. Her family is classified as a near-poor household in the local community, and she remains committed to improving their living conditions through her continuous efforts. She has more than 10 years of experience in farming. She is applying for her sixth loan from Thanh Hóa MFI to invest in planting acacia trees by purchasing additional seedlings. By taking advantage of available natural fertilizers and the favorable conditions of her mountainous area, she hopes the trees will grow well and provide her with a more stable source of income. The previous loans she received have helped her family gradually improve their financial situation and living standards. Her main difficulty is that her home is located far from the town center, which makes transportation and access to markets more challenging. In the future, she hopes her family will remain healthy and happy and that her farming activities will become more successful.

Hồng : Vietnam

Mon, 06 Apr 2026 22:10:16 PDT

$25 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Hồng is 54 years old and currently lives with her family in Quảng Phú Ward. Her children are already grown up and independent. Despite this, she continues working hard to maintain the family’s financial stability. Her family is classified as a low-income household in the local community, and she remains committed to improving their living conditions through her small business. She has more than 14 years of experience in running a small grocery business. She is applying for her 14th loan from Thanh Hóa MFI to expand her business by purchasing additional goods such as cooking oil, laundry detergent, and shampoo. The loans she has received since 2010 have helped her family gradually improve their living conditions and maintain a more stable source of income. Through this new loan, she hopes to further strengthen her small business and increase her earnings. One of her main challenges is that many customers buy goods on credit, which affects her cash flow and makes it harder to maintain sufficient working capital. In the future, she hopes her family will remain healthy and happy and that her business will continue to grow.

Tuyết : Vietnam

Mon, 06 Apr 2026 22:10:17 PDT

$50 of $1,525 raised.

Started raising funds on Apr 6, 2026

Mrs. Tuyết is 44 years old and currently lives with her family in Minh Sơn Commune. She is a member of an ethnic minority group in Vietnam. Her family has one dependent child who is currently studying in grade eight. Despite the many challenges of daily life, she always tries her best to support her child’s education and improve her family’s living conditions. Her household is classified as a near-poor family in the local community. She has more than 15 years of experience in farming. In addition to her agricultural work, she also earns extra income by peeling acacia bark. She is applying for her second loan from Thanh Hóa MFI to continue investing in acacia cultivation by purchasing more seedlings. The previous loan she received helped her family gradually improve their living conditions and provided better financial stability. Through this new loan, she hopes to further increase her income and strengthen her family’s livelihood. Her main difficulty is that her home is located far from the town center, which makes transportation and access to services more difficult. In the future, she hopes her family will remain healthy and happy and that her economic situation will continue to improve.

Hằng : Vietnam

Mon, 06 Apr 2026 22:20:18 PDT

$50 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Hằng is 51 years old and currently lives alone in Thạch Lập Commune. She belongs to an ethnic minority group in Vietnam. Although she lives alone, she is raising and taking care of her grandchild, who is currently studying in grade one and depends on her support. Despite the challenges of her situation, she remains strong and dedicated to ensuring her grandchild can continue attending school and have a better future. She has more than 20 years of experience in farming. In addition to her agricultural work, she also runs a small trading activity to earn extra income. However, her family is still classified as a near-poor household in the local community. She is applying for her fifth loan from Thanh Hóa MFI to invest in planting acacia trees by purchasing additional seedlings. She hopes the trees will grow well and provide a more stable source of income. The previous loans she received have helped her gradually improve her living conditions and better cope with financial difficulties. Her main goal is to improve her living conditions and reduce the difficulties she faces in daily life. In the future, she hopes her family will remain healthy and happy and that her economic situation will continue to improve.

Duyên : Vietnam

Mon, 06 Apr 2026 22:20:18 PDT

$25 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Duyên is 45 years old and currently lives with her family in Minh Sơn Commune. She has one dependent child who is currently studying in grade six. As a mother, she always strives to provide the best possible care and education for her child despite financial challenges. Her family is classified as a low-income household in the local community, and she continues to work hard to improve their living conditions. She has more than eight years of experience in farming. She is applying for her first loan from Thanh Hóa MFI to invest in planting acacia trees by purchasing additional seedlings. She hopes this investment will help create a more stable source of income so she can better support her family. Through her determination and hard work, she aims to gradually strengthen her family’s financial situation and ensure a more secure livelihood. Her main difficulty is that her home is located far from the town center, which makes transportation and access to markets more difficult. In the future, she hopes her family will remain healthy and happy and that her economic activities will become more successful.

Tường : Vietnam

Mon, 06 Apr 2026 22:20:18 PDT

$25 of $1,900 raised.

Started raising funds on Apr 6, 2026

Mrs. Tường is 62 years old and currently lives alone in Minh Sơn Commune. She belongs to an ethnic minority group in Vietnam. Despite her age, she is taking care of two dependent grandchildren, one studying in grade five and the other in grade two. As the main caregiver, she works hard to provide for their daily needs and ensure they can continue their education. Her family is classified as a near-poor household in the local community. She has more than 20 years of experience in farming. In addition to her agricultural work, she sometimes works as a domestic helper to earn extra income, although this work is not stable. She is applying for her second loan from Thanh Hóa MFI to invest in planting acacia trees by purchasing additional seedlings. Through this investment, she hopes not only to improve her income but also to contribute to environmental protection through reforestation and soil erosion prevention. Her previous loan helped her family gradually improve their living conditions. Her main difficulty is that the agricultural products she produces are often sold at low prices, which limits her income. In the future, she hopes her family will remain healthy and happy and that her financial situation will continue to improve.

Sen : Vietnam

Tue, 07 Apr 2026 19:30:09 PDT

$25 of $1,900 raised.

Started raising funds on Apr 7, 2026

Mrs. Sen is 58-years old and currently lives with her family in Trung Chính Commune. Her children are already grown up and have their own families. Despite this, she continues to work hard to contribute to the family’s income and maintain financial stability. Her family is classified as a low-income household in the local community, and she remains committed to improving their living conditions through her hard work. Mrs. Sen has more than 20 years of experience in farming. She is applying for her second loan from Thanh Hóa MFI to invest in livestock farming by purchasing breeding cows. She hopes this investment will help her create an additional and more stable source of income. The previous loan she received helped her family gradually improve their living conditions and better manage daily expenses. Through this new loan, Mrs. Sen expects to further strengthen her family’s economic situation. In the future, Mrs. Sen hopes her family will always remain healthy and happy and that their economic conditions will continue to improve.

Huế : Vietnam

Sun, 12 Apr 2026 00:10:08 PDT

$0 of $775 raised.

Started raising funds on Apr 12, 2026

Huế is 35 years old and currently lives with her family in Thạch Lập Commune. She belongs to an ethnic minority group in Vietnam. She has three dependent children: her first child is in grade 7, the second is in grade 4, and the third is in grade 2. As the main caregiver, she works hard every day to ensure her children can continue their education despite the financial challenges her family faces. Her household is classified as a low-income family in the local community. She has more than six years of experience in farming. She is applying for her first loan from Thanh Hóa MFI to invest in planting acacia trees by purchasing seedlings. Through this loan, she hopes to develop her agricultural activities and create a more stable source of income to support her family. This opportunity to access microfinance is an important step for her to gradually improve her family’s economic situation through her own efforts. In the future, she hopes her family will remain healthy and happy and that she will be able to earn enough money to support her children’s education. She also hopes that the agricultural products she produces will be sold at better prices so she can continue improving her family’s living conditions.