• Corey
    A loan of $1,900 helps Corey to buy a high-speed buffer, carpet cleaner and supplies to grow my b...

  • Meghan
    A loan of $5,000 helps Meghan to acquire a booth and hire people to sew inventory for the second ...

  • Jt
    A loan of $5,000 helps Jt expand my business to provide more resources to small businesses in my ...

Photo: Ron Cogswell

When you lend in Richmond

You can make a difference in so many ways:

  •     Invest in small businesses, which create 2 out of every 3 new jobs.
  •     Jumpstart the local economy and strengthen the local community.
  •     Support entrepreneurs with advice and your custom, as well as $5.

Small business owners and budding entrepreneurs are struggling to access the loans they need to start up and grow. They’re denied loans from conventional  lenders for any number of reasons: the amount they need is too small, their business is too young, their plan is too innovative, or their credit history is too short or damaged.

What they do have is the passion, plan and people in their community that know and trust them.  And now they have you.

When small businesses do well, we all do well.
  1. Choose a borrower
    Browse hundreds of borrower profiles and find a story that connects with you.
  2. Make a loan
    Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.
  3. Get repaid
    Receive updates as the borrowers you support succeed and repay their loans.
  4. Repeat!
    When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!

About Kiva City

Richmond joins D.C., Newark, Little Rock, Detroit, New Orleans and Los Angeles as part of the broader Kiva City program helping small business owners get the financing they need to grow and create jobs.  Kiva Cities are partnerships of local community groups, microfinance organizations and Kiva Zip Trustees working together to connect Kiva lenders to entrepreneurs that they know and trust in their communities.


Capital One Financial Corporation is a Fortune 500 company with approximately 1,000 branch locations. Its subsidiaries offer a broad spectrum of financial products and services to consumers, small businesses and commercial clients. The company  recognizes that helping to build strong and healthy communities — good places to work, good places to do business and good places to raise families — benefits us all.  Capital One is proud to support Kiva and other community initiatives.

Our Trustees are TA providers, community organizations, and individuals committed to supporting social good and job growth through entrepreneurship, by enabling small business owners to access interest-free crowdfunded loans on Kiva Zip. In Richmond trustees include: