• Demond
    A loan of $10,000 helps Demond fund the manufacturing and distribution for my line of homemade bb...

  • Carl
    A loan of $5,000 helps Carl buy a refrigerated dessert display unit for my restaurant.

  • Jimmie
    A loan of $5,000 helps Jimmie buy new equipment to expand my baking operation and market my busin...

  • Megan
    A loan of $4,925 helps Megan increase production and profitability through the purchase of new eq...

Photo: Photo by B. Krist for Visit Philadelphia

Lend in Philadelphia

The City of Philadelphia is home to more than 26,000 small businesses that employ more than half a million people in the region. These small businesses are as diverse as the city itself, and vital to the local economy.
Small businesses in Philadelphia are serving up artisanal foods, providing professional and creative services, keeping craft manufacturing alive and boosting the local fashion and retail scenes.
But many small business owners and budding entrepreneurs also struggle to access the loans they need to get started and grow. They’re denied loans from conventional lenders for any number of reasons: the amount of money they need is too small, their business is too young, their plan is too innovative or their credit history is too short or damaged.
What they do have is passion, plans and people in their community that know and trust them.  And now they have you!
When small businesses do well, we all do well.

Click here to make a loan to a Philadelphia small business owner >>

  1. Choose a borrower
    Browse hundreds of borrower profiles and find a story that connects with you.
  2. Make a loan
    Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.
  3. Get repaid
    Receive updates as the borrowers you support succeed and repay their loans.
  4. Repeat!
    When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!

About Kiva City

The Kiva City program helps small business owners get the financing they need to grow and create jobs.

Kiva Cities are a partnership of local community groups, microfinance organizations and Kiva Zip Trustees working together to connect Kiva lenders to entrepreneurs that they know and trust in their communities.

To learn more about Kiva City Philadelphia, or explore becoming a borrower or trustee, please contact Alyssa Thomas (Kiva Zip Philadelphia Manager) at Alyssa.Thomas@phila.gov.


The Barra Foundation

The Barra Foundation invests in innovation to inspire change that strengthens communities in the Greater Philadelphia region.  Barra’s funding provides both risk capital and core support to acknowledge and advance innovation in our region. Through its Catalyst Fund and Barra Awards, the Foundation provides approximately $4 million in annual grants that are focused in and across the fields of Arts & Culture, Education, Health and Human Services. For more information, visit www.barrafoundation.org.

Philadelphia Commercial Development Corporation

Philadelphia Commercial Development Corporation's mission is to revitalize neighborhoods and assist small businesses. Its efforts are directed towards promoting entrepreneurial development, increasing employment, and improving the economy and quality of life in Philadelphia's neighborhoods. PCDC is proud to support Kiva City Philadelphia as we believe this program to be a perfect fit with PCDC's mission and goals.

Philadelphia Department of Commerce
The City of Philadelphia is a proud supporter of Kiva City Philadelphia because Kiva Zip provides Philadelphia small business owners with an innovative and alternative source of capital. Small businesses are the backbone of Philadelphia’s economy; it is critical that the City support these entrepreneurs in building thriving lucrative enterprises. Through the establishment of Kiva Zip Philadelphia, hundreds and thousands of Philadelphia small business owners will have access to loans of up to $5,000, and a large network of local and global lenders who become customers, business advisors, and emotional supporters. For a small business owner, $5,000 can make all the difference; this financial injection can cover the cost of startup, permits and licenses, inventory, marketing and much more.

Zisman Family Foundation

Mayor's Fund for Philadelphia
The Mayor’s Fund for Philadelphia is a non-profit organization that advances the Mayor’s goals through facilitation of public-private partnerships for the benefit of the people of Philadelphia. The Fund is proud to directly support and to serve as the administrator of grant funds that cover a full-time staff member for Kiva City Philadelphia for 2 years. Kiva Zip will directly support small business owners and entrepreneurs in neighborhoods across the city, which is a key aspect of economic development. The Funds sees Kiva Zip as a major strategy to further our city’s efforts to improve the safety, economic security and sustainability of communities, families and individuals in Philadelphia.

Philadelphia Foundation
Since 1918, The Philadelphia Foundation has been committed to improving the quality of life in Bucks, Chester, Delaware, Montgomery, and Philadelphia counties. It links those with financial resources to those who serve societal needs. Through investment, it grows the more than 900 charitable funds established by its donors. Through this support, the Foundation enhances culture and recreation, strengthens children and families, advances economic opportunities and builds healthy communities. To learn more, visit www.philafound.org.

Loan Matching Providers


Funding was provided by PNC Foundation and the PNC Charitable Trusts. The PNC Foundation, which receives its principal funding from The PNC Financial Services Group (www.pnc.com), actively supports organizations that provide services for the benefit of communities in which it has a significant presence. The foundation focuses its philanthropic mission on early childhood education and community and economics I development, which includes the arts and culture. PNC Charitable Trusts awards grants to worthy nonprofit organizations from charitable trusts for which PNC has fiduciary and grant making responsibility.

Zisman Family Foundation

Nancy and Greg Wolcott

Friends of Kiva City Philadelphia

Investor’s Circle Philadelphia

Mayor's Fund for Philadelphia